Investment Q&A

Q: My sister just pulled out of Questrade's Robo account to a self-directed account. She planned to buy basic 4 index ETFs in order to keep things simple (XIC for Canadian (30%), XUU for US (35%), VIU for Europe (20%), and VEE for emerging markets (15%)).

However, when the funds appeared, we found two thirds of it was in CAD and one third in USD. It seems inefficient to convert it back to CAD and buy those funds. So we're thinking of buying the US equivalent ETFs for XUU and perhaps VIU and VEE.

Can you give us the US equivalents of these funds. If you have any advice on our strategy here or the funds I've mention (eg. whether iShares or Vanguard is preferable in these areas) feel free to add your wisdom which I so much value as a member.

Q: Lightspeed’s big drop after it’s Public Offering much of a surprise? What do you think of the timing?
Thanks

Q: I would like to start a Growth portfolio, with 60% US and 40% Canadian stocks. I have approximately $300,000 for this account and a long term view. Would appreciate some suggestions. thanks

Q: My TFSA is pretty much the way I want it. But now I'm organizing my non-registered account. First, Is there too much overlap between BAMR and SLF. (if so which one would you prefer). Second, Is there too much overlap between FTS and H (if so which one would you prefer. Could you put all of these in rank order, best fundamentals first. Finally, should I just take equal sized positions in all, even position sizes end up being quite small, like somewhere between 1.5% and 2%. If you think those size positions are too small I will eliminate the last 2 or 3 from your rank ordering. I mainly want the dividends in a set and forget style setup, and I will add to positions as funds come available. Thank you again for excellent insight and advice. I learn an enormous amount from the Q/As daily.

Q: In July, 2022, when my mortgage is due for renewal (with $90,00 left), say if I refinance for 80% of the value of the condo (about $240,000), would the new mortgage money be tax deductible while still not deducting the carry over amount (about $90,000). In this case $240,000 minus $90,000 would be deductible, with an ongoing ratio of $240,000/$90,000 or 266.67% of every future payment of interest, until the mortgage is paid off.

I realise this is a question for an accountant, but was wondering if you would know?

Q: what do you think of eqx future growth after the earnings report ?

Q: Hi 5i,

Can you comment on the Q out of TTD?

Thanks!

Q: Good morning. Could you please comment on Blackstones offer, and would you recommend selling WIR.UN at this mornings price and moving on or might there be a better opportunity by waiting.
As usual, thanks for the always sage advise.
John

Q: What does the future look like for these two stocks and with earnings around the corner, which one is a better investment today?

Q: Hi Peter, the earnings beat looked good. Thoughts on the action ? Thank you.

Q: Hi Peter and team,
Firstly I would like to congratulate Peter on his very informative and touching article about his father-in -law Ron in this last Saturday Ottawa citizen...my father had similar experiences ,lived through the Depression and would have been 100 years old this coming October.The young would be "investors" would be wise to learn from such articles.
What would be a reliable BUY signal for gold after this week's debacle?
many thanks ,
Jean

Q: Got to say...it takes me from one to two hours daily to read over your answers to questions.....WOW, the time to do the answers must be awesome.....And the insights and learnings is more than awesome by 110%.......Many thanks, eh?! ........Tom

Q: ALB has gone parabolic recently. Is this supportable or time to take some profits?

Q: In the current environment how much of a cash position would you recommend? I have 15%.

Q: Hi Peter ,

Your thoughts on buying GOOG at the present valuation.

Q: Is it true that as of June, 2022 back end loading will be prohibited? If yes ,is this only for new customers from that date forward or will customers already invested under these rules be permitted to shift their assets to other companies without penalty? Is Ontario to be exempt from the prohibition? Appreciate your incite
Dave

Q: Any comments on KXS ? What does 5I make of the apparent shift in their revenue stream?

Thank You
Clarence

Q: I have 25000 to invest in a registered account. I am looking to buy TFII or add to FSV or buy both. It’s for 3-5 year growth. Thoughts ?

Q: Which best offer, shares Brookfield or cash?

Q: Peter and crew; I am underwater on MP materials and not afraid to take a loss and move on but don’t wish to leave a company that has reasonable recovery potential. I would appreciate your thoughts and if moving on is the way to go, do you have one or two suggestions for a medium risk portfolio?
PS, I enjoy your contributions in National Post.