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                             BMO Low Volatility US Equity ETF (ZLU $57.55) BMO Low Volatility US Equity ETF (ZLU $57.55)
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                             iShares Gold Bullion ETF (CGL $31.15) iShares Gold Bullion ETF (CGL $31.15)
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                             iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $39.40) iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $39.40)
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                             Vanguard FTSE Emerging Markets ETF (VWO $54.93) Vanguard FTSE Emerging Markets ETF (VWO $54.93)
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                             SPDR Dividend ETF (SDY $136.46) SPDR Dividend ETF (SDY $136.46)
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                             Vanguard FTSE Developed Markets ETF (VEA $61.01) Vanguard FTSE Developed Markets ETF (VEA $61.01)
            Q: I have 11% ZLU, 19% CDZ, 50% SDY, !% VWO, 15% VEA and 3% CGL in a RIF. I need to sell $12K from a RIF. Is there something you would recommend selling, or just move in kind?
        
     
                             
                             
                    