Q: Hi 5i - I have a portfolio weighting question. Assuming I have a portfolio with 60% Canadian, 30% US and 10% Other International, would the 60% Canadian portion be considered on its own for individual stock weightings? For example, if I consider a 5% position in BNS a full position, should I have 5% of my total overall portfolio in BNS or 5% of the 60% Canadian portfolio?
Q: Any recent bad news with the stars group? It seems like it’s a shooting star on a downward spiral. Can you provide us with the short interest on the stock? Thank you
Q: Even after today's move, Linamar trades at 6.2 times 2019 earnings. It's growing at around 8-10 percent per year, with a good balance sheet and proven management. It is very cyclical and a recession is likely on the way one of these years, but this valuation seems silly. Am I wrong?
Q: I hold CSH.UN, the stock seems to be in a downward spiral of late, $14.59 today.
Chartwell was at $15.60 the third week of August.
My ACB is $15.08, hold it in my RRIF for income and conservative growth.
Any news on the stock ? What is your opinion ?
Thanks
Q: Your opinion will be appreciated on the latest update by the special commettee regarding the management buyout. What's the odds for the offer will be increase?
Thanks
I am holding Profound Medical , down 35%, but I can find any reasons account for this drop lately, If I am correct they have 32m cash and almost debt free. I do not know what am I missing.
Do you see any fundamental concerns, it is now around 1% of weighting.
Should I continue to hold or sell at loss and move on?
Q: Dear 5i
It is my understanding that withdrawing retirement income out of an RRSP or a RRIF , all income withdrawn is taxed at the current marginal tax rate at the time for that individual based on the total amount withdrawn . Correct?
The taxes paid have nothing to do with how income inside the plans are generated ie., interest , dividends or capital gains . Correct?
As such a systematic withdrawal plan (SWP) is generally meant to be used and beneficial in non-registered accts .only I'm assuming .
Do i have a clear understanding ? Appreciate your comments .
Thanks
Bill C
Q: I'm a new DIY investor who is 15 yrs from retirement with a full DB pension.
I will be transferring my big bank mutual funds into an online brokerage and borrowing a lump sum to invest within TFSA and non-registered accounts.
Currently, I'm considering XIC, XAW, and QQQ with, say, a 30/50/10 allocation. The remaining 10% would be for 'conviction' stocks.
Is this a reasonable approach? How would you improve on it?
Thanks!
Q: These ETF's are TRI or Total Return Index ETF's. They pay out no distributions of dividends and no ROC. I'm guessing that they reinvest all the payouts and subtract the fees. Since they do this would you expect that there is no CRA paperwork to complete unless you sell units which would trigger capital gains. What is your opinion of holding these in a passive corp as I think Canadian dividends would be taxed higher in the passive corp and these only produce capital gains? I am looking at the HXQ (Nasdaq 100) so I do not have to complete the T1135 paperwork and stay in CDN $.