Investment Q&A

Q: This is a reply to George's question about how to achieve an effective retirement withdrawal plan for your retirement portfolio. The "secret" is to invest in high quality dividend-paying stocks, resist the temptation to make trades, and aim to retire based on the age-based RRIF minimum withdrawal rates published by the CRA. I have been retired for 13 years and followed this strategy with success. My portfolio income in 2024 will be more than double what it was when I retired in 2010 because the % portfolio growth has outstripped the minimum % withdrawal rates. I always intended to write a book about my retirement planning experience, but never got around to it. Maybe I should reconsider, based on George's experience in finding few "how to" guides out there!

Q: Good afternoon 5i
Taxes. If i buy a US stock with US dollars and sell it several years later. What happens. I know that i have to report the sale in Canadian dollars. But, i imagine that i will have to calculate the exchange rates on those two dates, no? It seems odd, since it was both bought and sold in US dollars.
Thanks

Q: Since I cannot find debt level info in your companies database, I am assuming you are getting this info from your Bloomberg terminal. Correct?

Q: Down again on heavy volume. Do you have the means to see if these are borrowed shares for a short attack.

Thanks Steve

Q: Have you any information on this small company producing DC fast charge stations in the UAE?
Is it a scam?

Q: Hi. I understand recently about the partnership conditions for Canadian investors. Td wants me to get a usTIN number. If I don’t do that what happens? Do I get fined? Is my security confiscated? Do I end up in jail? What happens if I just sell the security now?

Q: Hi Gang
Can you give a list of your top Industrial stocks for 2024

Thanks Mike B

Q: hi 5i
Big drop today in 3M ...would you consider this an opportunity to initiate a small position....I read a recent 5i response about contracting valuations and share ownership driven by attractive dividends...does this hold...how do you view dividend safety. and what entry point would you consider ..
thx
jim

Q: Dear 5i
Which of the above listed stocks would you place in an RRSP and which in a TFSA and in what order of preference ?
Thanks
Bill C

Q: With so many houses and condominims to be built in Canada and US which materials
will have extra demand.(Timber?Steel? xxxxxx?

Q: Greetings:
Starbucks seems to have good growth, and cash flow, but negative shareholder equity like most of the tobacco companies. It also seems like they have a problem with CEO'S. Mr. Schultz has to be on call to return when needed. Presently he is retiring from the board. I notice that some members of 5i have shares. Good investment and growth expected? or will it be flat until it finds its bearings.
Thanks, Ben.

Q: May I please have your opinion of Energy Fuels? Are there other uranium stocks of similar size that you would prefer? I have a full position in CCO.
With appreciation,
Ed

Q: How do we get visibility to upcoming IPO's, particularly on the TSX/V? Are there any point of interests upcoming this year? thank you as always.

Q: My daughter is just starting out with a RRSP account. She has some VDY and we would like a suggestion of 5 or 6 non Canadian Vanguard funds

Q: I have held CP for some time now. Although it has fluctuated somewhat, it seems to be range bound. Do you see it having much potential to increase? I am starting to consider swapping it for FSV, which seems to just steadily increase. Any comment on that switch?

Many thanks

Q: I have a few oil & gas producers, actually, mostly oil. These stocks are the biggest weight on my portfolio, some down significantly. I have heard different comments on the outlook for oil...some bullish (eg seasonal factors), some bearish ( large US shale production. What is 5i's best assessment of where things are going for oil stocks?

May thanks.

Q: BMY:

1 What is your current assessment of BMY?

2. Its share price has dropped in the last year. Does it have reasonable prospects to increase from here?

3. It has a somewhat attractive dividend, around 4.75%. Is that sustainable? Does it have any history of dividend increases?

4. Can you describe its pipeline potential?

Many thanks for your excellent service.

Q: Dear 5i team.
What are some of the questions you would ask before making an investent in a startup that is private at this stage. (consumer products co)
The goal of the startup is to go public ASAP, assuming this means 1 yr or so.
Appreciate your input.

Q: What percentage of homes etc are in the USA vs Canada. Would Canadian Government interfere ? I thought most assets are in USA

RAK

Q: Hi team,

Looking for a defensive name with strong growth, american or canadian.

Which would be your favorites at this time for a short or medium term, and why ?

What about LW ?

Have a nice day,

Jacques IDS