Investment Q&A

Q: hi, can you illustrate your investment thesis for both of these ETF's in the income portfolio. please specifically include what you believe to be the catalyst(s) for the share price to increase. CPD has a long track record of deteriorating share value (approximately half of share value at inception 2007 ) CVD less so ( down just under 20% from 2011 ). could you also compare the "yield" of both over the years, so we can see if the interest/payments have offset share price declines in a meaningful way. cheers, chris

Q: Last year I invested in XSB, thinking that the "Short" aspect would be the better place for bonds. Unfortunately, the value has fallen, though perhaps not as much as other bond ETFs. What do you expect to happen with XSB as we go forward?

thanks

Q: Assuming terminal rates will be higher in the US, versus Canada, would you suggest parking new cash in HISU versus PSA, or indeed switching a current position from PSA to HISU?
Thanks. Peter.

Q: what your opinions on HMAX from hamilton etfs

Q: Hi

Is it time to lighten up on the following and look at growth stock..

In our RRSP we have

LIFE at 5% of the RRSP (still not underwater)
XYLD at 9% of the RRSP
ZWU at 5% of the RRSP

Like the dividend but two holdings are are dropping in valve.

Thank you

Mike

Q: I have HHL & HHL.U in my registered accounts for many years. It has been a good dividend (>8%) generator with its policy of options investment of about 30%. It has a high management fee of 0.85 and MER of 0.99.

LIFE is similar with almost half fee and dividend is equally attractive. Like to get your advise comparable merits of switching HHL to LIFE.

Q: Hi,

What are a couple Canadian listed ETFs to replace VXUS. I'm thinking of selling my VXUS and buying VIG with the USD, and then replacing VXUS in my CAD account.

Thanks
Robert

Q: It looks like we could be heading for a market correction, where are a few good safe place to park cash for up to 6 months..

Q: Do you have any recommendations for TSX listed ETFs that invest in US mid caps (preferably are unhedged)

Q: Hello 5i team.
As a retired income investor and I have been using ETFs pairings as for example ZDV / ZWC and SCHD/ ZWH.U for core equity exposure. I feel comfortable with a 50/50 ratio in order to maximize the yield. What are your thoughts on using covered call ETFs in a set and forget mode and the ratio that you would consider reasonable- why not 100% covered call. I hold some sector ETFs in a similar manner. Thanks Team.. gary

Q: Hello Peter et al:

I was talking to one of my friends who is a retired Financial industry veteran. We were talking about Energy sector and ETFs. He said the risk for smaller ETFs like HXE is that they can be wound down and it can create a lot of headaches with paper work. Especially in a non registered a/c.

I read in today's Globe and Mail that 29 ETFs have been shuttered in January alone! (Rob Carrick's article)

What ETFs you think are at risk of being wound down? (Based on their AUM?) Specifically is HXE at risk?

Many thanks.
Mano

Q: Hello Team
I am a retired income investor. I have calculated that my RRIF needs to yield about 4% in order to last until age 93( using my targeted withdrawal rate )I am happy with ZAG which now pays 3.53% and has a yield to maturity of over 4%. Does this gap in yield mean that ZAG unit price is over valued or is that where the the yield is moving towards? Should investors ignore the yield to maturity or just focus on the general trend in rates( I hope to buy more ZAG as rates move further up)thanks Gary

Q: Would you consider CASH etf as safe as a regular high interest savings account in terms of seeing any kind of large fluctuation in the $50 share price?
looking at parking a large sum of cash before needing for a real estate transaction.

thank you!

Q: I'm looking for a "dividend aristocrats" type of ETF in the US market. Any suggestions?

Q: NXY or TXF need income with little capital loss for next 5to7 years Which one would you recommend?

Q: What are the current dividend yields on these?

Q: is there any ETF that is a short or an ultra short on various markets ?

Q: What do you think about these funds?

Q: Hi there,

With both ETFs tracking the same index, why with a much higher MER does XIU get so much more volume? Is it because of how long the ETF has been out? I'm a bit surprised to see even with that, VCE hasn't taken in more volume than it has over time as it's not new and the MER is much less. Both are from equally reputable companies also.

Thanks!

Q: This question concerns Healthcare in a well-diversified Canadian portfolio (~30 holdings), focused slightly toward growth. Our target is for a 5% weight in this sector.

Currently, we only hold CSH.UN at a loss. We are open to selling it outright and replacing it with 1 or more of your favourites or topping it up and adding at least 1 growth-oriented suggestion. I understand from a previous question that CSH.UN has performed in a close range with REITs, which have adequate representation in our portfolio.

What would be your top picks in Healthcare for long term holds (5+ years)? How would you rate them (1-10, 10 being best) for new money today?

How would you proceed? Would you suggest going with 1 or 2 names? Would you suggest topping up CSH.UN and adding a 2nd name, selling CSH.UN and adding 1 or 2 new names, etc?

Thanks.