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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: GSY stated in their Q4 financials that interest rates would need to rise by 2 per cent before any material impact would be felt in the business (due to floor agreements and fixed rates in place on current funding sources). Since then rates have risen .75 % and it looks like they will increase further. What is your guesstimate of how much higher they will rise to? If your guesstimate is above the 2% threshold, then how badly would that effect the business. How would that change your earlier thought that $125 share price would be an excellent buy.
Read Answer Asked by sandy on April 18, 2022
Q: Hello,

You responded to Derek and his question about TSU and BAM stating “ TSU was a 100% spin off from BAM.A. BAM does not own any shares and there is no formal relationship between the two. Essentially, TSU is too small for BAM and we would not expect something between the two.”

In fact, Partners Value (private investment holdco of BAM) is the majority shareholder of TSU with a weighting of 10%. Also, Q4 2016 Flatt stated that senior management intends to keep all of their shares. Now I’m 2020 they did sell 2.5 mm of shares.
Read Answer Asked by James on April 14, 2022
Q: I m 73 years old with God willing at least another 10 years left. My Lightspeed is down 70%,$11,000. leaving me with $4,530 in my TFSA. Can you see any timeline for a turn around or should I be sucking it up and putting it in something else? Was looking at LIFE-T as a safety measure but wondering if you have some other suggestions.
Thank you for what you do for us
Read Answer Asked by Bonnie on April 13, 2022
Q: Hi 5i,

your web site says the D/E for DOL is 155.9.
This seems high and doesn't make a lot of sense because I believe you
like the stock. Can you help explain. What is the balance sheet of the company like? Do they have much debt to be concerned about in a rising interest rate environment?

thanks for your insight
Read Answer Asked by Ian on April 11, 2022