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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I am a 30yr old long term investor with a Canadian portfolio leaning towards growth. Consumer (cyclical and non cyclical) account for approx 10% and would like to increase this to approx 20%. I currently hold ATD(4%), MTY (4.5%), TOY (1.7%), and would like to selectively add over the next few months to achieve my target of 20%. How would you suggest i achieve this? Would you add to current names? Add a position or half position off my watch list (ZZZ,DRT,SHOP)? Or do you have any other names that you feel would fit in better? Since i plan on having these holdings long term i would also appreciate your opinion on entry point or if you think i should avg in once you have answered the questions above. I appreciate your service and feel free to deduct as many credits as necessary.
Read Answer Asked by justin on March 27, 2017
Q: If I renew my membership now with the ETF promo how does that affect my existing membership M y membership doesn't come up until August.
Read Answer Asked by Mark on March 27, 2017
Q: I have been a member for a couple of years and you have been my "go to advisers" .
Thanks to you, I have built this non reg account.
In the non registered account I have the following approximate holdings:
5%--FTS;IPL;H;MFC;SU;STN;PWF;BAM.A;
7%--BEP.UN;CTC.A
13%--CCL.B;ENB

I have $40,000 in cash. Retired with a pension and medium term(hopefully) horizon.
Reading your Q&A, I should rebalance CCL.B and ENB to 5-7%

Additional ideas for the rebalanced cash and the remaining $40 thousand.
Many thanks for the usual, calm, balanced, patient answers.
Paul
Read Answer Asked by Paul on March 24, 2017
Q: Good morning, I know you favor CCL in this industry for growht, but i can use the 5% div on RPI.UN and steer away from inetrest sensitive stocks.But is there any growth ? For some reason there is no forward PE published ? What is your actual view on this stock or would my money be better invested in ZCL or ITP in this industry ?
Thanks for the guidance ! With more of your recommended stocks I increased performance and reduced volatility !
Read Answer Asked by Denis on March 24, 2017
Q: I have 25 stocks from BE/Growth model portfolio, with thanks from 5I of $130,000. I have SIS, GUD PBH, GSY, KIN,BCE, ECN, FSZ, FTS I recently was gifted from my father's portfolio $100,000 in BAM shares. What is the short term outlook for BAM? Should I sell most now and rediversify or wait? I know I will need to do something with this as 50% of my portfolio now in 1 company is a worry. I don't have any ETF's at the moment.
Thanks for all your advice
Read Answer Asked by Craig on March 24, 2017
Q: Your comments re earnings. Looks like solid beat on EPS. Not sure what revenue estimates were. Would you view this company as good long term hold. It's been a bit of a laggard of late. Always value your opinion. Thanks for your excellent service. Chris
PS. Can you suggest a good website to look for EPS and revenue estimates of companies that is easy to navigate.
Read Answer Asked by christopher on March 23, 2017
Q: Hello 5i.
Thanks for the ongoing investor communication/Education.
I have had slightly positive overall results with mixed individual stock selection results utilizing 5i information.
Would have liked to be on the Shop ride but I could not buy into a stock moving up everyday and now doubled in three months. How do I not miss this next time?
I did buy the indicated holdings (SIS, GUD, ET, SYZ, PUR, TNC=cash)
Excluding TNC, the mix leaves me up 6.9% in the time frame of about a year or so..SYZ since 2014 and some various buying along the way.
I am not doing as well as you Portfolio so stock selection and timing clearly makes a difference.

With this list, should the Holdings be at full weights now for all of them?
For example, PUR is under small cap $ allotment while SYZ is over allotment.
Is there something I should be adding that is most appealing today even though I personally may have to hold my nose and buy? (Portfolio is well diversified and balanced)

Also, it is clear I am not benefiting from the stock category you sometimes highlight as "winners" or "1000% gainers" to help propel my portfolio gains. Should I be trying to buy all the investment in your total portfolio or how does one use 5i service to benefit to the max?

Thanks
Dave
Read Answer Asked by David on March 23, 2017
Q: Hi,
I'm a 35 year old balanced/growth investor and looking to add some fixed income to my portfolio. I have mostly dividend and growth stocks in our portfolios and looking to balance our asset allocation. Currently I manage my margin, RSP and TFSA as well as my wife's.

In my margin, I'm holding some good dividend names, for the div tax credit - FTS, BCE, ENB, CU, TRP, AQN, ALA, EIF, CGX, ENF, ECI, WSP, SPB, PWF, AW/un.TO, SLF, ZDV, VDY, XEI. I contribute weekly to my margin and have been regularly adding to ZDV, VDY, and XEI (questrade allows free ETF purchases which is nice). Do you think holding ZDV, VDY, and XEI is necessary or should I consolidate them? The MER's and sector weights are slightly different in each ETF. These ETFs are my biggest holdings in my margin and I know holding ETF's come with a MER cost, so I have added some of those other mentioned individual names. Is this too much overlap and should I be adding to more growth names vs dividend names?

Between both of our TFSA's, we have many growth names that you always mention - CRH, TOY, ITC, KXS, SHOP, SIS, GUD, CCL.B etc, which I think is setup fine.

In our RSPs, we have more balanced steady growth names such as VEE, ZLH, ZRE, ZWU, ZLB, VGH, VRE, ZWH, XEF, ZUH, ZWA, VUS, VGH, ATD.B, MTY, CXI, PPL, AD, GIB.A, FRU, L, BIP.UN, BPY.UN, NFI, BEP.UN, BAM.A, FIH.U, SJ, T. Do you think there is too much overlap here holding the ETF's and its better to sell some and buy individual names? Also if adding some fixed income ETF's, which names above would you swap out and add for a 15-20 year hold for safety, income and some growth (which I would like to add to my RSP for tax efficiency)?

Thanks!
Read Answer Asked by Keith on March 23, 2017
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