Investment Q&A

Q: Want to simplify my RIF investing as I am almost 80. Can you recommend several etfs that provide an easier and more comprehensive approach; I have a number of dividend holdings but I would like to broaden my exposure to international markets. Thank you.

Q: I need to increase my international exposure by 20% according to your analysis. Because we are retired and depend on our investments to supplement income what companies or ETF would you recommend? Thanks for your input.

Q: I would like your recommendation and reasoning for 2 ETF's

Firstly, a Global ex North America USD ETF with a Good Dividend

And Secondly, an Emerging Markets (preferably CAD) ETF with a Far East bias

Thanks, Hugh

Q: I'm looking to diversify my RIF. I have North America covered both ETF and stock wise.
I need to add to cover the rest of the world
Your suggestions for 1-3 dividend [ for income and upside ] ETF's to do the job

Q: Hello 5i,
I a question on Sunday which hasn't been answered so I will try again. In a recent article which you generously shared with us on Nov 13, entitled, "You May Regret Staying in US Stocks" the author says that a good number of US investment managers are in agreement that for various reasons, US stocks will not be growing as fast as international stocks in the future. I was wondering whether you agree with this thesis? Also, do you think that the etf"s mentionned above will cover what is needed, or should I look at others? I will not be going out and selling all of my US stocks if this thesis is correct. But, I am low on my international section anyway. But, I have been hesitant to add to them.
thanks very much

Q: hello 5i team
i just read one of the articles you recommended to us stating that the consensus amongst money managers is that European stocks will do better than US stocks in the coming years. they give various reasons for this view. i was wondering what your thoughts were on this thesis. i am a little light on foreign equities but have been a bit hesitant to add any. But now i am rethinking this. if you see this as more or less an accurate perception of the investing reality today would you think that the etf’s mentionned would provide the coverage needed?
as always thanks for your expertise

Q: Hi,
I wanted to increase international equity exposure by adding ETFs. I currently own VWO (about 3%). What is your view on VIGI and VEU? Could you suggest 2-3 other names? Thanks,

Martin

Q: I have parked cash on PSA, I was wondering, if a better choice is to place it in one of IWO , VYMI, XBAL; the goal is to leave it there for a few years, and to help growth the account.
Thanks

Q: Could you recommend a conservative global dividend ETF mainly for income? If possible, a Canadian and US version.

thanks,

Paul

Q: I'm going to retire next year and have recently received a inheritance. I have this money in a non registered account. PA is telling me that I need more US and international exposure. I'm looking at ETF's with dividends but being non Canadian holding I will not get the tax credit. Should I still look at dividend ETF's and not worry about the tax? I have a low to median risk for these non Canadian ETF's. I have a diversified group of large cap Canadian stocks to take advantage of the dividend tax credit. Can you give me some names to look at buying?
Thanks Greg

Q: Hello,
I recently asked a question regarding a substitution for vea. You mentionned that a high dividend might be a good approach currently, and you suggested vidy.ca. I was wnting to do this in US dollars, however, and i cannot seem to find the US vanguard equivalent of this etf? Is there one?
Thanks

Q: I currently own ZDI. I would appreciate your views on this ETF as a long-term hold. I am considering replacing ZDI because it has a higher MER, and it is overweight both financials and energy.

What ETFs do you recommend which hold international equities and focus on a dividend growth strategy? Preference is for Canadian currency ETFs, but would appreciate recommendations on US currency ETFs if you feel there is sufficient additional value-added to warrant the currency conversion fee.

Thanks again for this excellent service.

Q: I am retired and have over the last year built a somewhat diversified portfolio that is geared toward income. I own 1000+ shares of the following of stocks and ETF’s.
Stocks : AQN, ENB (2K), BEP.UN, CVE, RY, SLF, BCE, CPG, IPL,NGD,BT,TD (U.S.),GE (U.S.)
ETF’S: ZEF,ZWE (3k),ZWU, CYH, REEM (2K),MFT (3K), XTR, ZMI (2), ZWP, ZDM, ZPW,ZWH.
I am presently holding an additional 45% in cash and feel that I am lacking in US exposure. I am thinking of purchasing either HEA or ZDY. I like the yield of HEA (6.46%) vs ZDY (2.96%). My question is should I be worried that there is not a lot of daily volume with HEA, in fact some days none. 2. How does someone go about buying 20,000 shares of an ETF with very little daily volume? Is there another ETF(income) that pays a minimum of 3% yield with a broad US exposure that you would recommend? Please note this is for a 5-7 year hold. Any help would be greatly appreciated.

Q: Hello 5i,
I currently hold both of the above ETF's at approximately 4.90 % (ZDI) and 5.5% (CYH). My primary concern is income along with diversification. However, I was wondering if you feel I am well-served by having both at a total of 10.5 % of my PF? Is there an alternative approach that you would recommend? Pare down to just one or switch to something else altogether, or stay the course? In particular, I would be interested in some alternative suggestions for my international exposure given my focus on income.
Thanks for any assistance you can provide.
Cheers,
Mike

Q: What is your recommendation on
Dynamic global dividend funds series F
Or maybe an ETF that is similar
Thank you for your input
BD

Q: I currently hold VYMI for large cap international dividend income. There is a fairly new Fidelity product holding international large cap ( FIDI) . Do you see any advantages of FIDI over VYMI? Do you consider VYMI a reasonable ETF for international exposure? It is down recently. Would you continue to hold this investment? Thank you kindly for a comparison of the above efts and for your comments on continuing to hold VYMI.