Investment Q&A

Q: I have sold my European ETF because it has been doing so poorly.
The war has taken a toll.
Do you have a suggestion for ETF with more potential which would invest in companies outside of Canada?

Q: Hi, I appreciate the great work you have been doing to share knowledge.
I am considering the smith manoeuvre and would like to invest about $100K for a start in an etf vs Canadian dividend stocks. I would appreciate if you can share your thoughts on any ETF or ETFs that would be ideal considering the issues with ROC and ACB at tax filing time. I am also considering the importance of geographic diversification, hence the reason that I am not too convinced on going the route of Canadian dividend stocks. I am on the 50% marginal tax bracket and would also like to invest tax efficiently perhaps more towards growth than high dividends.
I look forward to your thoughts.
Thanks

Q: Hi
I am considering the smith manoeuvre and would prefer to invest in an etf rather than individual stocks because of the benefits of diversification. I would appreciate if you can share your thoughts on a few ets that would qualify and would also be less of a hassle in reconciling the ROC and ACB during tax time. I would appreciate your insight in smith manoeuvre using and etf rather that dividend paying stocks. I am in the 50% marginal tax rate. Thanks

Q: Hi.

My portfolio analytics says I'm low on Consumer Defensive. Can you give me 1-2 Canadian stock suggestions and maybe 1-2 ETFs in the US and Canada.

Thanks,
Robert

Q: Peter,

What etfs would you recommend for consideration that would cover equities outside of North America, in Canadian dollars. I am looking more towards the more established economies rather than emerging markets.

Thanks

Paul

Q: Hi , which index fund do you recommend that follows the S&P 500
Thanks

Q: Hi there, what do you think about buying this ETF for broad defensive exposure in a diversified portfolio? Do you think it has room to run up over the next 1-2 year or so? Are there any other cons staple etfs or specific stocks that might offer better growth and dividend?

Thanks very much

Q: is there a low cost ETF money market fund, or short term bond fund that you could recommend, that would be a place to hide out for a few months that is fairly liquid and pay 2-3% if that is possible or maybe im dreaming or something close to that thanks

Q: Hi: I have a small amount of VWO and I just noticed there does not seem to be any dividend associated with it. Has there been a change? Thanks very much
Marilyn

Q: Any Canadian alternatives to JEPI?

Q: Is it worthwhile to own both Etherum and Bitcoin? Are they really different or one of them is enough to be exposed to the crypto sector? Etherum seems to fare a bit better. Thanks again.

Q: Hi, TRP and ENB had a bad day with both stocks declining 2.5%, by close. There was no specific news for either company. Oil was weak today and price dropped about $2.50-$3, during course of the day.
My understanding is that movement in oil prices has no direct impact on these stocks, in a meaningful way. XEG, on the other hand was down just less than 1%. Was TRP/ENB drop unusual ? Thanks

Q: Hi, I own some HYLD and see that it has dropped more than 10% over the last 2 weeks. It now yields over 13% based on the last payout. Do you think the payout is safe given it's holdings? Also, Would this be a good time to average down? Thanks.

Q: What are your thoughts on index funds and if you were to buy a few which ones would it be, following the Canadian and US exchanges?

Thanks

Q: Hello, would you be buying VFV or VSP for a long term hold for a passive investor? Does it really matter? Would you own one right now and rotate to the other in the future ? Thanks.

Q: Do you like this for income? And how is the income taxed? Is it interest or capital gains? Would it be ok in a non-registered?

Q: Hi

I refer to the question from Ian concerning XYLD.

In our RRSP accounts EQL represents 17% of our holdings.

As retirement is fast approaching I am thinking of splitting our EQL holdings with XYLD, for the dividend.

Would this make sense?

Thank you for your time

Mike

Q: Hi team!
I am considering a hybrid portfolio of either (A) 80% ETFs and 20% individual stocks or (B) 80% in an All-in-one ETF (VEQT/VGRO) and 20% individual stocks. I understand there may be foreign withholding tax considerations on the Vanguard All-in-one ETFs depending on the account type in which it's held and I'm wondering how significant this actually is.

Questions:

- Which accounts out of RRSP/LIRA, TFSA, RESP, and Non-Registered would US listed ETFs be a better alternative due to this foreign withholding tax drag?

- At what account value would the tax drag from these withholding taxes be material enough to warrant buying individual ETFs (ex. VT, VTI, XUU, XEF) instead of using an all in one fund (VGRO or VEQT)?

Trying to avoid losing 15% or more of any US/foreign dividends due to unrecoverable foreign taxes if possible!

Thanks for your great work!

Q: Your opinion on this investment for income risk and future growth would be appreciated. Thx James

Q: If, as I believe the market is going to experience another large downturn, would TLT, ZROZ, or in Canada ZTL be a good investment in US Treasury long bonds, due to a possible flight to safety?