Investment Q&A

• iShares Core MSCI All Country World ex Canada Index ETF (XAW $51.98)
  • $51.98 P/E (TTM): 21.04X Cap: $3.49B
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• BMO S&P 500 Index ETF (ZSP $104.88)
  • $104.88 P/E (TTM): 26.73X Cap: $21.26B
  • View ZSP Profile
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• iShares Core MSCI EAFE IMI Index ETF (XEF $46.37)
  • $46.37 P/E (TTM): 1.16X Cap: $15.91B
  • View XEF Profile
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• iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ $62.95)
  • $62.95 P/E (TTM): 35.55X Cap: $4.23B
  • View XQQ Profile
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• iShares Core S&P Mid-Cap ETF (IJH $66.34)
  • $66.34 P/E (TTM): 19.45X Cap: $101.40B
  • View IJH Profile
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• iShares Core S&P Small-Cap ETF (IJR $120.87)
  • $120.87 P/E (TTM): 17.9X Cap: $87.95B
  • View IJR Profile
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Q: I currently hold these 4 ETF's in a RRSP account. Is there any other ETF that you would add to this list?

Upvote 4

Read Answer Asked on August 28, 2025

• iShares Ethereum Trust ETF (ETHA $22.95)
  • $22.95 Cap: $10.94B
  • View ETHA Profile
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Q: What would be your go to ETF for Ethereum exposure long term hold.

Thanks

Upvote 8

Read Answer Asked by Kolbi on August 28, 2025

• iShares Russell 2000 Growth ETF (IWO $328.12)
  • $328.12 P/E (TTM): 23.11X Cap: $13.06B
  • View IWO Profile
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $50.21)
  • $50.21 P/E (TTM): 20.73X Cap: $20.89B
  • View XIC Profile
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• Vanguard S&P 500 Index ETF (VFV $170.08)
  • $170.08 P/E (TTM): 27.07X Cap: $27.79B
  • View VFV Profile
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• Vanguard U.S. Dividend Appreciation Index ETF (VGG $105.76)
  • $105.76 Cap: $2.31B
  • View VGG Profile
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $115.09)
  • $115.09 P/E (TTM): 35.05X Cap: $2.03B
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Q: I currently hold these ETF's in a RESP. I have only XIC ,ZNQ and IWO at a 11% weight , would you be comfortable bringing them up to 15-20% each ?

Is there any other ETF you would add ?I am looking at XAW.

Thanks

Upvote 3

Read Answer Asked on August 28, 2025

• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $15.88)
  • $15.88 P/E (TTM): 9.31X Cap: $1.74B
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Q: HMAX's dividend has been slowly declining since the ETF's inception in 2023. Please offer an explanation for the decline, as well as provide your thoughts on the size of the dividend going forward. This is one of the few investments I hold strictly for the income stream and, if the dividend is likely to continue trending down, I will be moving on. Thank you.

Upvote 6

Read Answer Asked by Maureen on August 28, 2025

Q: I am having trouble with the Return of Capital(ROC) concept in non-registered accounts. Seems like a losing situation as your adjusted cost base is reduced by the ROC leaving you to pay or lose a greater amount, even tho it is a capital gain and not interest. Also a ROC is my original capital that I already paid tax on. Double taxation?? Please explain as simply as possible tho I know you are not tax experts. Thanks

Upvote 10

Read Answer Asked by george on August 28, 2025

• BMO MSCI USA High Quality Index ETF (ZUQ $99.33)
  • $99.33 P/E (TTM): 28.41X Cap: $1.23B
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• Invesco NASDAQ 100 Index ETF (QQC $42.33)
  • $42.33 P/E (TTM): 34.43X Cap: $1.34B
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Q: Hello Team,
Which of these securities would you favour and why.
Thank You,
Barry

Upvote 5

Read Answer Asked by Barry on August 28, 2025

• iShares Core MSCI EAFE IMI Index ETF (XEF $46.37)
  • $46.37 P/E (TTM): 1.16X Cap: $15.91B
  • View XEF Profile
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• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.64)
  • $45.64 P/E (TTM): 5.86X Cap: $3.18B
  • View VEE Profile
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Q: I would like to increase my international exposure to the stock market. Can you suggest some ETFs that meet that criteria. Moderate risk level.

I have seen VXUS recommended a lot, so I am considering that. Just want to have 2 more choices so I can compare before buying one of them.

Upvote 3

Read Answer Asked by Paul on August 27, 2025

• iShares Core MSCI EAFE IMI Index ETF (XEF $46.37)
  • $46.37 P/E (TTM): 1.16X Cap: $15.91B
  • View XEF Profile
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• iShares Core MSCI EAFE IMI Index ETF (XEF.U $33.06)
  • $33.06 P/E (TTM): 1.16X Cap: $80M
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Q: Good morning.

I have a sizeable amount of US dollars in my TFSA and RRIF accounts and intend to add international investments with that money. I can either just purchase the XEF.u with the US money or go thru the Norbert Gambit process to convert to canadian dollars and then buy the XEF ETF. My question is which would you recommend and also buying XEF.u in my TFSA which I believe is a Canadian listed ETF would there be a 15% US withholding tax on the dividends.

Many thanks.

Upvote 3

Read Answer Asked by John on August 27, 2025

• Huntington Bancshares Incorporated (HBAN $16.30)
  • $16.30 P/E (TTM): 11.38X Cap: $23.74B
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• Citigroup Inc. (C $103.60)
  • $103.60 P/E (TTM): 14.42X Cap: $185.36B
  • View C Profile
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• Goldman Sachs Group Inc. (The) (GS $826.04)
  • $826.04 P/E (TTM): 16.58X Cap: $247.75B
  • View GS Profile
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• JPMorgan Chase & Co. (JPM $313.08)
  • $313.08 P/E (TTM): 15.23X Cap: $852.28B
  • View JPM Profile
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• KeyCorp (KEY $18.38)
  • $18.38 P/E (TTM): 23.29X Cap: $20.08B
  • View KEY Profile
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• Morgan Stanley (MS $169.66)
  • $169.66 P/E (TTM): 17.21X Cap: $269.64B
  • View MS Profile
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• PNC Financial Services Group Inc. (The) (PNC $190.72)
  • $190.72 P/E (TTM): 12.4X Cap: $74.79B
  • View PNC Profile
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• Regions Financial Corporation (RF $25.45)
  • $25.45 P/E (TTM): 11.89X Cap: $22.31B
  • View RF Profile
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• iShares U.S. Regional Banks ETF (IAT $51.88)
  • $51.88 P/E (TTM): 11.63X Cap: $547M
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• Citizens Financial Group Inc. (CFG $54.10)
  • $54.10 P/E (TTM): 16.41X Cap: $23.23B
  • View CFG Profile
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• BMO Covered Call US Banks ETF (ZWK $25.79)
  • $25.79 P/E (TTM): 12.58X Cap: $316M
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Q: With interest rates potentially going lower in the US I was wondering about your crystal ball thoughts on where this ETF might peak this cycle ? I bought in when it cratered a couple years ago.

Upvote 2

Read Answer Asked by STEVE on August 27, 2025

• CI Galaxy Ethereum ETF (ETHX.B $15.18)
  • $15.18 Cap: $534M
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• Fidelity Advantage Bitcoin ETF (FBTC $42.11)
  • $42.11 Cap: $1.30B
  • View FBTC Profile
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• Fidelity Advantage Ether ETF (FETH $56.83)
  • $56.83 Cap: $79M
  • View FETH Profile
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• ISHARES BITCOIN TR (IBIT $51.55)
  • $51.55 Cap: $70.80B
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• Fidelity Wise Origin Bitcoin Fund Beneficial Interest (FBTC $79.08)
  • $79.08 Cap: $24.29B
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• iShares Ethereum Trust ETF (ETHA $22.95)
  • $22.95 Cap: $10.94B
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• Ishares Bitcoin ETF (IBIT)
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• 3iQ Solana Staking ETF (SOLQ $15.34)
  • $15.34 Cap: $209M
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• Purpose XRP ETF (XRPP $9.82)
  • $9.82 Cap: $84M
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Q: What are your preferred vehicles to hold crypto currency (bitcoin, ethereum, xrp) without holding the digital key personally? Please touch on risk levels, growth prospects. Deduct as many questions necessary.

Upvote 6

Read Answer Asked by Joel on August 27, 2025

• Global X S&P 500 Index Corporate Class ETF (HXS $98.54)
  • $98.54 Cap: $5.34B
  • View HXS Profile
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Q: If I was to hold the TSX listed HXS in a cash account and the value exceeded $100,000 would I be obligated to file a T1135. Thanks.

Upvote 3

Read Answer Asked by Anthony on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $110.64)
  • $110.64 P/E (TTM): 61.97X Cap: $414M
  • View ESPO Profile
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Q: Please provide your opinion regarding growth for this company in the next 3 years.

Upvote 1

Read Answer Asked by Terry on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $110.64)
  • $110.64 P/E (TTM): 61.97X Cap: $414M
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• Evolve E-Gaming Index ETF (HERO $46.42)
  • $46.42 P/E (TTM): 79.01X Cap: $18M
  • View HERO Profile
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Q: Please provide an opinion for this stock or your best choice for one similar.

Upvote 1

Read Answer Asked by Terry on August 26, 2025

• VanEck Vectors Gaming ETF (BJK $42.38)
  • $42.38 P/E (TTM): 26.67X Cap: $24M
  • View BJK Profile
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• Genius Sports Limited (GENI $10.07)
  • $10.07 Cap: $2.36B
  • View GENI Profile
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• Roundhill Sports Betting & iGaming ETF (BETZ $21.21)
  • $21.21 P/E (TTM): 52.69X Cap: $63M
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• Flutter Entertainment Plc (FLUT $208.81)
  • $208.81 Cap: $36.54B
  • View FLUT Profile
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Q: What 2 Sports gaming companies and 2 ETF's do you recommend?

Upvote 4

Read Answer Asked by Terry on August 26, 2025

• NEOS Nasdaq 100 High Income ETF (QQQI $54.42)
  • $54.42 P/E (TTM): 32.89X Cap: $6.44B
  • View QQQI Profile
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• NEOS S&P 500 High Income ETF (SPYI $52.67)
  • $52.67 P/E (TTM): 26.38X Cap: $6.23B
  • View SPYI Profile
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• Simplify High Yield ETF (CDX $22.56)
  • $22.56 P/E (TTM): 2.52X Cap: $425M
  • View CDX Profile
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Q: I have a question about 111528 For our RIF/LIF accounts I am moving into more income ETFs and now hold CDX, SPYI, and QQQI. Could you give your assessment of each for income over long term. Are there better alternatives?
Thanks for all you do.

Upvote 4

Read Answer Asked by Gary on August 26, 2025

• Trez Capital Mortgage Investment Corporation Class A Shares (TZZ $0.16)
  • $0.16 P/E (TTM): 0.8X Cap: $1M
  • View TZZ Profile
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Q: Trez Capital has suspended redemptions of it's funds. Do you have any insights as to why. Have they done this before. Is it a sign of anything to be worried about. (FYI) I almost invested in one of the funds but did not because of the many conditions attached. Are the funds a worthwhile investment?
Thanks

Upvote 2

Read Answer Asked by Reg on August 26, 2025

• Harvest Diversified High Income Shares ETF (HHIS $13.14)
  • $13.14 P/E (TTM): 44.22X Cap: $1.15B
  • View HHIS Profile
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• Harvest Canadian High Income Shares ETF (HHIC $13.38)
  • $13.38 P/E (TTM): 19.53X Cap: $107M
  • View HHIC Profile
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Q: How would you rank (HHIS, HHIC) on a scale of 1-10 for total return. Which account type would each be best suited for. Also what are the downside risk for each.

Thank you

Upvote 2

Read Answer Asked by Van on August 26, 2025

• Harvest Canadian High Income Shares ETF (HHIC $13.38)
  • $13.38 P/E (TTM): 19.53X Cap: $107M
  • View HHIC Profile
  • View Questions on HHIC

Q: What are your thoughts on HHIC ETF for income and dividend growth.

Upvote 2

Read Answer Asked by Ric on August 26, 2025

• iShares Core Canadian Universe Bond Index ETF (XBB $28.58)
  • $28.58 Cap: $9.01B
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• iShares Core Canadian Long Term Bond Index ETF (XLB $19.23)
  • $19.23 Cap: $884M
  • View XLB Profile
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• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.70)
  • $16.70 Cap: $949M
  • View XHY Profile
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• PIMCO Active Bond ETF (BOND $93.97)
  • $93.97 P/E (TTM): 12.77X Cap: $6.50B
  • View BOND Profile
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Q: Good morning - With the market rising so nicely, it's timely for me to do some re-balancing. For fixed income, I have positions I xlb, xbb and XHY. What fixed income investments do you suggest these days. I could add to the above and/or to corporate bonds, if that makes sense. But, I am nervous about the prospects for Canadian companies as the Trump tariffs take their toll. What does your crystal ball reveal? Many thanks.

Upvote 4

Read Answer Asked by alex on August 26, 2025

Q: What is your opinion on the Hamilton day max ETFS. SDAY / CDAY. Pretty new for much data or performance history.
Who / when would an investor benefit from these compared to regular enhanced yield ETFs?

Upvote 1

Read Answer Asked by Kyle on August 26, 2025