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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Given the recent questions concerning FIH my interest in India has been piqued.

My question might be outside your scope .... but I just received what appears to be an email promotion from Deutche Bank India. The offering is for a FD (fixed deposit) GIC for 5 years with a graduated interest rate starting at 6.9% for years 1 and 2 and moving up from there to 8%. Too good to be true? Obviously the interest rates are appealing.

I could try to copy and paste the ad if you are unable to find it.

Thanks for your help.

A dividend seeking senior!
Read Answer Asked by Donald on July 19, 2017
Q: 5i team :
I have some cash available (10% of portfolio) with the intention to have it ready if the market (TSX or S&P 500) go on a sharp downturn. Assuming that this does not happen what would be your recommendation for the safest of all stocks (or 2 or 3 of them) in case of a downturn in the markets. (I am asking for a yield of 2.5%) Most of the safe stocks tend to have high P/E ratios , which makes me think they will drop anyways. Thanks
Read Answer Asked by Alejandro (Alex) on July 19, 2017
Q: Hi 5i Team

I'm aiming to increase exposure to US growth in the tech and industrial sectors (preferably with some dividend ) I am open to moderate risk and tend to hold positions for years.

Could you suggest 3 names in each to look into?

Thank you.
Read Answer Asked by mike on July 19, 2017
Q: Good morning Peter,

Thank you for your thoughtful-as-usual, prompt answer to my recent question.

You feel that over the long term, a 50/50 portfolio (50% US Market Index ETF/50% US Money Market Fund) would return about half or less than one that is fully invested in the US Market Index ETF.

Writing in San Francisco's MarketWatch on Sept. 2, 2010, Jonathan Burton showed that such a portfolio "...has made almost as much money as the more aggressive, stock-heavy strategy over the past 25 years and topped it over the past decade."

Why would investors not reasonably expect a similar future performances?

Thank you.

Milan
Read Answer Asked by Milan on July 18, 2017
Q: a bit of granurality for the benefit of your readers following your response on Fairfax.
The last time I checked they had I think no more than 5 positions, one of them is an important position in the BANGALORE AIRPORT growing ''exponentially''.
On the bad side :
1 it trades in US dollars and I have no hedge
2 It has I think a pretty hefty MER similar to a hedge fund, I have a call wainting to be answered but nobody answers as I want to know how the MER is calculated.
All and all seems not bad and signifantly better than ZID so far
Print at will
CDJ
Read Answer Asked by claude on July 18, 2017
Q: good day...I am looking for a mutual fund that has no load and a small mer that my son and his wife can use in their rrsp for the next year or two ...I only want an mutual fund because of the trading costs incurred by buying individual stocks until they have a larger balance in this account...if you could recommend a good fund here I would greatly appreciate it...gene
Read Answer Asked by gene on July 18, 2017
Q: My financials consist of the above two stocks and a full position in GSY. AIF has been week and I am down 9%. AIF is 1.85% of my portfolio. ECN has done well and is up 12%. It makes up 2.25% of my portfolio. Which would you top up to a full position at this time. I also have a managed account that holds the usual canadian banks so I have narrowed my choice to the above two.
Read Answer Asked by Paul on July 18, 2017