Investment Q&A

Q: Hello,
When does it make sense to borrow from a line of credit for non-reg assets vs contributing after-tax cash to an RRSP?

I don’t want my taxable income in retirement to be any higher than it is projected to be.
I also have access to a line of credit right now.

You mentioned recently:
“ Typically investors look for more stable and reliable dividend-payers in a non-registered account….. …we like BNS, TD, ENB, FTS, CNR, SLF, BAM, CSU, AEM.

So, if I want to minimize my taxable income in retirement, when does it make sense to borrow to invest in those dividend-paying tax-favoured stocks?

I believe the short answer is “when the after-tax cost of capital is less than the expected after-tax return”. Correct?
If so, why doesn’t anyone with some borrowing capacity borrow to invest in my situation? (Risk-aversion?)
Thank you.

Q: This has been on a slide with bitcoin.

The distribution has been going down as well.

If msty/bitcoin begins to significantly climb would you expect the distribution to increase as well?

Thank you

Q: Hi 5i - Im looking to take advantage of the sell off in tech stocks. I already own 5% GOOG, 4% NVDA, AMZN and 3% SHOP, CSU and 1.5% KXS, LMN.

Which tech stocks would you recommend to add to the current stocks?

Thanks, Neil

Q: Hi 5i,

If the oil price keep on go up, will it hurt CNR:CA profit? Now is $145, dropped from the rebound. What is the good price to buy in . Please kindly advise.

Q: With the current pull back in the market,
In your opinion, what Cdn companies, that pay a dividend, would be a good opportunity to buy?
Thanks

Q: Brookfield Corp has fallen like an anvil…terrible performance.Any new insight?

Q: How can we get a copy of Peter's article in the magazine?.
Is there special guidance from 5i to handle current market volatility?
We need it very badly.

Q: For an income investor with a long term horizon how would you rank LNF, ALC, WJX, AW.UN, and DBM in terms of total return?

Q: Hi 5i,

I want to buy more TRI:CA, it has been up for more than 20% from the bottom! Is it still a good price at $150 to buy more? What is your target price?

Thanks for your advise.

Q: Is MFST-CDR the same as MSFT other than being hedged to the Canadian dollar?

Q: Can you provide 4 to 5 names in natural gas for long term investment? You answered similar question for oil recently. Thanks.

Q: Hi gang at 5i.....just wanted to say thank you. A few weeks back you guessed on a capitulation price on CSU. You said maybe $2,200. I bought some around the $2270 mark or so. The low turned out to be $2,196.. looks like you missed it by $4 LOL. Keep up the good work

Q: Today you answered a question from Michael and referenced CTM. Did you mean another company, as I cannot find them involved in the Ring of Fire?

Q: Good morning,

In AI related space, I don’t have any memory related holdings. Do you have any suggestions? Thanks

Q: Your thoughts please on the quarter?

Thx

Q: You often mentioned that you can slowly buy a stock. If buying slowly does this mean only buy 1% to see how it goes? Buy and then wait for a few months to buy more?Exactly what do you mean by this?

Thanks

Q: Hi Peter and 5i Team,

Peter, a great article in today's Financial Post.

So far today, there's a sell-off in just about everything. Where is all this money going? Are there any free sites that can give some insight?

Thanks as always.

Q: The mineralization of Mount Pleasant New Brunswick has been known for years. In the 1970’s Sullivan Mines, a gold miner from Val D’OR, running out of ore, optioned the claims claiming the site was rich in Tin. There was a brief spike followed a precipitous drop. Needless to say I ended up loosing my so called investment. So here we are 50 or so years later with ADE looking at those claims yet again. My advice “Buyer Beware”!
Jim

Q: PM Carney is supposedly promoting a Canadian investment scheme he calls Canada Wealth Gold on a platform called Quantum AI Platform. Do you know anything about this investment and supposed big gold mine in BC now in operation and paying big dividends

Q: Can you comment on the quarter and if the sell off is warranted?