Investment Q&A

Q: I am interested in your opinion of ZWU, PFF, and IPFF as potential investments for income in both CAD and USD please. Thanks.

Q: Hallo I5, is there a tax advantage between dfn, df and zwu, would you please rate or rank them from safety point of view. Perhaps suggesting a couple better ones. I do not have any India holding. Would you consider either of the above safe with reasonable MER, perhaps a suggesting a couple better ones. Many thanks, J.A.P. Burlington

Q: Hi Peter and Team
Enjoyed your BNN show and picks as always!
I am reasonably balanced in my RSP with your positions in your growth and balanced portfolios but now, at age 68 have to convert my RSP to RIF in a few years. I am considering transferring most "in Kind" and would be looking at 10-20 stocks to hold that are good income generators. Would you consider listing 10 good stocks to continue to hold in a RIF ?
Should I try and hold more "conservative" dividend growers ?
Would you suggest I sell to cash and purchase larger positions of the financials, for example; or is it better to stay balanced?

Complicated question but I appreciate the advice as I have done quite well from you previous guidance

Thanks,
Peter

Q: 5i

What is a covered call and what is the risk level in a covered call ETF in both a rising market and a falling market. Looking at ZWH and ZWU as my utilities segment is low as is my USA segment of my portfolio. Yield on both is good and I am looking more for income with a little growth.

Wayne

Q: I currently hold ZWE, ZWU, and ZWH in my RRSP for a total weight of 4.8% .
Is this unnecessary duplication and / or is the weighting too high given
the nature of these products ? Joe

Q: I'm interested in buying into the utility sector through an ETF. ZUT holds Canadian stocks and has a yield of 4.98%. 99% of the distribution are eligible dividends.

ZWU holds a mix of Canadian and US stocks with about 45% each of eligible dividends and ROC along with 10% foreign income. The yield is 6.64%.

If we factor in the DTC, there's not a lot of yield difference. What are the reasons for your choice of ETFs? Thanks

Q: Hello Peter, I am looking for income, safety and some growth, I will appreciate your suggestion, ranking, perhaps a better choice of yours. Many thanks, J. A. P. Burlington

Q: A recent article by Larry Bermann in the Globe suggested that infrastructure spending to " repair potholes and bridges" would produce limited economic benefit because of the short term nature
of this spending.Money would be better spent on educating people
to adapt to the future realities of employment.In the interim
he has suggested allocating funds to ZWU as a an income source.
Another columnist suggests avoiding ZWU and sticking with ZUT
because of better long term growth.
What is your opinion of impending infrastructure spending and should ZWU be considered over ZUT? Thanks, Joe

Q: What is the difference between ZUT anx ZWU? Which would be better for income for a retiree.

Q: For tax purposes, in which account should I hold ZWU ETF by order of preference, Direct trading, TFSA, RRSP?

Thanks for your honest services.

Bob

Q: I LIKE ANOTHER AM REPEATING MY QUESTION SO IF YOU ANSWERED IT MY APPOLOGIES..i am looking at adding to my portfolios as I have no weighting to energy, utilities , real estate and communications. what I am thinking of doing is using zwu to cover pipelines and telcos and ala for its value and dividend. as to the realestate portion I have land and houses so do not think I require exposure that way. please give me you valued opinion about this strategy. thank you

Q: ZWB, ZWU, ZWH, CPD & ZWE...just looking for a simple ETF portfolio. What do you think of a 20% allocation in each of these names for a decent return with low to medium risk. Thanks.

Q: Bought a small portion of ZWU(covered call utilities with 0.72% mer) @ $15.04 in mid 2013(now$13.33) & loss is covered by the 0.08pm distribution.Please advise if I should switch to T,BCE.FTS, CDZ(0.67% mer) or Zlb(.39% mer)In 2013,I did not know what stock in the sector to buy.Since I joined 5I,I learn a lot & now tend to prefer a stock that is suggested by You.Thanks for your usual great advices & services.

Q: I have opened RRIF with the following:zwu,zwh,zdm,zue,iwo,vig,xei,bip.un,rpi.un,ccl.b,A&W,bmo,vnr jnj and otc. I would appreciate your comments as to whether these are appropriate investments. If not, your suggestions would be appreciated. Please assume that my entire portfolio is diversified.

Q: Because of my age and possible future need for income, amount and security, I am pondering the addition of the following ETF’s. I am indicating the present and after purchase weighting in my portfolio. ZWU ( 3% - 5%), XHY (1% - 3%), XTR (0% - 5%). My portfolio is reasonably well
diversified with about 95% blue chip (28) common shares. Can you please comment on the appropriateness of my proposed purchases, given your limited knowledge of my portfolio.

The composition of XTR i shares includes other I share ETF’s so if I were to purchase this security I would be effectively duplicating management fees and further increase my exposure to XHY, which is held in XTR.

Thank you for considering this questions