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Investment Q&A

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Q: Hi 5i:
For a first time investor with $25,000 to deploy and this is their only investments. What would your opinion be on the above etfs basically equally split between them. Time frame is long term and they would be in a TFSA.
Additional future investments would then be in individual stocks.
Thanks so much.
Read Answer Asked by Dennis on November 08, 2017
Q: Hello Peter and Team,
The article;Filling in Portfolio Gaps for a Canadian Fund Investor by Ryan Modesto makes the point that passive investing in the TSX 60 ETF is not proper diversification.

The 5i Balanced Equity Portfolio is actively managed with a strategy to offer a balanced diversified approach to sector, style, market capitalization and does not aim to mirror a broad index (BE Portfolio holds 15.62% in technologies and 2.41% in healthcare).

1. An investor with risk tolerance comfortable for the BE and a time frame of over 10 years would it be advisable to add two or three positions like ZQQ (US Technology sector exposure), ZUH (US Healthcare sector) and or ROBO (robotics and artificial intelligence)?

2. Would you consider these ETF not in line with the BE strategy and would create over diversification and or not to be in risk tolerance of the BE portfolio?

Thank for the great no conflict service that you provide, Ronald


Read Answer Asked by Ronald on October 26, 2017
Q: The recent issue of the ETF & Mutual Fund Update discussed two ETF’s in the U.S. Technology Sector, ZQQ and XQQ. In your opinion would BST:US be as good as or better than the above mentioned?
Thank you for considering my question.
Read Answer Asked by Gail on October 16, 2017
Q: I've been looking for Canadian based ETFs which hold US techs. There doesn't seem to be very much available. The only ones I've found are QRT and FHQ, and the MER on the latter seems too high. Would you recommend either or would it be better to simply buy a US ETF?
Read Answer Asked by John on October 10, 2017
Q: I am looking at purchasing an etf in the s&p500 and the nasdaq for my son. Is there a preference between the zqq or xqq and same question for the zsp or xsp. They seem to have the same mer but performance seems to be a bit better for the ishares product. Is there a seasonality aspect (time of year) to buy these or is just on dips?
Read Answer Asked by pietro on September 18, 2017
Q: I am thinking of purchasing these ETF's and wondering if you might give me your thoughts?
Thank you!
Read Answer Asked by Colleen on August 15, 2017
Q: I currently have ZQQ at a 5% weighting in most of my portfolios and I am considering replacing it with one or two US tech companies. My tech exposure in each portfolio is approximately 20% and I want to maintain that percentage. I have income tax consequences in most portfolios; taking this is account what stocks would you consider to have higher return potential than ZQQ over 5 to 10 years.
Read Answer Asked by stephen on April 05, 2017
Q: Hi,

I am holding RBC Life Science and Tech mutual fund (RBF1030)which is a nice mix of U.S. technology and health care stocks.
What would be a good ETF to replace it or, alternatively, which stocks combination would replace it advantageously ?

Thanks again for your exceptional service,

Jacques
Read Answer Asked by Jacques on November 23, 2016
Q: I just sold about $5,000.00 in stocks inside my TFSA, with a little profit of $500.00 over the period of 8 months. I did it so I can add it to my self directed RRSP account to lower my taxes this year. In my RRSP I own approx 20% oil,15% financial, 10% utilities, 10% auto, 5% marijuana and the rest is in CDZ. I want to diversify this portfolio. It accounts for 75% of my investments. I am considering a REIT and some technology. What do you recommend?
Read Answer Asked by Grant on October 14, 2016
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