Investment Q&A

Q: I hold about 3% in XHY and CPD in a registered account. I'm wondering if selling those and moving to XTR would be a prudent move? XTR adds diversification beyond the two I currently hold.

Thanks....

Q: Good morning. I would like to increase my fixed income allocations and would like suggestions on where best to invest additional cash. I already have enough in GIC’s and our pref shares have been suffering of late but we are below our target in the fixed side. Thank you.

Q: Hello and happy new year 2019

My question today is regarding xhy which is composed of high yielding US corporate debt but trades in Toronto in Canadian dollars. It mentions CAD hedged. Performance of Xhy is rather dreadful since Oct 2018, is this independent of the two curriencies ? I would have thought that a depreciating CAD would help boost the NAV. Or would an appreciating CAD boost NAV. Your thoughts ? Also, could you recommend a mutual fund equivalent of Xhy (albeit with higher fees).

Thanks so much

Daniel

Q: I am still spooked out about the markets and sold all my stock positions yesterday. I now have a significant amount of cash and would like to deploy it the Bond Market which I think is a safer place at this time. Would appreciate any recommendations you might have as to how to invest the money. With thanks, Bill

Q: ..HFR is beginning to slide, what do you think about moving out of it and into the above ETF's. in your view, what is the best bond ETF mix to be in for the next 6-12 months. thanks.

Q: Hello 5i:

I would appreciate your thoughts on XHY. I have had this ETF in my RRIF for a number of years and taking into account the dividend for all this time I am still down from my initial investment. Thank you Barbara

Q: I am trying to clean up my portfolio a bit by reducing the number of holdings. For the fixed income portion I have 5 different bond funds (CBO, XBB, XHY, CVD, HYGH). Is there enough overlap with either of these that I should consolidate any, or would you suggest any different ETFs to simplify the fixed income portion of my portfolio?

Q: I am looking for the proper vehicle for the bond portion of my portfolio.
Would like to have 3% yield in short term ETF. Does rising rates mean existing bonds in an ETF will decline(and hence a lower ETF price)?
Can you suggest any appropriate bond ETF’s?
Derek

Q: What would be solid and safe ETF`s for fixed income? Looking at 5-10 years timeframe.
Thanks
Kevin

Q: Hi 5i Team
I'm looking for an income stock to hold long term. Please rank these companies in order based on today's prices. Thanks for great service.

Q: Hi All at 5i! I am working at establishing a more stable portion to my portfolio in the form of bond and preferred ETFs. I require four that pay me a dividend and have so far chosen CPD, XHY and CBO and would welcome a fourth ( or more) suggestion. Could you please help me with this. Cheers, Tamara

Q: I'm retired and have no fixed income in my portfolio.
I would like to switch about 15% of my investments into fixed income. I have read all the questions regarding MFT but am looking for a few more ideas with as much return as is prudently possible.
I spend time in the U.S., so an idea or two there would be a great help, as well.
Thank you, in advance.

Q: I am down onXHY Would you sell and buy XHB

Q: Which is less likely to be affected by rising rates?

Q: A friend father age 82 recently sold his residence and is looking to invest. Wants to be in the market. Can you suggest 3 to 5 ETF's for him to invest. Thinking Canadian and Us market , as well as a Bond ETF. Has a small registered fund & TFSA.

Q: Good day,

I currently have 2600$ in cash in my TFSA investment portfolio. I was looking to add from the your Income portfolio. What would would recommend from this portfolio?

Q: hi there,

With the US likely to increase interest again soon, is this bond fund likely to be impacted to the downside or are the durations short enough to be able to adjust appropriately?

Q: We will be putting 50,000 in my wife TFSA inNovember. we are looking for relatively safe investments with decent return.We think perhaps 10 investments @5000 each.Can you suggest other names I could look into.We have RRSP maxed out with varied portfolio.Deduct as many credits required. Tks 5i

Q: Can you please provide a few bond ETF's that may react positively in a market correction to soften the blow to a portfolio? Thanks

Q: Greetings 5i,

I am making an effort to increase my US bond exposure, and am considering adding a full position (5%) in AGG to compliment my current bond holdings TDB and XHY (at roughly 4% each). My reasoning is that the addition of a US aggregate index will not only add multiple levels of diversification (geographical, currency, bond types, etc.), but also a higher degree of stability should the US economy decline; thereby, at least theoretically, putting pressure on XHY's corporate holdings. If I were to add this position, the three aforementioned holdings would make up the entirety of my bond exposure, as the majority of my fixed income investments are GIC ladders.

I am 36 years old, debt-free, conservative, and only invest with a "buy and hold" mindset. My investment portfolio is solely for the purpose of expediting my retirement, and I will have no need of its funds for the foreseeable future.

Based on my situation, does the addition of AGG sound like a reasonable course of action to you?

Thank you.