Respecting you don’t have a crystal ball and going on general wisdom that the markets like to look ahead.
How much of the full impact of rate hikes has been priced into the current market?
There is another (maybe last one?) almost certain rate hike coming for both the US and Canada, should we expect more volatility from this announcement or is for the most part already priced into the market?
Q: Hi 5i, I currently hold RCDB.TO in my margin account. My goal is twofold: 1) move it to my RRSP account 2) sell it and replace it with VAB.CA. Would I be best to sell RCDB.TO in my margin account first and then move the cash into my RRSP, or transfer it in kind to my RRSP and then sell it? And would I need to wait 30 days before I purchase VAB.CA? Please deduct as many points as needed. Thanks, and have a great weekend!
Q: Good day 5i - I would like to know if it is advisable to pay a fee for an ETF Cash Account if you are frequently depositing and withdrawing funds to use to buy stocks, etc. I realize the funds are more liquid. Also, not having used an ETF previously, do you need to be concerned when the ETF is at a higher price when you purchase it. Thank you.
Q: A question on a few of my laggards. As a clean up of my portfolio these are back to original purchase price. Purchased 18 months ago and wondering if buy sell or hold.
Thanks
Q: I currently have no tech holdings. Could you please give your 3 top recommendations given current conditions and if it would be best to take full positions now or maybe average in over the year.
thanks
With MAGT getting taken out, are there any other names which could be a good takeout candidate? Would STC, SYZ and CTS all into this category? Would there be any others?
Q: The dust has settled a bit on the BAM spin off. So much for newBAM being undervalued within oldBAM ( now BN). Before the split I had shares of one company worth 44k, now I hold 2 companies one worth 36k (BN) and the other 8k (BAM). I have no need to hold both BAM and BN, do you have a preference for balanced but moving to income investor. 5+ year hold. The book on BAM in my account is showing as " zero" so looks like selling BAM would be 100% cap gain...Selling BN would be about the same net cap gain as I have done well owning it. So there is no real tax advantage to going one direction or the other in my unregistered account..
So hold both and get annoyed looking at the smaller positions in both, sell BN and buy BAM, sell BAM and buy BN or Sell both and buy your current new favorite...
Q: For my wife's Cash account. Ignore asset allocation...I already own all of these and have some top-up monies available and assigned towards each of these 4 = BNS, FTS, NRGI, NWC.
I have designated monies to invest/month over the next 3 months (I am roughly half way into my re-investment strategy).
In terms of upside potential, what order would you buy these? My thoughts => NRGI, then BNS, then FTS, then finally NWC.
Q: I have about 2% ish in AAPL and GOOG, how comfortable should I be to increase that % on those companies at these rates? Increase to maximum of 5%? Increase to a maximum of 8%? Increase to a maximal of 10%? AAPL and GOOG are long term holdings. Clayton
Q: These two preferred are going to be reset next month. Is a conversion from BCE.PC to BCE.PD, or the reverse, tax-free if we choose to do so?
I was very successful in the last 2 years with the BCE.PD floating shares, but would it be wise to let them go and convert to the fixed-reset at this moment of plateauing interest rates? I guess it could depend on the new rates which will be determined on Feb06.
We are celebrating the start of CPP and OAS this year. With that in mind we have to think about RRIF in 7 years, investments , bonds, and GIC's in our RRSP's. We also have a small TFSA for higher growth stocks. With that said, it is time to retool our investments. We have not been a fan of bonds for over 10 years though we are open to bonds now. .
Which mix of CDN/US/Foreign Bonds, GIC's, and top 10 stocks would you recommend for RRSP's if you have a clean slate with a 7 year outlook.?
Thank you so much for your service. It is the best site by far for advice, CDN portfolios, and general questions by subscribers.