skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: After a great deal of scepticism, I have just begun dipping my toes into crypto. I have half a position in HOOD and would appreciate your advice on strategy going forward. As a balanced growth investor, how much exposure would you recommend in the crypto world? Assuming it's greater than the 2.5% currently held, how would you proceed? Thank you.
Read Answer Asked by Maureen on July 29, 2025
Q: It seems that Japan's economy is in trouble and that we should all be taking note. The Japanese are the largest foreign holder of US Treasuries . If they start selling those Treasuries what impact would that have on the US economy and on the rest of the world ? There is an article in the Financial Post this morning entitled "Japan's Bond Market is flashing Red" Why investors should pay attention. Your comments would be most appreciated.
Read Answer Asked by shirley on July 29, 2025
Q: Hi,
I have been holding Carrier, waiting for the quarterly results to take decision about holding it longer. On the surface the results look good. However the market does not like them.
What is your assessment of the results? It is not my core holding. Should I give it some time or deploy the proceeds elsewhere? I would like your opinion.
Regards.
Read Answer Asked by Rajiv on July 29, 2025
Q: Hi can you name some lower risk covered call ETF's in Canada and USA that you would recommend that offer both income and growth and can be held over the long term vs. owning stocks and index funds.

Thanks!
Read Answer Asked by Kim on July 29, 2025
Q: Hello 5i...what would be your current favorite ETFs in the following criteria:

International ex N.America in $USD and $CDN overall market

International ex NA with Growth tilt and with Dividend tilt. $USD and $CDN

Perferance in RRIF vs TFSA..

Holding period > 5 yrs....

thanks/ Art
Read Answer Asked by Arthur on July 29, 2025
Q: I want to warn the world of the CRA's plan to tax people "to death" . We were all seduced into avoiding taxation through contributing to our RRSP. Now at retirement it has grown into a substantial tax liability.

My RIFF just keeps on growing every year .
I can't even give my RIFF to charity without it being taxed as income. "Gambling" on high risk Ai stocks has resulted in massive gains with a higher taxable drawdown .

Is there anything people can do ? It's like being in a taxi going the wrong way through a very long tunnel .
Read Answer Asked by Thomas on July 29, 2025
Q: I was under the impression this ETF didn't pay distributions. Though actually, it does say on its site that it pays them annually. It just doesn't give any idea how much that might be. On my TD Webroker account, though, under projected income it has $2,381.86 for my 290 shares of DXG. That suggests a distribution of over 10%, which I find HIGHLY unlikely given the nature of its underlying holdings. Could you please clear this up for me?
Read Answer Asked by John on July 29, 2025
Q: Good morning 5i
could you please provide a number of US non dividend paying stocks that would be good for selling covered call options on in the current environment. thanks
Read Answer Asked by joseph on July 29, 2025
Q: Hi,

For classification purposes, in which sectors do the above stocks fall ?

Gratefully,

Jacques IDS
Read Answer Asked by Jacques on July 29, 2025
Q: Hi 5i
I used to watch and trade MX (45.64) and looked at it again today. It seems to be quite bouncy so recent pullback is tempting me. I notice CEO Rich Sumner has been accumulating shares at prices $49 to $58 (from G&M site). Is there any reason that it tends to swing so much? Approx. what % of revenue comes from Europe and do you see any catalyst that could cause a pop?
Thanks, Greg
Read Answer Asked by Greg on July 29, 2025
Q: Using DRIP is new to me so please explain in simple words.

First let me ask :How often do XEF pay distribution?
Second question I see it on my statement as being interest is it not supposed to be dividend?
For a third question, in a drip situation I see a - sign for say -$1000 and a + say $1100. What does that - operation mean in term of tax application. What amount is beeing taxed?

Thank you to continue educating us DIY investors

Yves
Read Answer Asked by Yves on July 29, 2025
Q: GSY went from a darling to relatively flat, while PRL continues on a tear. Do you still recommend GSY with the same enthusiasm/do you expect it to resume its upward path, and would you advise PRL instead at this point?

Thank you,

Peter
Read Answer Asked by Peter on July 29, 2025