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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Recently Veritas’ D.Souza cut most of the big canadian banks to sell. Could I have forward P/E for each of them? I doubt it, but do you agree with M. D’Souza that the banks are a bit overpriced looking at 2023?
Thanks

Read Answer Asked by Denise on February 14, 2022
Q: About 5% of my portfolio is comprised of SLF and MFC, of which SLF is about 2/3s today. Another 10% of my portfolio is Cdn Banks.
After today's movement, what would you think of selling MFC and consolidating into SLF?
Also, given the inflation sirens, what would be a reasonable amount of bank holdings and insurance co holdings?

Thank You
Read Answer Asked by Tim on February 11, 2022
Q: Hello 5I, looking at potentially adding a fintech stock to round up my portfolio. With that said which do you think has the most upside but is a decent company? Please add other options if i missed some names. Thanks
Read Answer Asked by Tyler on February 10, 2022
Q: You indicated today that financials are one of the better sectors to be in. Assuming an investor is just starting out and wanted to buy a basket of financial companies. The goals would be to:
1. capture relatively high dividends from some of the larger companies
2. secure some faster growth by buying some small/mid-cap companies understanding this would require acceptance of. a bit more risk.
What Canadian companies would you suggest this investor buy today to put in that basket?
Read Answer Asked by Les on February 09, 2022
Q: I have significant holdings in RY, BNS, TD and MFC. These names have done very well in the past two years. They will continue to earn Dividend Income but growth will definitely slow... Is this a time to sell these names and put the money to better use as the market pulls back?
Read Answer Asked by Timothy on February 09, 2022
Q: Hi,
There were a few questions in January 2022 about both the US/Canadian banks. Your answers seem to be favour holding some banks b/c of rising interest rates and more recent earnings results.

What are your favorite bank ETFs in Canada and in the US? (US ETFs are a lot cheaper to buy and hold). Do you still feel optimistic about this sector?

This is for my RRSPs. So, withholding tax is not a factor.

Thanks in advance.
Read Answer Asked by Savalai on February 08, 2022
Q: How strong is the Visa moat? Is it vulnerable to disruptors? Will big players like Amazon going their own way be a material hit overall? Is there still enough market share to gain from cash payments globally to continue the growth rate that supports the valuation?
Read Answer Asked by Benjamin on February 08, 2022
Q: What are your thoughts on the announced acquisition by EQB of Concentra Bank, along with the big dividend increase. Is this an opportunity to step into the name, considering enhanced growth potential, a current P/E of only 9 (G&M figure) and that there might be a pullback toward the bought deal sub receipt price of $70.50?
Read Answer Asked by David on February 08, 2022
Q: Please comment on the following possible risks to owning GSY:
1) Balance Sheet - 5i’s January report indicates it is strong, but Debt/Equity (as of Sept/21) is almost 160% (considering Long Debt only). My understanding is a ratio of 25% or less is good.
2) Interest Rates - Rising rates are generally good for Financials like Banks/Insurers since they hold lots of cash. I don’t think GSY holds deposits, so does that mean rising rates are bad for it?
3) Loan Defaults - Related to rising rates, wouldn’t GSY’s client base be quite vulnerable here?
Read Answer Asked by Paul on February 07, 2022
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