Investment Q&A

Q: I know you prefer to purchase US stocks in US currency. Does this apply to US Bond ETFs as well? Further, I'm trying to determine the percentage of corporate and government bonds to purchase (15%). Is the risk/reward associated with each type of bond ETF very different? I'm assuming that corporate bonds are riskier than government. Any insight or resources that could give me guidance would be appreciated. I appreciate any help you can provide.

Q: I am setting up a TFSA for my wife. I have been managing my own TFSA for 7 years but my wife has maintained her account with a BMO investment advisor. We also both have RIFs managed by the same advisor. My TFSA has far outperformed the accounnts managed by the professional (thanks to your advice) but my wife is very risk adverse. She has about $100 K to invest. We are both in our 70s and don't have pressing needs for the cash. Could you. suggest a basket of Canadian/US stocks/etfs that would provide some low risk growth with a 10 year horizon.

Q: Is there a List of Companies with Monthly Dividends somewhere? Thanks!

Q: please give me options for free websites that I can track my stocks on. (I was just using globe and mail but no longer subscribe.) I like the ability to see performance over 1 week, 1 month, 3 months and 1 year, along with the usual dividend data

thanks

Q: Hello 5i Team
Please help me understand that the TSX30 is a list of 30 tsx stocks performance over the past 3 years .The tsx 30 is not an etf that can be bought but can be purchased only as individual stocks.
Thank you.

Q: Good day guys :
Which five Canadian growth stocks would be names to just put away and forget for the next decade .
Thank u
Mark

Q: Hello friends,

Unfortunately, I've missed Chris's webinar on October 2nd. Is there any chance that it was recorded and I can still see it?

Many thanks!

Q: Follow up question

Please advise if one has over $1M including Registered and CASH account at one brokerage. Do you suggest to move some to another brokerage or will that will be cover by CIPF.

Q: I think I understand how CIPF insurance works. But wanted to clarify… if one has over a million dollars in stocks, bonds, ETF’s, mutuals, and cash in a non-registered account at a brokerage, is it best to move some to another brokerage? As CIPF covers only one million per non-registered account per brokerage?

Asked by Kim on October 03, 2024
5I RESEARCH ANSWER:
If an investor has more than $1M in assets and wants to maximize possible protection, then yes.

Q: By my own count the TSX is up 12.45% as of last Friday 9/13. My own portfolio is lagging far behind at about upping 1.5%.

Just wonder which sectors are the key drivers that push the TSX up to that about 12.5% level? Also, what are the key mover names in those sectors?

Thanks.

Q: Hi,

I own BEP.UN. ENB SLF and WSP from the 5i income portfolio.. Have PPL as well for income.
I am looking to add at least two more full positions for income and maybe some growth. What would you suggest?
Regards
Rajiv

Q: I have an online account and a full service account. Do you have a site where I can see the 50/100/200 day moving averages. As well, with respect to the terms that are used by 5i and other analysts such as margins, cashflow, etc. can you tell me where I can find information about these type of terms? Thank you.

Q: Which has the largest market cap- the Dow 30 or the
Nasdaq 100?

Q: A 12 year member. Used to find Forums easily but after searching for quite some time cannot find Forums on Sept. 8.

Q: Since july 2022 the U.S 10/2 year bond yield is no longer inverted what should we take from that, if any thing?

Q: Hello 5i Team
The banks has had a good run up , do you see this trend continuing with the interest rates declining further?
Thanks

Q: Hello,
Follow up question about Ester’s question on August 29. Can these bonds be redeemed prior to maturity and, excluding the credit risks , are there other material risks to be aware about these bonds or similar corporate bonds. Also, can you please confirm capital loss or gain don’t apply for registered accounts or TFSA. Thank you,

Q: So it looks like these data centres for AI are going to use more electric energy than the US has in the near future, the facts are in. So for $50,000 what 5 companies do you invest in for the next 10 years?
Thanks Again

Q: Regarding Savalai's question on August 22, 2024 about insurance for grandkids.

Many years ago (25-30) my parents purchased permanent life insurance for all their grandkids and after that time the cash value, unfortunately, was negligible in comparison to what an index ETF tracking the general market would have been.

Of course there are many variables to consider and perhaps the insurance purchased by my parents was an inferior product, but they often wished they had purchased blue-chip stocks (ETFs were not widely available then) instead.

Just letting you know my experience.
Thanks.

Q: Dear Peter et al:

This is a general and "conceptual" question and I believe this may apply to many of the "grandparents" who are subscribers of 5i.

We would like to give some money to help our grand kids. We contribute for RESPs.

Reading the literature, it seems one can set up an "in kind Trust" that can grow seamlessly till they reach 18 years old and it can be rolled over to them and as their income is still low, the taxes are low.
(I am paraphrasing the articles here.)

However, recently I was told that taking a Permanent Insurance for kids (Universal or Participating Whole Life?) is another option one may want to consider. As the grandchildren are still young , the premiums are low ..and it gives them not only life insurance(a dreadful thought) but gives them the ability to cash in their policy for an attractive lump sum amount that can be used for their education (post secondary) or whatever they wish to do. I have never heard or read about this option before and wonder if you have any opinions. If you can forward some articles comparing these two strategies, In trust account VS Permanent Life policy, I would appreciate it.

BTW, I have reviewed the articles by Colin Ritchie in Canadian Money Saver. But this specific comparison isn't there. Colin's articles are more for adults who may be interested in Estate planning or augmenting retirement income etc.,

Thank you.

Q: Hi 5i Team - I can't remember the source but have heard a comment stating that Web 3 and AI will bolster each other. First of all, do you know what this might mean and also are there any companies that could benefit from it.
Thanks.