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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, Greenspace Brands seems to be receiving favourable coverage recently with several BNN guests liking it. The trend and tilt towards organic food is certainly growing specially the millenials and others with better affordability. What are the growth metrics for this company, acquisitions and organic? You had mentioned that stock is already expensive and there does n't seem to be much coverage among analysts, except one I noticed from Raymond James. company did a financing at $1.20 in December, 2016. Stock already trading at $1.67 and most gains made in last 2 weeks. Is it worth taking a small position, before it catches world's attention ? Premium Brands, also in food business, although not an identical co. but was n't discovered by retail investors when it was trading at a fraction of today's price just 3 years ago. Will appreciate your thoughts. Thanks
Read Answer Asked by rajeev on February 09, 2017
Q: Hi,
I'm trying to shuffle a few things around between my margin, RSP, and TFSA accounts and simplify my portfolio. I'm assuming one would want to hold the highest growth stocks in the TFSA because there is no tax.
However, how do you distinguish what should go into which account? For example, among others, I'm holding a bunch of dividend stocks (BPY.UN, BPY, ZWU, VGH, VRE, PPL, AD) and growth stocks (ONEX, XSU, TNC, CXI, SJ) in my RSP. In my TFSA, I also have a mix of dividend and growth stocks, BIP.UN, ZWB, TECK.B, CGX, SHOP, GUD, CRH, HWO. Should I swap some of these stocks between my RSP and TFSA?

My TFSA and RSP are all maxed out and I have been buying a lot of dividend stocks in my margin account lately (CU, XEI, VDY, ENB, WSP, FTS, AQN, PWF, ENF) to take advantage of the dividend tax credit. Is it better to hold dividend growth stocks in your RSP or Margin accounts?

Any examples of what you would do or insight into this would be great! I'm 35 years old and time horizon is 10-20 years (would like an early retirement haha!)

Thanks!
Read Answer Asked by Keith on February 09, 2017
Q: Greetings 5i,

Accumulating funds over the next 18-24 months for a downpayment on first time home. I expect my TFSA account will receive most of the cash as I do not wish to draw down my RRSP account. I was needing your advice on where you feel this money should be placed? Would rising interest rates and possible inflation kicking in be a consideration here? Also this will be a monthly contribution situation and my online broker(TD WebBroker) charges a $9.99 fee for ETF and equity transactions which I would like to avoid. Would TDB909 be a satisfactory option for this? Should I open up an account with a different broker if needed to avoid these fees and dollar cost average into an ETF of your recomendation?

Thanks for all the great advice!
Read Answer Asked by Duane on February 09, 2017
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