Investment Q&A

Q: I am overweight in FTS and wish to reduce it and diversify into H or another utility. Do you think that H would be impacted if Ontario decides to retaliate to US tariffs by cutting off US electricity? Is there another utility company that you prefer? I already own some EMA.

Q: Hi 5i
Sezl down 43% this morning...How would you view sezl going forward ...would you continue to hold is and is this just part of the volatility risk?

Just to be clear regarding your answer to michaels question regarding TTDs massive decline this morning....you say "we would not HOLD"..... ie so you mean you would be sellers?
thx

Q: Remote Driving Cars. Are they the new Apple iPhone or a dud?

What company's would be the pick & shovel company's to invest in.

Is something else the new Apple iPhone?

Thank you.

Q: Can you please suggest a US listed inflation-protected bonds ETF?

Are there any global ones or is it really just US TIPS for this product type?

Thanks!

Q: I read an opinion piece in the Globe & Mail on July 25/25 titled "A billion-dollar bet on artificial intelligence is about to hit reality." The gist of the article was that companies are pouring billions of $'s into AI on the premise that it will "lift global GDP by trillions, create entirely new industries and transform how we work." That is to say, the underlying bet is that machines will eventually deliver what humans can’t: scale, speed and 24/7 output. The author believes that while there will be some benefit from AI, it will not be as big as people believe. He says, user results to date remain mixed. More than 80 per cent of businesses using AI technology are not yet seeing significant earnings gains, and most (new) AI deployments have a failure rate of up to 80 per cent. Yet, the spending keeps increasing even though results underwhelm. An MIT economist and Nobel Laureate Daron Acemoglu estimates AI may lift U.S. GDP by a mere 1.1 per cent to 1.6 per cent over a decade, translating to annual productivity gains of 0.05% (nowhere near the level implied by current valuations). If this opinion turns out to be true, I'm wondering if the (tech) market is setting itself up for a massive fall or correction down the road (not unlike the dot com bubble burst of 2000). I'm curious as to what 5i's view is?

Q: When asked about ranking companies for buying a few days before Thompson Reuter’s fall you ranked fairly low. Would that ranking change now wit it’s drop?

Q: I want to protect my gains and I want also to continue to be invested in this company. What kind of simple strategy you would suggest. To be clearest as possible, can you use the true digits of this company. It happen to me some times to buy call options in the past but I am far being an expert in options strategies.

Thank you very much in advance

Q: Are both companies splitting shares? If so when and why?

Q: I hold LLY shares. Following the announcement of weight loss trial results, the stock declined approximately 14%, despite an improved 2025 outlook after a positive Q2 report. My current position is down 20%, and this investment makes up 5% of my portfolio.

Is this an appropriate time to consider increasing my position? Alternatively, are there other securities that you would prefer ? I would like to take advantage of the Trump turmoil. I am overweight technology.

Thank you kindly. Very appreciative of your comments.

Elaine

Q: A couple of generally solid companies (TRI and LLY) have had some serious drops with earnings. Would you be comfortable buying now? Thank-you.

Q: Can you comment on the drop in Eli Lilly? Is this stock worth holding, or are there better names in the sector? Thanks.

Q: Hi There,
I’m considering starting a new position in PRL or TVK. Of the two, which do you feel is the most compelling buy in the current environment for long term growth?
Thank you,

Q: Is there an opportunity to take advantage of the recent pullbacks in cybersecurity stocks, such as CRWD, PANW, and FTNT,? Given the time of year, might it be better to wait for further declines? Would CRWD still be your favourite?

Q: When I short stocks I start at the top and work my way down. Currently I am looking at problems in the U.S. economy which I think are somewhere between serious and more than serious. In this case I am looking at how a slowdown in consumer spending will dovetail with sectoral effects of tariffs and international policy responses to tariffs. So I have two sectors in mind for shorting, agriculture and manufacturing. Agriculture seems difficult because many of the companies seem to have been hit already. But if that continues it could put a squeeze on Potash. More interesting, at least to me, is the potential double (triple?) whammy that will be felt by U.S. automakers with a weakening economy, higher input prices and a less than favourable international sentiment landscape. These latter issues point me to shorting GM rather than Ford because I don't want to pay the higher divvy on Ford while waiting for the thesis to play out.
Apologies for the overly long question, but what do you think of my overall thesis, and specifically GM as a short and are there any other sectors and/or companies that you feel are vulnerable right now. Thank-you.

Q: I have bought goods from Wayfair a few times and was impressed with their pricing, customer service and quality. It was $300 dollars plus in Mat of 2021 and would love your analysis and thoughts of where this retailer is heading?
Is it worth buying?
Thanx Gary

Q: Hi 65i, May I have your current opinion on DOMO ? is it a Sell, Hold, or a Buy.
thank you

Q: Could you please compare these 2 funds and would you prefer one over the other with explanation? Thanx

Q: How did UPST do in the quarter just past?

Q: Can you please explain the press releases by $oscr $cnc and others related to Medicare and the weak skate prices for these Healthcare companies? Is this weakness likely to last with the Trump policy changes? It's there value here or a longer lasting fundamental change to the revenue potential?

Q: I feel compelled to chime in on the RRSP discussion, with my personal scenario.

- 25 years still to work
- marginal tax rate 43.4%
- highest tax bracket 50.4%
- Assumed yearly return of 10%


Option 1: Utilize the RRSP for 10k/year:

Balance after 25 years = 1.08 million. Worst case scenario (unlikely) I pay 50.4% tax on the entire balance = 536k remaining.

Option 2: Pay tax on the 10k at 43.4% and have 5,660 left to invest in a cash account.

Balance after 25 years = 612k. Pay capital gain tax of **118k = 493k remaining.

**Capital gain = 612k less cost base of 141k (5,660 X 25 years) = 470k. X 50.4% X 0.5 = 118k.



I am still better off in option 1 with 536k rather than the 493k in option 2. Note that it is also very unlikely I pay the highest tax rate on the entire balance. In reality I will likely to much better than the tax rate used in option 1.


Open to hear if you think I'm missing anything?