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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Revamping my tfsa, Currently own SHOP, PBH, SIA, NFI, GC, GSY and TOY. Can I have 3 American and 3 Cdn stocks with or without a dividend, solid ROE, and good GARP? I have TSGI in other accounts will keep SHOP and GSY others can be paired have ridden them for 3+ years. Also looking at 3 + years for these. Thanks david
Read Answer Asked by David on March 25, 2019
Q: Can you please list the Canadian companies who pay dividends in US dollars.
Thanks.
Dick
Read Answer Asked by Richard on March 25, 2019
Q: Hello! What do you think of TA now, given this announcement, and in light of your comments regarding their latest results? Also, the stock price is up by about 4% today. Is it best to sell and move on?
https://www.bnnbloomberg.ca/transalta-strikes-investment-deal-with-brookfield-renewable-partners-1.1234074?fbclid=IwAR1JLfnBK_qAif-rT7p-PKE5cavP6PJJEN8w_u4n1Tcj5nVUe7SzSCC0lzw
Read Answer Asked by Helen on March 25, 2019
Q: Further to a question asked by ‘M John’ on March 15, about CIPF protection for larger portfolios, my understanding is that an investor is protected to a maximum of $1M, but that is for the ‘cash’ side of things, meaning, if you had $900,000 of stocks and $100,000 of cash, should the broker go under, you’d only be calling on CIPF for $100,000, because all the stock holdings are automatically ‘guaranteed,’ because they’re held separately. So in theory, a portfolio held at one institution can be very large, and one need not worry, unless they get above $1M in cash or cash-equivalents.

Is my understanding correct, or is it $1M total, including all stock holdings?

Thanks for clarifying this.
Read Answer Asked by Warren on March 25, 2019
Q: Your comments please, on the following article in Reuters today with respect to a forthcoming recession once the yield curve inverts? Personally equities in general appear to be fully valued today and i'm reluctant to add cash to this market.

NEW YORK (Reuters) - The spread between three-month Treasury bills and 10-year note yields inverted on Friday for the first time since 2007 after U.S. manufacturing data missed estimates.

The three-month 10-year yield spread, the Federal Reserve’s preferred measure of the yield curve, narrowed to minus 0.56 basis points. An inverted yield curve is widely understood to be a leading indicator of recession.

The Market Purchasing Managers’ Index report, which tracks activity in the U.S. manufacturing sector, on Friday disappointed investors, with the headline index down 0.5 percent to 52.5 versus the expected 53.6. Earlier, Germany reported that domestic manufacturing contracted further in March, driving the benchmark 10-year U.S. government bond below zero and adding to fears of a global slowdown in growth.

The soft data exacerbated a trend that began on Wednesday after the Fed issued a statement showing policymakers foresaw no further rate hikes for 2019 given the slowdown in the American economy.

“The reality is the market is now expecting lower rates on average over the next 10 years than we have currently. And it’s a combination both of a dovish Fed and also ongoing global growth concerns,” said Jon Hill, U.S. rates strategist at BMO Capital Markets.
Read Answer Asked by LARRY on March 25, 2019
Q: Good mornng,
Thank you for your prompt and very helpful answer to my question re: Mutual funds/ETFs that do not pay any DISTRIBUTIONS and only generate CAPITAL GAINS.
As a follow up to your general HORIZON Total Return ETFs recommendation, what are your thoughts in terms of appropriateness if I were to split the amount to be invested in each of my minor grandchildrens' Non Registered in-trust accounts as follows: 50% in HXS.CA and 50% in HXT.CA? Your comments/thoughts on these specific ETFs would be most appreciated. Feel free to recommend other ETFs as need be . Thank you.
Read Answer Asked by Francesco on March 25, 2019
Q: would you confirm for me if it is correct that DSC can be deducted from capital gains as outlays and expenses. and would be claimed using schedule 3 when completing my income tax return? thank you
Read Answer Asked by Brenda on March 25, 2019
Q: Good morning 5i,
I have the above in my TFSA for a few years The stocks have been declining. Please provide your insight for going forward. Am thinking of replacing it with DRG.un or FSZ. Please suggest a couple of names for some growth n some dividend income. Thanks for your great insight as always! Rossana.
Read Answer Asked by Rossana on March 25, 2019
Q: I have owned this stock since I bought it at $16. It is now at the absolute high it ever was and I am wondering if it would be a good idea to switch to Northland Power for a better chance of capital gain. The div. would be the same since I can buy double the shares or would it be smarter to sell half of EMA and invest the proceeds into either Northland or Algonquin. I do not own any other power utility. Thank you for your great service provide over the years. H.
P.S. Someone is selling $750 m worth of shares and should that bring the price down somewhat?
Read Answer Asked by Harry on March 25, 2019
Q: I am close to retirement and have about 2/3 of my total portfolio in a corporate taxable account. All are equities with 53% Can, 39% US, 2.5% EM and 6% cash.
What could you suggest to recession proof and at the same time be tax friendly to help mitigate my risk given the aggressive 94 % equity holdings?
The other personal 1/3, of which 20% is in a non registered account, comprised of RRSP/LIRA/TFSA has about 33% fixed income.
Thanks
Jeff
Read Answer Asked by JEFF on March 25, 2019
Q: It seems to me that there are straws in the wind of a coming recession (inverting yield curve, global growth warnings, trade wars, Brexit hits, etc.). Would you agree with this hypothesis? What assets would you recommend for building a more recession proof portfolio? Should we leave stocks almost entirely and go to bonds? I have no real recession plan yet feel I need one. Any help is, as always, appreciated.
Read Answer Asked by Elizabeth on March 25, 2019
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