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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently do not have any exposure to commodities in my portfolio. I am looking to add some gold and silver stocks or ETFs. Can you recommend 3 or 4 companies or ETFs in this category and provide your reason for those recommendations.

thanks, appreciate your insight
Read Answer Asked by Paula on July 11, 2018
Q: Dear Mr. Hodson and Mr. Modesto,

I'm helping a friend construct a portfolio worth $375,900. She is a single mother who is planning to retire in a few years. All her children have grown up and no longer require financial support.

Besides CPP and OAS, she also has some other income from other source and wish to supplement her spending with dividend income from the portfolio. She's asked me to help her to contruct a moderate growth portfolio. She said a yearly dividend income of $10000 will be sufficient.

Now, her trading accounts have:
BCE- 73%, SLF- 12%, BMO - 11%, Cash - 4%

Here are my questions. Please deduct as many credit as you wish from my question credits.

Her new portfolio will generate a yearly dividend income of $12954 (yield 3.44%) from $375,900.

Financial -22% - keep the BMO(11%), SLF(12%)
Utitility -16% - AQN, BEP.UN, H, KWH.UN
Energy -10% - ENB, WCP, PKI or TRP
Consumer -16% - PBH, ATD.B, DOL, TSGI
Industrial -11% - NFI, WSP, TCL.A
Health - 4% - CSH.UN, GUD
Technology - 12%- CSU, ARKW, Please suggest: Nasdaq index?
Telecomm - 6% - BCE
Cash - 3%

My questions are:
1) For a moderate growth portfolio, is the sector allocation appropriate?
2) Do I need to further diversify BMO and SLF?
3) In each sector, do you have any suggestions for the right stocks? Feel free to add or delete.
4) Please let me know which stocks you would recommend to add first?
5) For a person close to retirement age and no experience investing in US, is it necessary for her to invest abroad? What's your opinion?
6) All the above proposed stocks, which growth stocks should go into the TFSA? What are your top 5 picks among the growth stocks above?

Thanks as always
Esther
Read Answer Asked by Esther on July 11, 2018
Q: your opinion please on these stocks as potential buys at this time.
Read Answer Asked by stan on July 11, 2018
Q: In your opinion, what do you believe would be the impact on BAM.A stock under the following circumstances:

1. Rising interest rates
2. Market correction
3. Unfavourable Free Trade conditions

Also, would you consider the company to be well diversified, and if so, would an overweight position be acceptable in your opinion?

Thanks,
Read Answer Asked by Craig on July 11, 2018
Q: Since writing covered calls and cash-secured uncovered puts has the same risk/reward profile why is only covered call writing permitted in registered accounts? Is that a government regulation or an individual bank decision?

Thank you.

Milan
Read Answer Asked by Milan on July 11, 2018
Q: Hi Peter,
I am thinking of switching from BMO TO BNS as BNS is the worst performing bank this year. BMO is in my TFSA so there are no tax implications. Also my fees are very low so this is not a factor. I feel that I will get more growth from this switch. What is your opinion?
Jane
Read Answer Asked by Jane on July 11, 2018
Q: I am developing an income portfolio which will fund our retirement as we have minimal pension income. We are looking for monthly income that is relatively stable. We have a number of the big Cdn banks and Utilities owned in this portfolio. Which of the 2 monthly income funds would you prefer?
Thanks
Read Answer Asked by Nancy on July 11, 2018
Q: I have done well with ADW.A and am considering reducing this stock to a full position and adding BAD. My TFSA holdings are ADW.A, DSG, ECN, ECI, EIF, IPL, GUD, LUN, OTEX, PHO, RRX and TOY. Could I have your thoughts on this move or any other suggestion?
Thanks
Roy
Read Answer Asked by Roy on July 11, 2018
Q: The Debt to Capital ratios on DOL and BRP are 108.94% and 152.63% respectively ( source TD Webroker). Are their ratios for real? If so, what would happen to the stock price when a recessive events (i.e. cash flow stalls, fast interest rate rise or other) occurs?
Read Answer Asked by LARRY on July 11, 2018
Q: Hi Ryan
I have been trying to formulate an investment thesis regarding the impending roll out of 5G and am wondering if 5i has developed any ideas as how to invest in this technology. Noticed a few commentators have indicated that the best way would not necessarily be with the telcos but rather with the "picks and shovels" providers like chip makers or contract manufacturers.

Also, read an interesting piece the other day on SA regarding CCI in the US positioning itself for 5G.

Thanks for your insight

Brad
Read Answer Asked by Brad on July 11, 2018
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