Investment Q&A

Q: Where does the suggested percentage allocation by sector for the equity portfolio come from?

Q: with the deficits that the Canadian government has been running and the money that has been given away to situations that will never yield anything back to Canada , at what point would you expect our currency to significatly devalue or simple turn into Monopoly money ?

Q: Hey Guys,

- I'm trying to help out a family member that is 67 years old, that is not financially literate, has no investments, no savings...
- He will be receiving approx $ 80k in an inheritance in the next 6 months...

- He Already blew through a previous inheritance of over $100k in about 3 years

- I am setting up a TFSA Investment/Trading account for him and doing a Financial Intervention , So To Speak to get him Back on track...

- His minimum basic expenses like rent is covered by payments he receives..., But additional living expenses and extra income is what I want to help him with and extend the life of the extra inheritance he will be receiving...

- The listed stocks are the ones I am planning on recommending for him to look at and research...

- Please comment and suggest other stocks and investment ideas to consider for:
- Considering His Age and Small investment of $60k

-Looking for:
- Somewhat Safe/Bit Aggressive Growth
- Preservation of Capital
- Income

***Not looking for total financial planning here, But I'm Looking for Ideas to look at and suggest in this type of scenario...
- You Suggest, I Research further and my relative decides...

Thanks

Q: on Jan.24 I asked for a% by sector for a balanced portfolio and then on the 29th for a % by sector for a growth portfolio. You gave the same answer for both. Is this correct, I would have assumed tech for example would have gotten a higher % in the growth vs the balanced

Q: Hi Team,
I hold NVDA and SHOP with some great gains after buying the dip in the fall of 2022 (thanks to 5i!) . My question I suppose is more of a broad market question. I went through the rise of tech in the 2020/21 blistering rally, and also held through the subsequent gut-wrenching fall. Luckily for the most part I held on to most names and am now riding high with my tech heavy portfolio. Are we flying too close to the sun again so to speak with some of these names again? Should I be selling some of the higher flyers such as NVDA? Or should I just ride it out? I have trimmed some NVDA a while back and re-allocated it into BN for some more diversification. After watching my portfolio crumble in 2022 I just don't feel like going through that again (if we feel that the tech sector is overvalued). If valuations are justified; however, I am willing to keep holding. I won't be retiring for another 10-15yrs... unless I really have some massive winners that is! Just looking for an opinion here.

Thanks,
Shane.

Q: what is 5I,s suggested % allocation by sector in 2024 for a growth portfolio

Q: Could adjust your answer Ross's question on sector allocation for the following: 0% to real estate due to large equity in personal home, and a bit less conservative (no need for income from portfolio for 10 years).

Q: Hello:
Question asked by Ross Jan 24-- Sector allocation %'s. Materials is listed twice at 5%. Should this be 10% for materials?
Thanks, Ben.

Q: What are likely to be the most durable investment themes for the next 5-10 years or more, and what would be the best ways to play them?

Q: what % allocations by sector is 5I recommending for a balanced portfolio in 2024

Q: There is a lot mentioned about digital currency being adopted by central banks - last heard to-day on Michael Campbell's show, Replacing fiat currency? In which case the central banks and by extension governments or their agencies would be able to control what we spend it on and monitor us in terms of their political agenda - a good example is this climate change fiasco whereby they use it to tax us. What do you think the mechanism would look like to replace fiat with digital? And, how would gold pricing be affected - increase demand and thus the price?

Q: May I ask a follow up to my using a 20DMA as a potential entry point for a stock purchase. I picked the 20 day average because when members ask for suggested entry points you seem to respond with values within 2-3% of the current stock price. I agree a 50 day average has more of a margin of safety, but seems to be more value oriented and the stock may never drop that low within a shorter time frame. Thank you

Q: Regarding the question asked by kel today re ranking the sectors can u give a brief rationale for technology industrials utilities financials and healthcare

Q: PSA


i find it funny that the media fawns over these great companies; gushing over their collective 2023 'huge gains

never mentioning that 5 of 7 haven't even made it back to their 2021 price

so those unlucky enough to have bought at the last euphoria (fall 2021) or almost breaking even

(and yes, i agree these are some fabulous businesses)

good luck

Q: I have a friend who wants to start investing at a regular frequency (every weeks or months) to avoid bad trading decisions but he is a bit reluctant to start investing in the S&P 500 since it is almost at all time high.

What are your advices in this case?

Q: Looking into your crystal ball, can you please rank the 11 sectors for expected performance between today and end if 2024? No rationale necessary.

Q: How things change, 6 months ago or the past year, so many questions on where to deposit money for a 4% yield, than the market goes up nicely and no more questions on money markets. Now i suppose those that missed out are now trying to catch up at higher stock prices. Once Again buy good stocks with earnings and stay invested.

Q: There is so much buzz in media about the Magnificent Seven- the latest grouping that alleges dominance from these mega cap leaders and how 2024 is likely to see them fall from grace at least in momentum rallies, or at least in contrast to others.
Don’t support this assertion, ie is there relative price and growth rate relative to others such that they are due to get leapfrogged, or worse decline? I feel like this same line has been towed for several years and look at five and ten year growth rates for any of these as examples.
If you had some chunk of change would you lean here or elsewhere, say to financials or industrials?

Q: Your thoughts on the S&P 500 over the next few quarters? Is the risk/reward in favor of stepping into both spy:us and spgp:us in equal proportion's. Or continue to collect 5% from money markets for a couple of quarters. Is the P/E for the spy and sogp all ready pricing in the profits for the year? Would you prefer spgp over spy or would you have other considerations? It looks like spgp has been outperforming spy.

Thanks
Brian

Q: Seems to me finding stocks to create personal wealth over the long term is not that hard if a bit of effort is put into it, could be said all you need is common sense perhaps. Also seems to me the most common mistake for small diy'ers would be portfolio management, the buying and selling mostly, tax planning perhaps to a much lesser degree. 5i has provided many many good ideas as a long term member over the years, a few loosers too - dont want your head to swell too much. 5i deserves much credit to my success, thank you very much. Your investing ideas have provided several opportunities, I feel it's the portfolio managment skills you've taught me that was more important to create wealth. All that being said, could you expand on this remark you posted today, "we tend to leave some (minor) room to add if opportunities present themselves in the future" ?