Investment Q&A

• TD Cash Management ETF (TCSH $50.08)
  • $50.08 P/E (TTM): 13.15X Cap: $872M
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Q: Checking into where to park some cash and looking into TD Cash ETF TCSH. Assuming this is invested in capital safe investments for interest income why does the price chart show its been on a decline, small amount but was expecting up and down based on distribution payouts but neutral, the chart shows an overall decline. Why?

Upvote 3

Read Answer Asked by Tim on August 29, 2025

• State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL $91.59)
  • $91.59 Cap: $46.74B
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• Global X Cash Maximizer Corporate Class ETF (HSAV $118.25)
  • $118.25 Cap: $1.93B
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• Global X 0-3 Month T-Bill ETF (CBIL $50.05)
  • $50.05 Cap: $2.13B
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• High Interest Savings Account ETF (HISA)
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Q: I’m looking for safer areas to park money in each of our tsfa’s ,rrsp’s and non registered accounts. Can you suggest a few of your favourites for each. We are semi retired and won’t need the funds for at least 10-20 yrs but would like a little more protection in a downturn.Currently 80 equities ,20% cash (CBIL and BIL )and no bonds. If there are safe bond ETFs that you prefer in certain accounts please recommend them as well. Take as many credits as needed. Thanks!

Upvote 6

Read Answer Asked by Randall on August 28, 2025

• iShares Core MSCI All Country World ex Canada Index ETF (XAW $50.24)
  • $50.24 P/E (TTM): 20.27X Cap: $3.61B
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• BMO S&P 500 Index ETF (ZSP $98.95)
  • $98.95 P/E (TTM): 25.8X Cap: $20.40B
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• iShares Core MSCI EAFE IMI Index ETF (XEF $46.08)
  • $46.08 P/E (TTM): 23.12X Cap: $18.41B
  • View XEF Profile
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• iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ $58.97)
  • $58.97 P/E (TTM): 32.77X Cap: $4.28B
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• iShares Core S&P Mid-Cap ETF (IJH $67.63)
  • $67.63 P/E (TTM): 19.82X Cap: $108.94B
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• iShares Core S&P Small-Cap ETF (IJR $123.77)
  • $123.77 P/E (TTM): 17.5X Cap: $94.28B
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Q: I currently hold these 4 ETF's in a RRSP account. Is there any other ETF that you would add to this list?

Upvote 4

Read Answer Asked on August 28, 2025

• iShares Ethereum Trust ETF (ETHA $15.97)
  • $15.97 Cap: $6.72B
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Q: What would be your go to ETF for Ethereum exposure long term hold.

Thanks

Upvote 8

Read Answer Asked by Kolbi on August 28, 2025

• iShares Russell 2000 Growth ETF (IWO $317.06)
  • $317.06 P/E (TTM): 22.36X Cap: $12.44B
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $51.14)
  • $51.14 P/E (TTM): 18.19X Cap: $25.38B
  • View XIC Profile
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• Vanguard S&P 500 Index ETF (VFV $160.43)
  • $160.43 P/E (TTM): 26.01X Cap: $27.56B
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• Vanguard U.S. Dividend Appreciation Index ETF (VGG $100.76)
  • $100.76 Cap: $2.24B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $106.77)
  • $106.77 P/E (TTM): 32.57X Cap: $1.68B
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Q: I currently hold these ETF's in a RESP. I have only XIC ,ZNQ and IWO at a 11% weight , would you be comfortable bringing them up to 15-20% each ?

Is there any other ETF you would add ?I am looking at XAW.

Thanks

Upvote 3

Read Answer Asked on August 28, 2025

• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $15.52)
  • $15.52 P/E (TTM): 16.66X Cap: $2.04B
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Q: HMAX's dividend has been slowly declining since the ETF's inception in 2023. Please offer an explanation for the decline, as well as provide your thoughts on the size of the dividend going forward. This is one of the few investments I hold strictly for the income stream and, if the dividend is likely to continue trending down, I will be moving on. Thank you.

Upvote 6

Read Answer Asked by Maureen on August 28, 2025

Q: I am having trouble with the Return of Capital(ROC) concept in non-registered accounts. Seems like a losing situation as your adjusted cost base is reduced by the ROC leaving you to pay or lose a greater amount, even tho it is a capital gain and not interest. Also a ROC is my original capital that I already paid tax on. Double taxation?? Please explain as simply as possible tho I know you are not tax experts. Thanks

Upvote 10

Read Answer Asked by george on August 28, 2025

• BMO MSCI USA High Quality Index ETF (ZUQ $94.60)
  • $94.60 P/E (TTM): 29.0X Cap: $1.11B
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• Invesco NASDAQ 100 Index ETF (QQC $39.27)
  • $39.27 P/E (TTM): 32.84X Cap: $1.38B
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Q: Hello Team,
Which of these securities would you favour and why.
Thank You,
Barry

Upvote 5

Read Answer Asked by Barry on August 28, 2025

• iShares Core MSCI EAFE IMI Index ETF (XEF $46.08)
  • $46.08 P/E (TTM): 23.12X Cap: $18.41B
  • View XEF Profile
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• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $44.10)
  • $44.10 P/E (TTM): 6.04X Cap: $3.57B
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Q: I would like to increase my international exposure to the stock market. Can you suggest some ETFs that meet that criteria. Moderate risk level.

I have seen VXUS recommended a lot, so I am considering that. Just want to have 2 more choices so I can compare before buying one of them.

Upvote 3

Read Answer Asked by Paul on August 27, 2025

• iShares Core MSCI EAFE IMI Index ETF (XEF $46.08)
  • $46.08 P/E (TTM): 23.12X Cap: $18.41B
  • View XEF Profile
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• iShares Core MSCI EAFE IMI Index ETF (XEF.U $33.55)
  • $33.55 P/E (TTM): 23.12X Cap: $93M
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Q: Good morning.

I have a sizeable amount of US dollars in my TFSA and RRIF accounts and intend to add international investments with that money. I can either just purchase the XEF.u with the US money or go thru the Norbert Gambit process to convert to canadian dollars and then buy the XEF ETF. My question is which would you recommend and also buying XEF.u in my TFSA which I believe is a Canadian listed ETF would there be a 15% US withholding tax on the dividends.

Many thanks.

Upvote 3

Read Answer Asked by John on August 27, 2025

• Huntington Bancshares Incorporated (HBAN $15.48)
  • $15.48 P/E (TTM): 11.0X Cap: $31.53B
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• Citigroup Inc. (C $113.74)
  • $113.74 P/E (TTM): 15.97X Cap: $198.96B
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• Goldman Sachs Group Inc. (The) (GS $835.72)
  • $835.72 P/E (TTM): 16.2X Cap: $246.53B
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• JPMorgan Chase & Co. (JPM $292.40)
  • $292.40 P/E (TTM): 14.49X Cap: $788.61B
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• KeyCorp (KEY $19.82)
  • $19.82 P/E (TTM): 12.84X Cap: $21.59B
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• Morgan Stanley (MS $165.87)
  • $165.87 P/E (TTM): 16.09X Cap: $262.57B
  • View MS Profile
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• PNC Financial Services Group Inc. (The) (PNC $206.35)
  • $206.35 P/E (TTM): 12.07X Cap: $83.23B
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• Regions Financial Corporation (RF $25.64)
  • $25.64 P/E (TTM): 11.12X Cap: $21.76B
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• iShares U.S. Regional Banks ETF (IAT $53.20)
  • $53.20 P/E (TTM): 11.58X Cap: $569M
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• Citizens Financial Group Inc. (CFG $58.94)
  • $58.94 P/E (TTM): 15.02X Cap: $24.23B
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• BMO Covered Call US Banks ETF (ZWK $25.31)
  • $25.31 P/E (TTM): 13.16X Cap: $324M
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Q: With interest rates potentially going lower in the US I was wondering about your crystal ball thoughts on where this ETF might peak this cycle ? I bought in when it cratered a couple years ago.

Upvote 2

Read Answer Asked by STEVE on August 27, 2025

• CI Galaxy Ethereum ETF (ETHX.B $10.32)
  • $10.32 Cap: $372M
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• Fidelity Advantage Bitcoin ETF (FBTC $31.38)
  • $31.38 Cap: $1.22B
  • View FBTC Profile
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• Fidelity Advantage Ether ETF (FETH $38.75)
  • $38.75 Cap: $64M
  • View FETH Profile
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• ISHARES BITCOIN TR (IBIT $39.28)
  • $39.28 Cap: $54.40B
  • View IBIT Profile
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• Fidelity Wise Origin Bitcoin Fund Beneficial Interest (FBTC $60.40)
  • $60.40 Cap: $12.45B
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• iShares Ethereum Trust ETF (ETHA $15.97)
  • $15.97 Cap: $6.72B
  • View ETHA Profile
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• 3iQ Solana Staking ETF (SOLQ $9.80)
  • $9.80 Cap: $126M
  • View SOLQ Profile
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• Purpose XRP ETF (XRPP $6.18)
  • $6.18 Cap: $57M
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Q: What are your preferred vehicles to hold crypto currency (bitcoin, ethereum, xrp) without holding the digital key personally? Please touch on risk levels, growth prospects. Deduct as many questions necessary.

Upvote 6

Read Answer Asked by Joel on August 27, 2025

• Global X S&P 500 Index Corporate Class ETF (HXS $93.21)
  • $93.21 Cap: $5.59B
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Q: If I was to hold the TSX listed HXS in a cash account and the value exceeded $100,000 would I be obligated to file a T1135. Thanks.

Upvote 3

Read Answer Asked by Anthony on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $88.15)
  • $88.15 P/E (TTM): 87.79X Cap: $255M
  • View ESPO Profile
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Q: Please provide your opinion regarding growth for this company in the next 3 years.

Upvote 1

Read Answer Asked by Terry on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $88.15)
  • $88.15 P/E (TTM): 87.79X Cap: $255M
  • View ESPO Profile
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• Evolve E-Gaming Index ETF (HERO $37.64)
  • $37.64 P/E (TTM): 113.86X Cap: $13M
  • View HERO Profile
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Q: Please provide an opinion for this stock or your best choice for one similar.

Upvote 1

Read Answer Asked by Terry on August 26, 2025

• VanEck Vectors Gaming ETF (BJK $35.14)
  • $35.14 P/E (TTM): 19.97X Cap: $17M
  • View BJK Profile
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• Genius Sports Limited (GENI $4.54)
  • $4.54 Cap: $1.16B
  • View GENI Profile
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• Roundhill Sports Betting & iGaming ETF (BETZ $18.24)
  • $18.24 P/E (TTM): 36.85X Cap: $50M
  • View BETZ Profile
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• Flutter Entertainment Plc (FLUT $107.83)
  • $107.83 Cap: $19.27B
  • View FLUT Profile
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Q: What 2 Sports gaming companies and 2 ETF's do you recommend?

Upvote 4

Read Answer Asked by Terry on August 26, 2025

• NEOS Nasdaq 100 High Income ETF (QQQI $50.25)
  • $50.25 P/E (TTM): 32.59X Cap: $9.29B
  • View QQQI Profile
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• NEOS S&P 500 High Income ETF (SPYI $49.56)
  • $49.56 P/E (TTM): 25.57X Cap: $8.11B
  • View SPYI Profile
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• Simplify High Yield ETF (CDX $21.60)
  • $21.60 P/E (TTM): 1.69X Cap: $470M
  • View CDX Profile
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Q: I have a question about 111528 For our RIF/LIF accounts I am moving into more income ETFs and now hold CDX, SPYI, and QQQI. Could you give your assessment of each for income over long term. Are there better alternatives?
Thanks for all you do.

Upvote 4

Read Answer Asked by Gary on August 26, 2025

• Trez Capital Mortgage Investment Corporation Class A Shares (TZZ $0.16)
  • $0.16 P/E (TTM): 0.8X
  • View TZZ Profile
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Q: Trez Capital has suspended redemptions of it's funds. Do you have any insights as to why. Have they done this before. Is it a sign of anything to be worried about. (FYI) I almost invested in one of the funds but did not because of the many conditions attached. Are the funds a worthwhile investment?
Thanks

Upvote 2

Read Answer Asked by Reg on August 26, 2025

• Harvest Diversified High Income Shares ETF (HHIS $10.29)
  • $10.29 P/E (TTM): 42.4X Cap: $1.23B
  • View HHIS Profile
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• Harvest Canadian High Income Shares ETF (HHIC $14.13)
  • $14.13 P/E (TTM): 18.08X Cap: $169M
  • View HHIC Profile
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Q: How would you rank (HHIS, HHIC) on a scale of 1-10 for total return. Which account type would each be best suited for. Also what are the downside risk for each.

Thank you

Upvote 2

Read Answer Asked by Van on August 26, 2025

• Harvest Canadian High Income Shares ETF (HHIC $14.13)
  • $14.13 P/E (TTM): 18.08X Cap: $169M
  • View HHIC Profile
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Q: What are your thoughts on HHIC ETF for income and dividend growth.

Upvote 2

Read Answer Asked by Ric on August 26, 2025