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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Good morning 5I
Might this be a good time to buy a Canadian oil etf and if so any recommendations.
Thanks Stan
Read Answer Asked by stan on March 11, 2016
Q: I currently hold both ZGI and BPI.UN in my RRSP.I am thinking of selling ZGI and buying more BIP.UN because of the higher yield.I realize there is more diversification from ZGI but i am concerned
with income.The share price of BPI.Un has outperformed ZGI over the last 5 years. Any thoughts are appreciated. Joe
Read Answer Asked by Joseph on March 11, 2016
Q: A couple of questions ...
It seems as if the CAC40 and the DAX made significant late moves today in just a few minutes ... I'm not sure what caused that, but in terms of trends Europe definitely (?) seems to be heading positive .
Firstly do you feel Europe is a good place to put some money to work (now) . Secondly , do you have any fave ETFs , or ADRs that we should be looking at .

Thankyou
Read Answer Asked by Thomas on March 11, 2016
Q: I have a well diversified portfolio but have a 15% weighting in $ZUH {Healthcare US ETF}, as we are going into the US elections and the Democrats talking about drug prices being to high, would you suggest lowering my exposure to the Healthcare field.

Thanks Valter
Read Answer Asked by Valter on March 11, 2016
Q: can u please give me the symbols for US energy etf's both large&
medium & small coys & any thoughts on them
Read Answer Asked by brian on March 11, 2016
Q: I purchased ZRE a month ago at $16.90 and am up 9% for the 30 day holding. It currently makes up 1.5% of my total portfolio. I am contemplating averaging up the holding to 15 % of my total portfolio. The fixed income portion of the portfolio is 30% and ZRE would be included in the equity holdings { the remaining 70% } In your opinion would the 15% position of the total portfolio be too much concentration risk and if not what range would be reasonable? Thank you
Read Answer Asked by Richard on March 11, 2016
Q: Hello, I have this left over from the days of having a broker/advisor. This fund has a management fee of 1.6% and an MER of 1.84%. It appears to be a "fund of funds" and and the information presents that it is to emphasize income wiht some potential for capital appreciation. The returns have been (starting in 2011) 4.8%, 4.3%, 2.9%, 6.9% and .1%. Seems the return/performance has been lacklustre at best and would it not be better for me to put some of the monies in a bond etf and the rest in either a stock etf or individual equities? Recommendations for the bond etf? You thoughts would be appreciated. Thank you. Bill
Read Answer Asked by Bill on March 10, 2016
Q: HI The only past question I found on ZWA was in 2014 and at that time you did not recommend due to higher MER and limited gain potential because of the call options. given the Canadian dollar is much lower now do you feel any better with the hedged position of the dollar over then next 3 - 5 years?
Read Answer Asked by Bryce on March 09, 2016
Q: I have recently joined my local share club and am learning how to feel more comfortable acting as my own financial advisor.
I have transferred my existing mutual funds over to a TD Waterhouse Account and would like your advise on what to do next with these funds. I am 56 and would like this to grow over the next 10 years and then produce income for me as I have no pension. Thank You.
These are approximate
TDB889C - 29%
AIM1595C - 19%
AIM1571C - 13%
AIM1561 - 9%
AIM1581C - 7%
AIM1559C - 5%
Cash - 17.5%

Thank you


Read Answer Asked by Jan on March 08, 2016
Q: I am looking for a position in silver at this time. Thoughts on SVR.C.TO or others?
Read Answer Asked by Brad on March 08, 2016
Q: hello 5i:
I note there are no questions yet on this ETF. Your take please?
Read Answer Asked by Paul on March 07, 2016
Q: XHY looks like a timely buy for a nice yield and maybe even a little price appreciation over the near term in an income account?
Read Answer Asked by Charles on March 07, 2016
Q: I own some XHY but am looking for something unhedged that would follow the $US if it goes up. It there an ETF that would fit the bill - and would you recommend this strategy?
Thanks
Paul
Read Answer Asked by Paul on March 04, 2016
Q: Can you advise what is the difference between the ishare etf cew and cew.a ? Is there any advantage in purchasing one over the other?

Tnx for the great work.
Read Answer Asked by Jacques on March 03, 2016
Q: Could you give me some picks for emerging market etfs and could you hold them in a tfsa. Thanks
Chris
Read Answer Asked by chris on March 02, 2016
Q: Dear 5I team,
I bought these ETFs about a year ago for purposes of diversification in my portfolio, which is based on your balanced portfolio {RSP}. I am down 12% in FEZ, 17% in VEE and 6% in VSP. Should I continue to hold, or cut my losses and reinvest elsewhere.
Thanks for your advice.
Ellen
Read Answer Asked by Ellen on March 02, 2016
Q: Good Day. I see that on the web site the net asset value of this fund as of Feb 26 is 2,083,335,121 and the size of the fund is 2,168,960,870. What is the distinction between these two numbers. Thanks again.
Read Answer Asked by roland on March 01, 2016
Q: Hi Team,

Currently rate reset prefs have been completely hammered (for obvious reasons). However, at this point should they be considered more compelling over the long term? Even though interest rates could certainly go lower, over the next 5 years I would expect the average interest rate to either be at or above where we are today. If that is a realistic expectation, then should there not also be some capital gain potential with these type of prefs?
Read Answer Asked by Brent on March 01, 2016
Q: For fixed income, 5i often recommends CBO but rarely CLF. For example, there have been 6 questions this February for CBO but none since last November for CLF. And yet, it strikes me that CLF is a better value. Over the last year, when you consider the decline in NAVs and average the distribution yields, CBO has returned about 0.6% to CLF's 1.4%. When you consider the better quality holdings (only AAA in CLF), isn't CLF a better choice for fixed income?
Read Answer Asked by richard on March 01, 2016
Q: Donald Trump is likely becoming a GPO nominee for the coming US Presidential election. How should an investor prepare for the coming market uncertainty ? Presently I hold 20% of my portfolio in cash and am contemplating to increase my cash holding to 50%. Please advise. Thank you. Bill
Read Answer Asked by Bill on February 29, 2016