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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Due to 5 I's comments on management and the rising payout ratio I have sold my KWH.UN and plan to replace it with one of the following options. In a portfolio currently containing 16 stocks and ETF's. Going to replace it with either BEP.UN or NFI or both. Which would you suggest ? 2.75 % in each or 5.5 % in one ? I am leaning toward BEP'UN if one but would like 5I's opinion. I could also go 5.5 % in each as there is surplus cash. { 17% }
Read Answer Asked by Garth on December 04, 2018
Q: Hi, I have my portfolio distribution
10% in a short term bond (RRSP)
50% in XUS (Registered)
25% in HXS (TFSA)
15% in my Non Registered Account (HXT).

Is it time to move to a more definsive strategy. I am thinking of shiftin about 30 % in the likes of BCE and another 20% to short term bonds. Would you be ok with this?

Thanks
Read Answer Asked by Abhishek on December 04, 2018
Q: I assume ALA spun out ACI to reduce debt. Given the positive recommendations on ACI while ALA shares continue to decline, it appears to be short gain for long term pain. Thus, I am confused as to why ALA did this. Also, with ALA in the doldrums, would it make sense to take my loss in ALA and buy ACI? Or should I stick with ALA for greater rebound potential?
Read Answer Asked by Ken on December 03, 2018
Q: Hi 5i!
This more of a financial planning question than an investing question.
I recently read the book "Retirement Income For Life". It talks about delaying taking CPP until 70 to maximize the amount received. This is achieved by drawing down RSPs from retirement to 70 and taking 1/3 of your retirement funds and buying an annuity. The annuity pays income for life and the larger CPP payment will last for life also. The goal is to not outlive your money in retirement. I'd love to hear your thoughts on this strategy.
Thank you for your insight!
Dave
Read Answer Asked by Dave on December 03, 2018
Q: With the recent market correction, I have several stocks that are down quite significantly and others that stayed flat or went up a little. This involves that the weightings changed quite a bit for some stocks. I know 5i isn't a big fan of averaging down, but in such context what would be your advice? I have the followings (%loss, weight) :
SIS (-19%, 4%)
PHO(-41%, 1.7%)
KXS(-10%, 3.3%)
NFI(-32%, 2.6%)
PBH(-28%, 3.4%)
TOY(-23%, 2.5%)
MX(-22%, 3.1%)
I currently have 13% cash and would consider reducing it to 7-8%. My sectors are well diversified. Which of the above would be your favorites today for a position increase?

Thank you!
Read Answer Asked by Julien on December 03, 2018
Q: Hi, my question is does i5Research have any insight as to why preferred shares have drastically declined in price during November and is there any hope that this trend will reverse. My already underwater collection of Enbridge and bank preferred shares have decreased 7% in value since the start of November. My collection of preferreds are rate reset, resetting in 2019 and where issued with a 3.8% to 4.4% yield. Thanks … Cal
Read Answer Asked by cal on December 03, 2018
Q: Hi 5i, Seasons Greetings. I generally am a buy and hold type but could use some tax losses against earlier gains this year. The above mentioned stocks could be sold and repurchased in early January. Would that be prudent? Is there anything I should not repurchase? Thanks, Ted
Read Answer Asked by Ted on December 03, 2018
Q: I am considering purchasing ECN preferred for the great yield. Can you explain the difference between ECN.PR.A and ECN.PR.C. I can see the yield from a stock quote but can't figure how the dividend is calculated or when the rate resets on either of these. Which of the two if any would you recommend?
Thanks
Read Answer Asked by Chris on December 03, 2018
Q: Here is a Podcast of some people who went to all of Aphria's business locations and what they found out through their investigations about Aphria. This is somewhat disturbing and destructive information about Aphria.
Here is the link: https://seekingalpha.com/article/4225889-investigating-aphria-gabriel-grego-hindenburg-research
Read Answer Asked by Christopher on December 03, 2018
Q: I know it’s early days, but from what I have read Mene has excellent potential, do you agree ?
Financing was announced Friday, and the stock went down seems excessive to me, new start ups usually do this to get money for expansion, they will have $ 40 M total cash after this financing. Would you buy Mene now ? Insiders own a lot of stock. Do you think we will know who the private investor is on Sedar after the closing of financing ? This investor is in for $ 20 M with the intent of $ 80 M additional, this is a lot of money, this investor is obviously close to Mene and would not invest so much without doing his due diligence.
Comments ?

Thanks
Read Answer Asked by Luc on December 03, 2018
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