Investment Q&A

• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $39.86)
  • $39.86 P/E (TTM): 14.87X Cap: $1.04B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: I am looking for a dividend ETF in Canada and USA. What do you recommend?

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Read Answer Asked by George on October 22, 2018

• Global X S&P 500 Index Corporate Class ETF (HXS $97.35)
  • $97.35 Cap: $5.26B
  • View HXS Profile
  • View Questions on HXS
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Does Horizons or similar company have a tax deferred ETF that would be similar to VGG. I understand HXS does for US exposure, though I am interested in one that focuses on dividends which are only taxed as capital gains once the stock is sold. Thank you for your service.

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Read Answer Asked by Ozzie on October 12, 2018

• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Amplify Cybersecurity ETF (HACK $89.09)
  • $89.09 P/E (TTM): 33.85X Cap: $2.38B
  • View HACK Profile
  • View Questions on HACK
• ROBO Global Robotics and Automation Index ETF (ROBO $68.61)
  • $68.61 P/E (TTM): 1.77X Cap: $1.20B
  • View ROBO Profile
  • View Questions on ROBO
• Invesco Water Resources ETF (PHO $72.70)
  • $72.70 P/E (TTM): 28.38X Cap: $2.27B
  • View PHO Profile
  • View Questions on PHO
• SPDR EURO Stoxx 50 ETF (FEZ $62.18)
  • $62.18 P/E (TTM): 47.75X Cap: $4.65B
  • View FEZ Profile
  • View Questions on FEZ

Q: Hi,I want to diversify my RSP which i already own a large position in Turtle Creek US Fund ,Barometer Global Macro Pool,and Edgehill International Advantage Fund and am thinking of adding the ETF's mentioned to this mix.
I am wondering your opinion on this group as a whole and if you would not endorse any of the additions i am planning.
Thanks,
Brad.

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Read Answer Asked by Brad on August 17, 2018

• BMO US High Dividend Covered Call ETF (ZWH $24.80)
  • $24.80 P/E (TTM): 19.44X Cap: $1.07B
  • View ZWH Profile
  • View Questions on ZWH
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard Dividend Appreciation FTF (VIG $216.83)
  • $216.83 P/E (TTM): 24.54X Cap: $91.85B
  • View VIG Profile
  • View Questions on VIG

Q: Good morning, my US equity is entirely in ZWH, VGG, and VIG. Each about 5% of total portfolio. Monthly income from ZWH is convenient for RRIF withdrawals (over 80) but both VIG and VGG have significantly outperformed ZWH over at least the last 2 years. I am thinking of disposing of the ZWH (covered call ETF) and using equal amounts of VGG and VIG to total 15% of portfolio. I have available $US cash to do so. Any other ideas for US equity exposure are welcome.

Regards Ted

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Read Answer Asked by Ted on July 30, 2018

• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard U.S. Total Market Index ETF (VUN $126.03)
  • $126.03 P/E (TTM): 26.28X Cap: $13.90B
  • View VUN Profile
  • View Questions on VUN

Q: I'd like to add some U.S. and emerging markets exposure into my TSFA. Could you please recommend a couple of ETF's (or other investment options) that would help me accomplish this. Thanks

Dave

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Read Answer Asked by David on July 25, 2018

• BMO Covered Call Dow Jones Industrial Average Hedged to CAD ETF (ZWA $26.98)
  • $26.98 P/E (TTM): 21.6X Cap: $202M
  • View ZWA Profile
  • View Questions on ZWA
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Is there any difference / benefit of holding these in a TFSA vs RRSP (tax wise). I understand the favorable tax treatment to US stocks in an RRSP via withholding tax. What about ETFs that trade on the TSX but hold US stocks?

Thank you!

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Read Answer Asked by Kyle on July 09, 2018

• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: On BNN this morning Larry Berman made a comment about ETFs that are sold in Canada and are essentially repackaged ETFs from the US. He stated that there is some double taxation going on. I believe related to withholding taxes although he didn't explain in detail.
I hold VGG and VEE which are repackaged holdings of VIG and VWO, respectively.
Is this in fact true and how much of an impact would this mean to the rate of return?

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Read Answer Asked by Bruce on May 29, 2018

• Vanguard FTSE Developed Europe All Cap Index ETF (VE $43.62)
  • $43.62 P/E (TTM): 8.49X Cap: $468M
  • View VE Profile
  • View Questions on VE
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Hi- my husband and I would like to put some of our RSP money into ETFs for long term growth. We are interested in US ETFs but not sure if you cover US ones or not. If not, are there some Canadian ones you would suggest? I already have XIC.TO and CDZ.TO
Thanks, Jill

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Read Answer Asked by Jill on May 24, 2018

• Vanguard S&P 500 Index ETF (VFV $167.43)
  • $167.43 P/E (TTM): 28.49X Cap: $26.89B
  • View VFV Profile
  • View Questions on VFV
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard U.S. Total Market Index ETF (VUN $126.03)
  • $126.03 P/E (TTM): 26.28X Cap: $13.90B
  • View VUN Profile
  • View Questions on VUN

Q: I guess I didnt make myself clear on an earlier question. I am looking for a US ETF that I can buy with canadian dollars, but unhedged. Preferably in the broad market, Technology, Financial and Health or a combination of all. I do not have a US account with my online brokerage.
Thanks again your service is supurb!

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Read Answer Asked by Shirley on April 26, 2018

• Vanguard S&P 500 Index ETF (VFV $167.43)
  • $167.43 P/E (TTM): 28.49X Cap: $26.89B
  • View VFV Profile
  • View Questions on VFV
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Hi 5i. I am just starting an RESP for my 2 yr old granddaughter. I'm thinking long term of course and with only $5,000 available was considering VGG or VFV for a start. Either one or both. What do you think or is there a better alternative ? Thanks for your help. Ron

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Read Answer Asked by RON on April 16, 2018

• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Good day,

I currently have in my TFSA portfolio the following stocks which you had recommended
(KXS, PHO, SIS, TOY, PBH, SHOP and DOL). I have 10K which would like to add to my TFSA. What stocks would you consider purchasing to compliment what I already own?

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Read Answer Asked by Enzo on April 16, 2018

• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Good morning,

I am retired and hold a mix of CDN stocks (growth and income) as per 5i portfolio's. I also hold ETF VEE, XWD, ZQQ I am considering adding VGG.
XWD and VGG look very similar when viewed on a one year chart except for MER. Is VGG worth adding. Dividends are nice but not priority.

Thanks Carl

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Read Answer Asked by Carl on April 13, 2018

• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: I am looking at VGG as a way to use Canadian dollars to acquire a reasonable number (around 70 I believe) of dividend growing US large caps. Do you think this ETF makes sense for US exposure to dividend growers or would you prefer to invest using US dollars and select 5 or 6 dividend growers (any suggestions in that case). Lastly do you consider this a sensible investment strategy for part of a balanced portfolio at this time for a 3 year hold. I appreciate your input as always - Ken

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Read Answer Asked by Ken on April 11, 2018

• iShares Global Monthly Dividend Index ETF (CAD-Hedged) (CYH $23.82)
  • $23.82 P/E (TTM): 14.98X Cap: $164M
  • View CYH Profile
  • View Questions on CYH
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: Hi 5I,

Could you please suggest 3 or 4 ETF's that would be tax suitable for a non registered income account. I now have a mix of large cap Canadian Dividend stock (Bank,Utilities), in the account and a GIC ladder.
I'm looking for minimal 4% monthly payout , higher is better.

Thanks

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Read Answer Asked by Stephen on March 23, 2018

• BMO MSCI Europe High Quality Hedged to CAD Index ETF (ZEQ $30.60)
  • $30.60 P/E (TTM): 5.69X Cap: $354M
  • View ZEQ Profile
  • View Questions on ZEQ
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $39.86)
  • $39.86 P/E (TTM): 14.87X Cap: $1.04B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard FTSE Global All Cap ex Canada Index ETF (VXC $73.96)
  • $73.96 P/E (TTM): 1.38X Cap: $2.76B
  • View VXC Profile
  • View Questions on VXC
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: I currently hold CDZ and VGG in my RRSP. I am looking to add a similar product with more international exposure. Are there any Canadian listed ETFs that focus on European, International, and/or Emerging Market dividend growers?

Thanks!

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Read Answer Asked by EVAN on March 12, 2018

• Enbridge Inc. (ENB $67.32)
  • $67.32 P/E (TTM): 24.06X Cap: $146.82B
  • View ENB Profile
  • View Questions on ENB
  • View Reports on ENB
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.28)
  • $48.28 Cap: $19.71B
  • View XIC Profile
  • View Questions on XIC
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: I have over $30k of ENB in my TFSA which is 100% of my TFSA. How would you recommend I diversify my TFSA. Do you recommend any combination of stocks or ETF's?

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Read Answer Asked by D on February 08, 2018

• iShares S&P/TSX Canadian Preferred Share Index ETF (CPD $13.56)
  • $13.56 P/E (TTM): 7.16X Cap: $1.04B
  • View CPD Profile
  • View Questions on CPD
• Vanguard FTSE Canada All Cap Index ETF (VCN $61.70)
  • $61.70 Cap: $11.57B
  • View VCN Profile
  • View Questions on VCN
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $45.92)
  • $45.92 P/E (TTM): 5.86X Cap: $3.10B
  • View VEE Profile
  • View Questions on VEE
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG

Q: For someone in their early twenties and has 30K in a TFSA, what would be an appropriate amount of stocks to hold, and what would be some of your top suggestions?

Thanks

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Read Answer Asked by Daniel on February 05, 2018

• BMO Covered Call Canadian Banks ETF (ZWB $22.85)
  • $22.85 P/E (TTM): 11.56X
  • View ZWB Profile
  • View Questions on ZWB
• BMO Global Infrastructure Index ETF (ZGI $53.16)
  • $53.16 P/E (TTM): 10.44X Cap: $537M
  • View ZGI Profile
  • View Questions on ZGI
• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard Dividend Appreciation FTF (VIG $216.83)
  • $216.83 P/E (TTM): 24.54X Cap: $91.85B
  • View VIG Profile
  • View Questions on VIG

Q: As a retired couple looking for div. Growth, not to happy with 5% weight in zgi in our rrif. Could u please give a few better options.

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Read Answer Asked by Peter on January 26, 2018

• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard Global Momentum Factor ETF (VMO $79.47)
  • $79.47 P/E (TTM): 24.34X Cap: $286M
  • View VMO Profile
  • View Questions on VMO
• Vanguard Global Value Factor ETF (VVL $59.99)
  • $59.99 P/E (TTM): 13.36X Cap: $519M
  • View VVL Profile
  • View Questions on VVL

Q: I have a well diversified portfolio in Canada. I have little direct exposure to the US market but I have about $25k in a US cash account right now. I have about a 5 year horizon when I believe I will have to close this account. I am interested in buying some companies or ETFs that are difficult to cover with my Canadian holdings. Could you please name 3 ETFs/Companies for a fairly conservative but not completely risk averse investor to check out.
Thank you for your invaluable help.

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Read Answer Asked by Brian on January 23, 2018

• Vanguard U.S. Dividend Appreciation Index ETF (VGG $103.56)
  • $103.56 Cap: $2.26B
  • View VGG Profile
  • View Questions on VGG
• Vanguard Dividend Appreciation FTF (VIG $216.83)
  • $216.83 P/E (TTM): 24.54X Cap: $91.85B
  • View VIG Profile
  • View Questions on VIG
• iShares International Dividend Growth ETF (IGRO $79.90)
  • $79.90 P/E (TTM): 16.4X Cap: $1.19B
  • View IGRO Profile
  • View Questions on IGRO

Q: Hi 5i team,

Enjoy reading the blog on power of dividend growth stocks. I want to invest in US, Europe and Emerging Market. Would investing in ETFs that track dividend growth stocks be better than the overall indexes?
Please provide your ETFs picks, in US$ and in C$, that invest in dividend growth stocks in US, dividend growth stocks in Europe and dividend growth stocks in Emerging Market. Would these etfs be best held in RRSP account? Thanks.

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Read Answer Asked by Willie on January 22, 2018