Investment Q&A

Q: Hi,

Is there something similar to TLT in Canada?

Thanks

Q: Working on the fixed income portion of my portfolio, thinking of the above plus IYLD all at 4.24% except ZAG at 6.36%.
Retired and looking for income, do I need to increase, decrease or eliminate any, or add something better?
Would all of these be best in RRSP?

Q: hello 5i,
I have generally done well with your stocks but I bought tlt:US only a couple of weeks ago. I am already down 4 percent. I imagine I bought at a bad time because it has gone up for the year. Now stock markets are moving up and bonds, I guess are moving down. I am at a bit of a loss regarding how to proceed with this. I suppose I should buy something like gst's with fixed income to make sure i don't lose money. so, the question is what to do with tlt now. Do you still consider it worthwhile in the current situationÉ
thanks

Q: Hello 5i team,
My portfolios are mostly stocks and with a possible recession coming next year, I would like to purchase bond ETFs for both my CDN and U.S. portfolios. At this point would you recommend long or short or ultra short ETFs? and could you suggest a couple of each ( CDN and U.S)? Thanks Carlo

Q: Hi,
Can I have your recommendation on a US bond etf?

Q: I'm looking to put some money away in a safe mix of ETF's (likely fixed income) with a desire to earn around 3% over the next 12 months, given overall market risks and conditions what would you suggest. thanks for your advice.

Q: Assuming a decrease in interest rates which government bond funds would you recommend for capital appreciation here and in the US. Greetings, Peter.

Q: Yesterday I asked for a recommendation for US fixed income and you suggested tlt. I have to say that I don’t have a good understanding of fixed income. So I was wondering if you could tell me why this particular etf is your choice in this environment? I suppose I am asking for a course on fixed income, a large request. So, if there is some resource you could direct me to, that would be fine.
Thanks

Q: Can you please recommend a Canada ETF similar or close to TLT in USA.

Thanks for your great service

Q: Good morning 5i,
I am looking for advice on US dollar fixed income possibilities in this particular economic climate. I have some of the two mentionned and wondering whether I should continue holding them? also, what would be a good buy at the moment?
thanks

Q: Good morning, I am noticing more recommendations lately for longer term bond ETFs i.e XLB and TLT. I have traditionally been using CBO, XBB along with some preferreds (regrettably) and a small amount of XHY. Should this old retiree consider any change in fixed income holdings? Thanks for your service.
Ted

Q: Peter; Is there a CAD etf that’s tracks the long end of the US bond market - and if no what would be a US etf that does it ? Thanks. Rod

Q: David Rosenberg is once again talking of a doomsday secenario. Whether he is right or wrong, I have a feeling a recession is due and it is all about timing. I know you have previously fielded questions regarding taking a defensive stance for protection against a recession but I am wondering where long trem bonds fit into this story. Is an investment in Long Term Bonds a good strategy in this case and if so, how does one make such an investment and what percentage of a balanced portfolio would you dedicate to long term bonds?

Q: I am looking for a US dollar bond fund that will hold up well in case there is a pull back in the markets.

Q: Ray Dalio and David Rosenberg to opinions i highly respect sure paint a gloomy picture of the next 10-20 years.
Rays suggested Portfolio weightings 7.5% Gold 7.5% other Commodities, 40% Long term bonds and 15% Intermediate bonds 30% stocks and 7.5% other.
My question is on Bonds, Specifically Govt treasuries , this would be the TLT correct?
and wouldn't Govt treasuries be seen as much safer than say the XLB which are municipal bonds, I have heard some fund managers on BNN say they wouldn't touch an Ontario provincial bond because of the provinces Debt. So that being said is there a version of the TLT that is available for me to buy?
Thanks Gord

Q: hi 5i
my wife and i are 62 and retired both have work pensions that cover our basics.
here is a little back ground.
in my wifes rrsp account we have 120,000.00 in ggf31744 bmo u.s. fund
and 115,000.00 in vfv vanguard s&p 500 index
my rrsp is 210,000.00
i followed your balance fund with adds
rogers 14,000.00
td 15,000.00
ry 18,000.00
bam 22,000.00
in our investment acc we have 83,000.00 split evenly to suncor, enbridge,bce, telus,brookfield property ,brookfield renewable
my tsfa has 98,000.00
nfi 4,4000.00 evertz 7600.00 fortis 20,600.00 aw. 5400.00
verizon 12,000 u.s. procter & gamble 17,600 u.s. vti etf 15,300 u.s.
wifes tfsa has 92,700.00
xebec adsorbtion 4000.00 vermillion 4500.00 parkland fuel 6500.00
algonquin power 19,300 car.un 14,700
u.s. holding are utx 6100.00 ibm 8400.00 pfe 8500.00 pep 9400.00
hope that not too much
im looking for your thoughts on 230,000.00 gic that matures in a month
i would like to put it to work
we will still have 190,000.00 in a another gic
thanks for your thoughts have being using your service from your start and its been
very helpful
sam

Q: At this point in time with unlikely rising interest rates does it make sense to purchase XHY in preference to HYGH. or would it be safer to purchase TLT, despite a lower yield, as I would expect junk bonds to do poorly with a slowing economy

Q: I am bit lost with bond market performance. XLB NAV has gone up by 10% YTD. TLT also up by 10%. As bond yields go up with interest rate peaking the price will come down. Will the total return still be significant if the NAV comes down by 10% or more in next several years. My experience with some of the other bond funds I held previously generated negative total returns after holding them for many years.

Thanks
Ninad

Q: Hi Team,

Under current market/economic conditions with interest rate background would you prefer short term or long term bonds and what is recommendation for CDN and US markets.

Thanks
Ninad

Q: I have a philosophical question on bond allocations in a portfolio. Simply put, why would anyone put money in bonds or bond funds in the current interest rate environment. A high bond allocation made sense in the 70's and 80's but for the last many years the returns have been very small. I realize that the bonds won't fall in a recession, but is that worth the high lost opportunity cost compared to say, holding banks or utilities. What bothers me is the almost universal acceptance by advisors that a bond allocation is mandatory. As a nerdy engineer I get suspicious when ideas are presented as fact with minimal apparent logic. I can see why bonds are somewhat attractive to advisors as the low volatility keeps clients less "edgy" but is it really the best long term strategy under the current conditions. I am in the fortunate position that I do not need to make large withdrawals and I can usually plan ahead. Why would I need bonds?