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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I noticed in your disclosure you have an interest in TLT, I hold ZTL which I assume is comparable?

Horizons Seasonal Rotation ETF as of May 31, 2023 has 75% in 0-3 month T-bills & 6% in 7-10 years with no exposure beyond that.

Could you help me understand the risk/reward difference between the ultra-short term and ultra-long term T-bills and which I would be better with in todays market and assumption interest rates may have peaked, or should I cover both ends?
Read Answer Asked by Craig on June 16, 2023
Q: I was considering investing 300k into 2 or 3 of these picks below for almost guaranteed savings. This would be in a non registered holding company.

1. Horizons Cash Maximizer- HSAV (which you have pointed out is more tax efficient since they don't pay distributions and yield gains are building into escalating price, etc)

2. Horizons High Interest Savings-CASH which is straight up high taxation interest gains

3. Purpose High Interest Savings- PSA which is straight up high taxation interest gains.

Please advise if you have a preference for perhaps two picks at 150K, or all three at 100k for example.

Alternatively, if there is another TSX traded option that you suggest, i would look at that too. To be purchased via CIBC Investors Edge.

Thank you.
Read Answer Asked by william on June 16, 2023
Q: I own TDB8150...I use it to park cash within my TD Webbroker accounts...currently pays 4.05%...that rate didnt move higher with latest interest rate hike...believe it didnt move higher on last rate hike either...I go onto TD's website to see mgmt fee but am unable to find details on it...are you able to tell me what the current mgmt fee TD is charging for this investment...please and thank you...and also any suggestions as an alternative place to park cash...take as many credits as you need...and thanks for your insight...Cheers
Read Answer Asked by Cam on June 16, 2023
Q: Good morning 5i:
Next year I will be retiring, and currently I have the outlined stocks in my RRSP, I'm happy with all of them, I think I would like to sell some of them (or trim down, slowly -no rush) and buy stocks/etf that will provide resilience , some yield, and perhaps some growth , can you please provide me with some ideas, 3 or more , I was thinking BN, add more to VFV.
Please use as many credits as required.

THANK YOU for all your help.
Read Answer Asked by Fernando on June 15, 2023
Q: Hello,

Can you suggest several specific companies and/or ETF's to gain exposure to both the Indian economy as well as that of countries like Vietnam?
Read Answer Asked by Tim on June 15, 2023
Q: I have held disney now for 2 and half years and i have been in the red since can you please advice me if i sell it what would be a good replacement for it in my rrsp. And the same goes for cvs it has put me in the red as well is there a better replacement for this that pay a good yield as well. Thank you for all the support
Read Answer Asked by wilson on June 15, 2023
Q: What are your thoughts on the announced acquisition? Do you feel its a good value pick vs. say Enbridge as the short term price may drop to near the subscription pricing around $20 and the acquisition is roughly 15% accretive. It would appear to me that one would get better downside protection and potentially an extra 20% share price increase over the mid term after the transaction closes.
Read Answer Asked by Husseinali on June 15, 2023
Q: Since AI become news I have been following with interest, however a little reluctant to put my feet into the water, as I am thinking this could be another bubble.
I have reviewed all question on AI companies, and wonder if 5i is going to consider an AI stock for the growth portfolio.
I did own Microsoft, and Apple however sold when the market crashed 2 years ago..
I look forward to reviewing your answer.
Thanks
Rick
Read Answer Asked by Rick on June 15, 2023
Q: JEPI did reasonably well vs. US markets in 2022 and YTD 2023. The fund is now beginning to see net outflows. Question: Are US-listed covered call ETFs going to do less well “going forward” -- say , in the period from now to end of year 2024. My rough calculations of JEPI’s returns including distributions *appear* to show JEPI did not outperform a general index like SPY.

What are the main signs to look for to help one decide that’s it’s time to sell. No, not market timing! One would simply like to *try* to leave before the exits get overcrowded.

Read Answer Asked by Adam on June 15, 2023
Q: Good morning team,
My only exposure to the energy sector is Tourmaline and I am thinking of adding either Suncor or Canadian Natural Resources. Can you please let me know which of these two you think would be the better choice and why. If you think there is a better choice to diversify my exposure please let me know.

Thank you,
Paula
Read Answer Asked by Paula on June 15, 2023
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