Investment Q&A

Q: hi 5i! 7K US to invest in an rrsp - top 3 options? 10 year time frame.... thank u.

Q: Two questions. #1: Nuvei will be sold and go private. Shareholders will get $34.00 U.S. approx $ 46.90 Canadian today. Is it best to sell now or wait for the transaction to go through ?
#2 : HPS.A was moving along just fine and has recently gone down dramatically. Why ?

Q: Hello 5i Team

Are publicly traded companies responsible for preparing the transcripts of quarterly earnings call and/or annual meetings? If not who prepares them?

I have noticed some companies post them on their website and others do not.

I have seen some third party websites post transcripts, but it is often hit and miss

Do you have any recommended web sites for transcripts?

Does your data provided offer this service and could it be incorporated into the data you provide for companies?

Thank you

Q: I had purchased this in a Canadian TFSA. Just reviewing my investments and I must have asked for this to be transferred to the US TFSA due to dividends being paid in US currency. However, the cost is listed as the Canadian amount! No wonder it's showing I'm underwater. but I don't think it correct. Have you or your readers come across this problem before?

Q: Is there any particular reason why banks (eg. BNS, TD, RY, etc) won't enter the same "non-traditional lending" market as GSY or PRL? Seems like regular banks have all the infrastructure for it and it sounds like there is money to be made. Do you think this would ever be a possibility in the future?

Q: What are details about RSI.DB.E? Would you recommend holding for income? Will it mature on 31/12/2024?

Q: I have partial position in DCBO:CA. Would you add at this time?

Q: Hi folks,

I hold VI but I know you prefer the unhedged version, VIU. For me to make that change, would I just sell my VI and buy VIU on the same day as I'm sure they won't move much intraday. It's in my RRSP so no tax issues.

Thanks
Robert

Q: Please comment on the latest Q, company and advise .Bough few years ago at .50 . Txs for u usual great services & views

Q: Hi folks,
I am looking to add either PRL or CELH to my TFSA. Primarily looking for growth. May I have your opinion as to which one you think has the best growth profile going forward.
Thanks

Q: Good afternoon,

SLF - the market does not seem to like their quarterly results.

Thoughts on the quarter, and hold/sell/buy here with the -5+% move today?

Q: For the last 10 years, SLF has been the better stock to own. Since December 2023, MFC has been better. In their most recent earnings MFC beat and SLF missed. MFC's PE is a little higher, dividends are about the same, SLF has better ROE, MFC has a much better profit margin. If buying one of them today, which do you think is better going forward? Or with the chance interest rates will be coming down in the next year would it be better to buy a bank instead?

Q: Results were good. Market is not supporting Well. What's missing. I just don't get this one.

Q: I have a small position in MDA. Please comment on MDA's latest quarterly results. Is it a hold, buy more or sell.

Thanks, Tim.

Q: Hello 5i Team

Are US "mortgage reits" similar to Canadian Mortgage Investment Corporations?

Could you please provide a few ideas of US mortgage reits for me to research?

These would be held in an US$ RRSP, to minimize any tax considerations.

Would the distributions be similar to US corporate dividends and not US MLP distributions (K-1 tax form) which are problematic to hold in RRSP accounts?

Thank you

Q: At the bottom of your website there's a link to Google Play, to download an Android application. However, all I get when I click on it is a non-existent application. Moreover, if I search directly on Google Play, I can't find any application for 5iResearch.

Please tell me how to find your Android app or, if it really doesn't exist, you should remove this link to Google Play.

Q: HPS - Can you expand on their specific SBC, 1st look one might think $16,671,000 million in SBC in one quarter WTH... 1 year ago that expense was $4,478,000.
Noted share price as of March 31 $145 so it seems they issued over 100,000 shares as compensation and that is it?
But reading more into it thanks to some twitter(X) ppl I follow (you are tagged in it so you can see exactly what i mean) and its as if they are updating their DSU (deferred share units Directors and Senior executives can defer compensation as stock + they do issue some as awards) and then RSU PSU (recently the new LTIP was instituted for Senior Executives).

Please shed some light on this is that a correct interpretation because they state on page 11 of 1st Quarters Interim financial statements that they issued 1335 DSU shares at $115.80 and a total of 10,388 PSU/RSU shares were issued @ $117.26 this quarter = $1.37 Million at those prices and 11,723 shares.
*BUT noting an expense of $10,836,500 for DSU recorded in general and admin expenses + $5,834,000 expense for PSU/RSU expense recorded = the stated SBC expense of $16.67 Million.

How do they calculate that expense?!

I understand they need to update this quarterly as share price moves as its money owed to Directors and Senior executive but next quarter the stock is lower then is this expense updated and then potentially less?!

Q: Please comment on the recent results?
Thanks

Q: Hi 5i,

Could you please provide commentary on the recent quarterly results from Sterling Infrastructure (STRL)?

Would you consider it a buy/sell/hold at its current price for a long term hold?

What other companies are comparable to it and would you recommend them over Sterling?

Thank you!!

Q: Are you concerned about any of these factors?
Four clients contribute to 69% of the total revenue.
The U.S. market accounts for approximately 89% of revenues.
Deferred Income Tax Liabilities increased from $9.2 million to $15.9 million, marking a significant rise.