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  5. ZDI: Hello, For international exposure, I was thinking of buying equal amounts of Vanguard VEQT, and Bmo ZDI or should i diversify and buy equal amounts of the two plus the Manulife IDIV-B international... [BMO International Dividend ETF]
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Investment Q&A

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Q: Hello,
For international exposure, I was thinking of buying equal amounts of Vanguard VEQT, and Bmo ZDI or should i diversify and buy equal amounts of the two plus the Manulife IDIV-B international dividend etf . These 2 or 3 three (based on your view) would be in addition to the US ETF , VUN on toronto and XIU on toronto ..Your comments would be appreciated .
Asked by umedali on February 17, 2026
5i Research Answer:

We think VEQT is fine, however it does have 44% US exposure. ZDI has none. If an investor already has US exposure and is looking for more international flavour, we would be fine with just ZDI. ZDI also has a better five-year performance record. VIU could also be suggested for non-US exposure. The Manulife fund does not have five year returns but has good three-year returns (21.6%) and we would be comfortable with it as well.