Investment Q&A

Q: Dear Team,
While I am aware that these stocks are quite diverse, I am interested in your assessment from a growth and momentum perspective.
Thanks, as always!

Q: Hi. My portfolio has no US ETFs. I have some individual US technology, financial and industrial stocks. (total 10% weight). Now, I'm planning to sell some of my Canadian stocks and to increase US stocks to 25 to 30% weight.

I'm in the process of adding more US stocks into my well diversified portfolio. My questions are 1) Do I need to buy into every US sector? If not, what US sectors should I concentrate into buying and what other US sector should I ignore? For instance, I assume I don't need US energy and US material stocks. 2) In my US portfolio, I have GOOG, ADBE, VISA, AIG, CGNX. What others US stocks should I also add?

I'm still unsure how to incorporate US individual stocks into a portfolio. Please give guidance... Have a great day.. Thank you in advance.

Q: "1 - Is there a readily available list of all the Sector and Industry classifications which are assigned to companies. I have had no luck finding it on the internet."

The Globe publishes a list every Saturday of all the TSX sectors, the companies in every sector, and their recent and YTD performance. Does this answer the question?

Q: DO you know any reason for the daily downturn of the last few weeks and the big drop today.
how would you rate this stock for investing purposes?

Q: Is there any reason for 4% drop in open text?? Seems like the recent earnings was decent.

FJ

Q: What would be the better choice in your opinion between WIR.UN and AAR.UN as an exposure to industrial REITs ? Joe

Q: I am very interested in the question and answer on free cash flow. I have no doubt it is an excellent indicator but like most others, not fool proof. In looking over the list of top 10 FCF companies, I was gobsmacked by Yellow Media in the list. It is and has been a disaster for it's investors over the years.

Q: Re: your advice to Gary this morning.

Through BMO Investorline we transfer stock in-kind directly from RRSP to TFSA.

If there's insufficient cash in the RRSP, we'll contribute just enough to cover the withholding tax. So we don't have to sell any shares.

We're slowly winding down our RRSPs and transfer only enough, in low-income years, to be able to recover the withholding tax. (Seniors often have enough tax credits to make that possible.)

Q: Thoughts on the quarter please.

Thanks.

Q: Good morning,

Looking for an industrial sector stock and I am looking at TFII. Would it be a good buy right now?

Thanks

Paul

Q: Hello 5i, My financial advisor for my RRSP is with Scotia Wealth Management and I'm not happy with him. If I want to take control of my account do you know what the procedure is? Also are there certain types of investments that can't be in a self directed account?

Q: I thought I was reasonably patient and comfortable with a reasonable amount of volatility . . . but it is still disconcerting to see a 12% drop in both KXS & SIS in the first two months after adding them to my TFSA! And KXS looks to be even more in free-fall this morning.
They are each only 2.3% of our (my/spouse's) total portfolios, but a significant % of my TFSA.
Please tell to whether to hang in there or what might be at play here?

Q: Funny how this company makes elevators and its address is on Walker Dr.

Q: I will appreciate your comments on IPL. The price keeps dropping although according to my broker's records there is no insider selling. Would you reccomend holding, selling or buying at these prices. Is the dividend sustainable?
Thanks

Q: Wondering if I can get your assessment of their earnings? Looks positive
Thanks
Sal

Q: I am going through my portfolio and finally looked at my balances per sector. Overall it isn't terrible, but I do have to make some changes. I have some Tech positions that I can lighten up and get down to 20% and I have some cash I can add. I have quite a few questions, so please take the credits needed.

Sector Percentage
Consumer Disc 11.75
Consumer Stap 6.41
Energy 7.28
Financial 16.16
Healthcare 5.12
Industrial 7.74
Tech 24.16
Materials 6.3
Telecom 3.69
Utilities 4.54
ETF's/Cash ~7


Should I consider Enbridge a Utility or Energy? Below i have it as a Utility. My other utility is BEP.UN. Should I add to one of these or add another position. They are ~2% each so I could go up on both, or add a third.

I see Magna and CCL are Consumer Disc, but can they also be considered Industrials?
For Industrial I have SIS, WSP, and QST. I was thinking of New Flyer and something else to get my industrial weighting closer to 15 %. Maybe ZCL or is that considered Energy? Or a US industrial?

Do you consider Chartwell Healthcare?(it is above)

Which sector should I focus on first and do you see anything that should be addressed right away. I know tech is heavy and the money should go to other sectors, but which area is lacking the most, Industrial, Utilities or International?

I have approx. 22% in US stocks, but I only have 1.75% IN TDB911 and about 5% in a few US ADR's for international exposure.
What ETFs should I look at to get international and emerging markets exposure?

How much of ones portfolio should go towards stocks Outside of of North America?

A lot of the companies I do own have international exposure such as CSU,MG,TOY,CCL,MX ect;

I am 39 and have fairly high risk tolerance if that makes a difference.

Thanks again for your great service and advice.

Q: Pleaase coment on the quarter?
Thx

Q: Hi Peter, Ryan & 5i Team
Re: Income Tax
When writing Covered Call Options; what is the tax rate on the money received? Income, Capital Gains, or It Depends?

Q: What stock or stocks would you recommend for a long term hold in a TFSA? Thanks for your input

Q: I currently have 3% weight on SPB and down 11% so I was thinking of adding more to make it 4% weight,what are your thoughts are this?

Thanks