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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, I follow your BE portfolio and I am curious your thoughts on how to construct my families portfolio. My spouse and I each have RRSPs AND TFSAs. Would we be better off buying the portfolio of stocks for each account (so replicating the BE portfolio in each account), or divide the BE portfolio into 4 and putting a 1/4 of of the portfolio into each account. I hope my question makes sense. One way i would save on stock purchase fees but chance that the accounts won't grow evenly. What are your thoughts? Thanks
Read Answer Asked by Amber on November 03, 2020
Q: Hi ,

Many thanks for your instant reply.

Can you now explain the difference between "capped" and "equal weight" ?

I wish you could have a place one could go to to understand the meaning of technical terms of the investing universe.

Merci encore,

Jacques
Read Answer Asked by Jacques on November 03, 2020
Q: Hi.
Would you please clarify what is meant by a “sell side” analyst? What is the difference to a “buy side” analyst, if that even is a expression?
Are the analysts with, say, Scotia iTrade considered to be “sell side”? Can you provide an example of a “buy side” analysts (if such exist). In what category would you classify 5i’s analysis?
Thanks!
Read Answer Asked by Gregory on November 03, 2020
Q: For Jacques
Investopedia,the free dictionary of financial terms does a good job explaining a lot of economics and financials terms.
User friendly
Read Answer Asked by claude on November 03, 2020
Q: Hi team,

What is exactly the meaning of "Capped" for an ETF.

May I suggest a category in your list of questions which would be 'vocabulary" or "meaning of..." for quick reference for unexperienced investors like me. It could avoid repetitive questions. I knew at some point what "capped" meant, but I forgot....

Many thanks,

Jacques IDS
Read Answer Asked by Jacques on November 02, 2020
Q: Hi 5i team,
What do you think of GIC Simple which is an Ontario online GIC broker? They offer access to GICs from different financial institutions, and allow account holders to set up a GIC portfolio that is fully insured. Is GIC Simple a viable option for those who want a better return on the cash portion of their portfolio? Is there a downside to using this service?
Thanks for your valued opinion on this particular subject.
Read Answer Asked by Michel L on November 02, 2020
Q: I earlier asked about when/if you thought HEO could possibly move to the TSX, it got me wondering about two other stocks I own - STC and PEO. Both of these stocks seemingly are big enough no?

At what point to companies decide to list on the TSX from the venture usually? Is it a market cap thing? Thanks in advance.
Read Answer Asked by Jeff on October 31, 2020
Q: I am planning on selling some of my losers for a tax benefit. I plan to repurchase many of them after the 30 day period. What is the best time to sell for tax loss. Early November or late December? and the reasons for

Thank you
Steve
Read Answer Asked by Steve on October 30, 2020
Q: The Company has sent out their year end shareholder information for the AGM. I note that three insiders own approx 51% of the Company.

Additionally, the Company has stated that it is reviewing all options and has created a committee to do so.

My question for 5i is, if the three majority shareholders wished to take the Company private, how would that occur, is there a threshold they would need to take it private, and what options are there for a shareholder?

Thanks
Read Answer Asked by Kelly on October 29, 2020
Q: Hello:
Can you recommend articles or books that will guide a pre-retiree about asset allocation strategies based on ETFs? (NOT a request for general reading) If 60/40 is dead, then one is bit lost! What next? I know that repeatedly you have said that you don't want to give % of weighting of stocks or ETFs as you feel it is bit personal. Hence my request to guide me to read and learn about asset allocation strategies. Please consider current political/economic/pandemic environment.
Read Answer Asked by Savalai on October 28, 2020
Q: Just wondering if you can comment on the authenticity of the information that is reported on the Financial Statements, most i have looked at on Morningstar, state they are unaudited, which to me means that it can only be taken with a grain of salt, considering corporate fraud is rampant.
Harry Markopolos, has the view that General Electrics accounting is fraudulent, and is warning shareholders about it, he was the whistle blower in the Bernie Madoff case years ago, which i'm sure everyone knows about.
Thanks!
Read Answer Asked by Gordon on October 27, 2020
Q: Dorothy asks:

“Do you know of a site that I can list all my stocks, the cost price, and number of shares and get the following information: gain or loss, with the percentage and the dollar amounts.“

I have used the Yahoo Finance portfolio tool for decades. It’s free and easy to use.

I also use the Globe and Mail portfolio tool, which requires a subscription to the digital newspaper but offers real time quotes and quite good portfolio analytics.
Read Answer Asked by David on October 26, 2020
Q: With respect to Shyam questioning your answer regarding US Tech stocks seeing tax loss selling in January. I believe the portion of your original answer that he is referencing related to selling tech stocks in January to crystallize capital gains, not losses, as a result of the huge run in tech stocks this year. The reason people will hold off selling tech stocks till January, both in Canada and US, is that it is the start of a new tax year and they may not want to incur capital gains until the new tax year starts. A corresponding drop in Tech prices may occur if this sell off is large enough.
Read Answer Asked by Bruce on October 23, 2020
Q: With understanding bond prices go down as interest rates go up, with the near zero rate situation, is now a bad time to be buying bond funds when one is looking for long term safety and some capital appreciation? In regards to VCNS, being 60% bonds, when bond values go down, the yield goes up, how does rising yields effect the ETF ?
Read Answer Asked by Charles on October 23, 2020
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