skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: i would like to buy an etf (vanguard) with safety or stock with a high yield during these unsettled times
What would you advise ?.Can you please give me a few choices
GHB
Read Answer Asked by gabriel on September 21, 2022
Q: I hold riocan for income and some growth and I am up at 30% so far. For more income, do you think it is a good idea to sell and buy the hamilton enhanced us covered call ETF ( HYLD.TO ) that has a dividend of 13% at the moment ? Advise me if you have a better suggestion or simply do nothing and keep riocan. BTW it is in a taxable account so I have to pay taxes on the move. Thanks and have a nice day.
Read Answer Asked by jean on September 20, 2022
Q: 1.For Canadian coverage would you choose xic, vcn or xiu?
2.Would it be worth putting half the total amount in one of the above(xic, vcn, or xiu)and the other half in vdy?
3.For the U,S. allocation should I choose vig or spy which both require payment in u.s. dollars which I don't have, or would it be adequate to simply choose vun.

Thanks in advance. I plan to hold these allotments for many years and I appreciate dividends but do not need them for my living expenses.
Read Answer Asked by Astrid on September 20, 2022
Q: How would you suggest a 70+ participate in this market,if at all?
Read Answer Asked by TERRY on September 19, 2022
Q: Further to yesterdays Q and A re HISA, Evolve's US dollar savings account. Not yet a month old and less than $30 mill invested so far, is this a safe place to park my US dollar account cash i.e. equivalent to my Canadian cash parked in PSA?
A few months ago I asked if there were any US dollar savings accounts similar to PSA and you didn't know of any. Are there any other offerings in this space that should be considered?
Thanks. Peter
Read Answer Asked by Peter on September 16, 2022
Q: Hi Peter

I need to park some cash for a condo purchase in about 6 to 18 months. I'd really appreciate your advice on how to do that with a product that is guaranteed and that I can cash out at any time.

A one year cashable GIC currently pays 2.25%.

What about Money Market Mutual funds? TDB2914 pays 2.73% but is it guaranteed?

In one of your answers, you referenced PSA as basically a high interest savings account. Are there risks with this? According to Yahoo it yields .93% and according to the Purpose Management Fund website it yields 3.3%.

Is your advice on this changing with the recent rapid rise in interest rates?

Thanks so much Peter!

Read Answer Asked by Mary on September 16, 2022
Q: Hi there, I'm building a portfolio based on the 4% withdrawal rule. I read a study where based on country specific stock market data, the 4% withdrawal rule only worked in Canada, US and maybe 3 other countries. Based on this study and using history as a guide - if one were to build a portfolio with 50/50 Canada and US exposure, would it be best to use VCE and VFV or VCE and XSP? Also, if VCE is not the most appropriate Canadian ETF, what would be the most suitable? I've seen XIU, XIC and VCN often mentioned, but it appears like VCE has a slight outperformance?

Thanks!
Read Answer Asked by Michael on September 15, 2022
Q: Let's assume I am ready to bet that the stock market will provide me 7-10% CAGR over the next 20 years. I could buy an index that tracks the market. But is there an ETF that could provide me with 2x or 3x leverage on this bet (with the help of derivatives or any other tool/tactics that I have no chance of understanding), hence providing me with 20%-30% CAGR ?

That would be too easy right ?
Read Answer Asked by laurent on September 15, 2022
Q: Artificial intelligence and cyber security. What are your 2 favourite etfs in each of these areas of investment ?
Thanks ,
Philip
Read Answer Asked by Philip on September 14, 2022
Q: Retired, dividend-income investor. I own LIFE as my proxy for healthcare, with a current 6% weighting of my equities. I have money set aside to top it up a bit, but I wanted to check on two things first.

#1 = regarding where we are at in the overall market cycle is now a reasonable time to add to the health care sector? I have read that HC should be "ok" during a downturn. Would you agree?

#2 = is there any seasonality to healthcare? It doesn't appear to my eyes, but wanted to ask.

Thanks for your help...Steve
Read Answer Asked by Stephen on September 14, 2022
Q: Dear 5i,
COWZ is a US listed ETF which attempts to select the highest FCF Yield companies from the Russel 1000 index. The reported ETF Operating Expenses are 0.49% and the latest reported portfolio turnover is over 100%.
It seems that US listed ETF's do not provide TER fees in any of there documentation. I would like to know the impact of excessive trading has on the overall Total Return for an ETF. Am I correct in that US ETF's are not required to disclose TER fees?
Read Answer Asked by Ian on September 14, 2022
Q: Retired, dividend-income investor. Not a market timing question...ok maybe it sort of is.

Looking to potentially add to ZRE and just wondering where we are at in the investment cycle and if now is a reasonable time to be adding to ZRE?


Also, is there a seasonality to REITs? When looking at a 10 year chart, it appears to my amateur eyes that the last portion of the year looks to be trending down most of the time? It looks like the January to early fall period is usually positive?

Thanks for your help....Steve
Read Answer Asked by Stephen on September 13, 2022
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!