Investment Q&A

Q: Currently hold VCN, but thinking about switching to ZCN. My question is how can ZCN have such a larger yield than VCN (roughly 2.90% to 2.60%)? Any concerns with this switch?

Q: In reply to my recent question about my mutual funds - TD US Mid-Cap growth, TD US Blue Chip and Fidelity Global Innovators, you advised that they could be replaced with lower-cost ETFs. Please advise which ETFs you would recommend as replacements.

Q: I am a subscriber to the ETF and Mutual Fund Update website, although so far I haven't used it that much. One of my issues with that service is that it seems designed for reading each and every monthly issue to get the most from it. However, it would be useful if I could just somehow search on particular etf's or etf types to see what has been written on such searches in past issues. Is there a tool for that that I am missing? Or is that something that might be added in the future? Thanks.

Q: Please tell me the advantages and disadvantages between holding gold , for example mapleleaves, bought through a broker and buying a gold ETF.

Thanks

Q: Could you give me your top picks for US dividend ETF's?

Thanks,

Joe

Q: Hi,
I am struggling with a decision and would appreciate your opinion please. I would like to increase my US and International equity exposure using ETFs in US dollars that I already own (VIG and VXUS).
The Canadian dollar is obviously very weak right now. Does it make sense to convert Canadian dollars to US and adding to US dollar ETFs right now, or should I be using equivalents that trade in Canadian dollars? If the latter, would you kindly suggest the two ETFs that I should consider?
I know you like foreign currency as another form of diversification and I agree. I realize there is a FX prediction inherent in this question: if the CDN dollar strengthens, that creates headwinds for US-denominated investments.
What do you suggest?
Thank you. Michael

Q: Recently, I took over a financial advisor managed portfolio, which included these two mutual funds. Since I prefer ETFs instead, I wonder which ETFs might be most suitable to replace these funds.
Thank you, as always!

EdgepointGlobal EDG100,Capital Group CIF823

Q: my wife currently has unregistered money invested in this mutal fund and continues to put money in it every month. I would like to know if there are etfs that are just as good or better with much lower fees. Thanks for your help.

Q: Hi,

I am trying to choose between these 2 ETFs for global coverage ex-Canada. They seem pretty similar but XAW invests in US ETFs while VXC invests directly in companies. Is there a fiscal disadvantage in XAW (to be held in cash account)?

Thanks

Q: I am close to retirement and am interested in purchasing a conservative, safer, ETF to be held for the forseeable future in an investment (not registered) account. I am looking for a non-Canadian equity investment, and do not necessarily seek high dividends. What is your opinion of the "dividend aristocrats" investment strategy and of the DGRO-N ETF? Is there a better ETF which suits my investment goals which you would recommend?

Thank you for all of the excellent advice which your service offers!

Q: YOUR OPINION ABOUT THIS ETF IS APPRECIATED. IS IT WORTH ITS EXPENSE RATIO OF 0.86%?
IS THERE ANOTHER SIMILAR ETF IS AVAILABLE?.
THANKS
EBRAHIM

Q: I am a young retiree and am not allergic to volatility. I own each of the above REITS in my RRSP or TSFA for tax purposes. They represent collectively 7% of my total portfolios including my taxable account. My taxable account holds a mix of growth and dividend paying companies. It's a rather large holding. I don't own bonds because I don't understand the first thing about bonds but currently own 23% in money market or Guarantied Cash Deposits. I would like to add to my revenue generating part and would like to tone the risk down a bit. Where would you go from here?

Thank you very much for your support.

Q: Between these two ETF's, would you have a preference of one over the other. I note that recently XIU is outperforming VFV and pays a better dividend. Thanks, Bill

Q: Hi 5i,
what can you tell me about the Dynamic Equity Income Fund other than its high MER of 2.15%?
Any other suggestions would be appreciated.
Thanks
Ron

Q: Hi There,
I am interested in purchasing an active fixed income ETF.
Can you help list what you believe are top tier fixed income sub-advisors/managers/companies in Canada that I should consider.
[eg Marrett, PHN, Leith Wheeler, Fiera etc?]
Could you also list some active fixed income ETF's that one might want to consider adding that you believe are worth the MER.
thanks

Q: Could I get your opinion on a new ETF (September 2018) symbol FGO. It is a managed bond type instrument.

Thanks
Carolyn

Q: Hi Peter, Ryan and team,
Could you provide me with your top 3 ETF's for the US, listed in Canada as well as the US for an RRSP & LIRA accounts as well as 3 International/World ETF's for the same accounts, taking into consideration any withholding taxes that may apply or not.
Thanks as always for your great service, much appreciated
Ivan

Q: Good morning - I'm in the process of re-structuring my TFSA into ETF's. I want to achieve a balance of exposure to domestic, US and International markets. Would you recommend use of the TD e-series or the Vanguard and iShares combination?
Thank you

Q: You suggested the above ETF's for my daughter . She is moving to the USA so could you please suggest the closest equivalents if she is based in the US or would the 4 ETF's mentioned still be appropriate ? Thanks again.

Q: Hi team,

My foreign exposure is held in VTI 14% of my portfolio, VEU 9% ( these two are my largest holdings) and SPOT 3.75%. Everything else is held in canadian stocks and etf's.

Since VEU also holds some canadian would you still hold this or look for one that doesn't have any cnd holdinds?

Second, is there one etf that does the same job has VIT and VEU combined?

Tks,
Rino