Investment Q&A

Q: I have a lot of cash in both of my RRSP's My overall portfolio is VERY diversified and I am only looking for ideas that make sense to put in my RRSP for tax reasons.

What 6 companies would you reccommend as making sense to put into an RRSP at this point in time.

I will be RRIFing in a couple of years, if that makes any difference.

Thanks

Sheldon

Q: If you hold AW.UN in a TFA,RRSP or RIFF there is no tax on dividends. Correct?

Q: In response to your answer to the Qs below about the dividend type for A&W:

The dividends paid out are treated as non-eligible dividends (not interest) which means that the gross up and dividend tax credit is lesser than eligible dividends. But you do get the credit and do not pay the same tax as interest income. So I think your answer that the dividends are taxed as income is incorrect.

It is interesting that Boston Pizza's distribution is either eligible dividend or return of capital (all of A&W distribution is non eligible due to the distributions coming from holding company to A&W royalties).

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October 19, 2017 - Asked by Paul

Q: How are distributions from AW.UN taxed? I am a Canadian resident.

5i Research Answer:
Distributions are treated as 'non eligible dividends' and thus are taxed as income.

Q: How are distributions from AW.UN taxed? I am a Canadian resident.

Q: Can you please comment on the recent earnings for A&W, Thanks Valter

Q: What is your opinion of AW.UN? I find their new marketing strategy designed to appeal to the millennials with antibiotic free natural foods, etc., appealing and I am considering investing in this company.

Q: I have a half position in both A&W and BPF. Have had long term holding on both. Thinking of selling BPF and taking full position in A&W. Or replacing the BPF with HR.UN. Your thoughts

Q: Hi, can you rank these companies for long term holds considering currrent valuation. Thanks

Q: Please comment on earnings??
Thx

Q: I had AW.UN in the kids RESP, sold when it bottomed, now looks like it may be on the way back. Is there a time restriction before I can repurchase?

Q: Hi 5i - I have a half position in BPF.UN (that has done well) and thinking about adding a half position in AW.UN (need some more consumer exposure). You have mentioned its preferable to buy into strength rather than negative momentum - what would you recommend here? Or should I just buy PBH? Thanks, Neil

Q: AW seems to be taking an unusual hit just before announcing it's earnings. Is it possible the minimum wage hike could have it guiding lower royal income? I wouldn't have thought a hike in min wage would effect them?

Q: You said A&W. UN was Okay or all right, then why did it keep going down from the forties? I would have placed a sell on it at $37.00 regardless of its income.

Q: A&W has not been performing well lately. What seems to be the problem?
Thank you.

Q: Hi 5i: Early this year I recommended AW.un for my wife's account. It went up nicely but has since dropped significantly. Her investment horizon is medium to long term so holding it is not a problem unless the fundamentals have gone bad. I realize same store growth has not been good recently, which is not a surprise. Is there anything else going on that would make it advisable to cut losses now?

Q: Sold aw.un been a good run in an income RIF looking to replace it with Npi or Cpx or a similar utility . I am well diversified and switch does not alter weighting.

Would appreciate your opinion on this matter.

Thanks

Q: I have held the Keg for the past few years. I am thinking about selling in favour of buying a and w on recent weakness. Can you fully dissect each company and provide an opinion on each?

Q: I have A&W, CGX, and BPF.un in my consumer discretionary. I've been thinking of switching out A & W for TOY or DOL for diversification. Does this seem like a reasonable approach for a conservative retiree? Which would be the more stable choice for one in my position, or do you have another suggestion? Thank you so much for your continued help and advice. (CGX has done very well for me)

Q: Am thinking of taking profits in AW.UN and switching to KBL. any suggestions? Herb I thought your report on KBL was interesting and the company still has some growth possibilities! I have AW.UN in my cash account and also my TFSA. Thankyou for your company reports!

Q: Hi, can you rank these companies as I'd like to start a long term core position in one or two of them. Please take current valuation and market environment into consideration.