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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi Atz will report within four weeks approximately. How many new stores have they opened since last report? Are there any new stores set to open before summer? What is your intuition as to surplus inventory reported last quarter? If one wants to invest would you advise waiting until they report? I know you favour the company and it’s share have fallen 20 percent since last report. Spring is almost here and new shoots are sprouting.
Thanks and good day
Read Answer Asked by Alan on March 17, 2023
Q: Brian Acker appeared on BNN this week and strongly discouraged people from investing in oil companies. He said that no matter how high the oil price goes, company costs will exceed profits because of inflation.

What do you make of his analysis? Do you think a similar case can be made for mining companies? Which energy producers and gold/silver/copper miners are most likely to stay profitable in the face of rising costs? Thank you.
Read Answer Asked by Brian on March 17, 2023
Q: In my RIF account I have RY, TD, & ENB reset preferred shares all bought when issued at $25, now trading in the $14 to $17 range. The accumulated book value is $61K. My present annual yield is 3.9%, 3.8% & 4.4% respectively. The reset year is 2024, when the reset interest rate will be the Bank of Canada 5 year rate plus 2.3%, 2.4% & 2.7% respectively. So my question is, with interest rates presently rising, in your opinion are they worth holding to the reset date or should I accept my loss & redeem them now. Thanks … Cal
Read Answer Asked by cal on March 17, 2023
Q: Earlier I asked if a WSJ article stating "Canada never experienced a bank failure" is true. You replied.

"Not 100% true. The last major bank failure though was 100 years ago, in 1923. In 1985 two very tiny banks failed. In the 1991/92 real estate recession several trust companies failed, but these are not technically banks. "
Thanks for the reply.

Today a column in the Globe & Mail stated "CDIC has handled 43 bank failures since it's creation in 1967."

Just wondering if you could comment if they got that wrong.
Thanks.
Read Answer Asked by Reg on March 17, 2023
Q: Good morning. I'm wondering about the insured limits on our investment accounts. I have all our investments online with a major Canadian bank. My wife and I have several accounts, registered and unregistered. We have a number of GIC's in these accounts along with the usual mix of equities ( individual companies, ETF's) . The GIC's are issued by a range of issuers and none exceed 100K. I have no real fear that our banks will fail but am curious about how much insurance is there in place for investors like myself. Is there an optimal way to protect our investments or are we already doing it? Thank you for your patience. al
Read Answer Asked by alex on March 17, 2023
Q: Hi 5I. I have bought Gibson Energy around $21 a few times and within 6 months it gets up to $24/25 or more and I sell it. I see it as a safe risk/reward play. At sub $22 per share Gibson pays a 7 per cent plus dividend that I think is pretty safe (what is the current pay out ratio?) I am happy to collect a decent dividend and patiently wait for the stock to appreciate. If it languishes I am fine with the divvy. I don't see that much more downside to Gibson. A couple of years ago it did dip under $20 VERY briefly. What is your opinion on Gibson Energy as a safe place to park some money when it trades under $22?
Read Answer Asked by Paul on March 17, 2023
Q: Hi 5i - with homeowners attempting to renew mortgages at much higher rates in the next year or two (e.g. going from a 2% fixed rate to 6.5% fixed rate - possible foreclosures, etc), how much risk do you see regarding a housing crash and the resulting risk with Canadian banks? Thanks, Neil
Read Answer Asked by Neil on March 17, 2023
Q: Hi group i own both ENB and FTS - over the last 3 yrs FTS has outperformed ENG by a large margin do i need to own both / which one would you keep and add to present position

Also i am waiting to add to APPL MSFT GOOG AMZN...would you wait or buy now? Thanks
Read Answer Asked by Terence on March 17, 2023
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