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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Good morning my question concerns cxi which I hold but in a 1.6% position compared to your 4.12% but in that sector I am looking at adding gsy as an alternative and to give diversity simply because you have recommended it as one of the top ten holds in one of the last questions. my concern with cxi is the volatility that it has had over the last two years. is there also another stock in your universe that could also be added to bring the total to the 4.12% position but with two to three stocks instead of one...thanks for the great service
Read Answer Asked by gene on February 13, 2017
Q: In response to a previous question you recommended GSY and TCL.A as good candidates as value stocks. I note that both are near their 52 week highs. I was under the impression that a value stock would have a share price that is not doing well. I would appreciate it if you would clarify for me your criteria to identify a value stock. Thank you.
Read Answer Asked by Dennis on January 24, 2017
Q: I have about 25K to invest im my TFSA. Please rank the above stock as to growth over next 3 to 5 years.
Much appreciated RAM
Read Answer Asked by Ray on January 23, 2017
Q: I currently hold these stocks in my TFSA. I want to max out my TFSA account for 2017. I have equal positions in all. Would you recommend to add to the exiting stocks or add a new stock(s) like SHOP, TOY, or KXS. Current holding are in the six figures. Thanks for your input.
Read Answer Asked by David on January 10, 2017
Q: At the recommendations of 5i I purchased these stocks in April/16 for my TFSA account. I have additional funds of $11000 to add. Would you recommend adding to these positions or purchase other stocks? My return has been in excess of 30% and therefore value 5i opinions. Thanks for your excellent service.
Read Answer Asked by David on November 29, 2016
Q: Peter and team:
I hold all equities in your balanced portfolio and a couple from your growth in a portfolio worth about 450K (Thank you). I currently have about 35K to invest and would like to choose one stock from your growth and two from your income to "round things out".
At current valuations and looking at a 10 year plus time frame could you please rank each of the four equities per group. Sector allocation is not a consideration.
Please deduct 2 credits and Thank you as always for a fantastic service.

Phil
Read Answer Asked by Phil on November 21, 2016
Q: I have owned gsy for several months now and it was on a good upswing. I thought its 3rd quarter results were pretty good and from another question asked I believe you did too. Can you explain the dramatic drop over the last few days? Do you think it will rebound? Is it a lot of profit taking? Or is there something fundamentally wrong and I should sell while i'm still ahead?
Read Answer Asked by Susan on November 07, 2016
Q: I would like to make my TFSA more growthy. The candidates I have in my TFSA that I am considering replacing with more growthy names are: TD, IPL and WCP. I own these in a non-registered account as well, but since I can’t take advantage of the dividend tax credit in the TFSA I would like to replace them.

The growthy names I have in my TFSA are DHX.B, ESL, and GUD. I think I have enough of these, so I am looking for other suggestions from your growth and model portfolio. I am considering, CXI, TOY, PBH, ZCL (maybe KXS if it pulls back to the mid-50s). I already own SIS, NFI, OTC, CSU in a non-registered account and think I have enough for now.

What growthy (but not overly risky) stocks would you suggest for a TFSA today for a long term hold?

p.s. I have already maxed out my TFSA contributions. With some cash in the TFSA and the sale of shares I may not have enough $ in the TFSA to buy a full lot(s) of the replacement (e.g sell 100 shares of TD @ $58, buy 200 shares of TOY @ $31.50). I would rather not buy an odd lot (e.g 184 shares of TOY) because I don’t have enough cash in the TFSA, and I can’t add any more $ to the TFSA until next year. Should I wait until I can buy the full lot (i.e. the price falls, or I get dividends to increase cash), wait until January when I can add another $5500 to the TFSA, or find another stock where I can buy full lot(s). What is your opinion on buying odd lots, especially with low volume stocks like TOY and CXI?
Read Answer Asked by Paul on October 06, 2016
Q: Starting a new portfolio of higher risk stocks to offset my more strategic long term investments. I have listed several juniors that are either in your Growth Portfolio or have been lately receiving considerable attention. Would appreciate your comments, order of preference & recommandations. Please deduct whatever number of credits you feel appropriate. Thank you.
Read Answer Asked by Robert on October 03, 2016
Q: About Patrick's question on HomeCapital... in case it helps members, I couldn't help but share my experience with investing in GoEasy. It was a wild ride after buying it about a year ago. When the shares hit 17, I sold 1/2. I thought "5i said it's cheap and growing but there must be a problem with the company!". Then, GoEasy, broke-out and shares hit 25.00, a 45% increase from my sell point. It's harder than expected to hold-on to positions that we buy with the *intention* of holding for a long time. However, much more painful than holding a weak stock is to see it recover massively after selling. Since this is not a growth by acquisition story like CXR and VRX, and unlike those, HCG has a 10 years+ history, a non-trader will probably do best by no longer watching the daily ticker/news. Don't do what I did with GoEasy. Wait a year. The 5% buyback should help.
Read Answer Asked by Matt on September 30, 2016
Q: For the most part we (subscribers) seem to ask you questions on the same stocks in some sort of rotation that I have not quite figured out. So it must be time again to ask, what stocks are we not asking about (very frequently perhaps)that we should be considering for our portfolios?

As always, I appreciate your insights - my best performing stocks are generally ideas I've picked up here!
Read Answer Asked by David on September 23, 2016
Q: You said on an earlier post that you are surprised GoEasy went up 30% during the late market weakness. I came across a post on StockHouse. I don't know if this information is true but here it is:
"Citi is selling its CitiFinancial operations in Canada: 200 branches for a rumoured price of about $400 million. Teachers' is apparently interested. It is a similar business to GSY, although I think they offer mortages as well as consumer loans. Even so, the 200 locations / $400 MM translates to $2MM per location. GSY with about 180 locations and a market cap of 305MM is about 20% less ($1,680,000 per location). So, on that basis alone, GSY SP may rise toward the CitiFinancial valuation. On top of that, GSY has had a single digit P/E for years and still does even with the recent SP rise. If the market bestows even a modest multiple expansion to 10 or 11X, that would push the SP up as well. It is possible that GSY could hit $25 - $28 based on the CitiFinancial metric and over $30 with multiple expansion."
Read Answer Asked by Matt on September 19, 2016
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