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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello 5i - I recently took my first Air Canada flights ( six legs) in twenty months and it was not pretty. Delays, cancellations, frustrations at customer service and on. I realise that restarting a big operation like AC is a massive undertaking but I was left wondering if I shouldn't get rid of my shares and maybe come back another time. So, hold or sell? What do you think?
Read Answer Asked by alex on September 24, 2021
Q: Stocks that I hold are Sun Life for the past 3 months going sideways between $63 and $65, TRI hit a one month low of $143.70 and STLC a one month low of $39.95 while the market has been moving up at quite a pace. I know you liked Sun Life and TRI. Are there any of these I should be looking to get out of?
INMD is a health stock on quite a run for quite some time and I was looking to get in but I would like to see some sort of pause before I do something like that. I don't know how you feel about it but Motley Fool had recommended it. I do not subscribe to Motley Fool but sometimes some of their picks show up on my inbox. Your guidance would be greatly appreciated. Thank you.
Read Answer Asked by Dennis on September 24, 2021
Q: Could you pls. discuss in some detail the Structure of BHP Group; the differences between BBL and BHP and the advantages if any of holding one over the other?

Hugh
Read Answer Asked by Hugh on September 24, 2021
Q: Hi 5i, my question is on asset allocation and I know this is a personal question. That said, I'm getting older and capital preservation is even more important to me now. I'm thinking 6% gold, 15% cash, 10% REITs, 15% fixed income (including preferred shares), and the rest (54%) in stocks throughout the world but mostly North American based. Is this reasonable for someone that's getting older? and am I missing any asset classes.
Thanks
Read Answer Asked by Mark on September 24, 2021
Q: Just to be clear. If I journal a company from my CDN to US account, then the dividends are still subject to the Canadian dividend tax credit, even though they are paid in US funds.

The internet says: "
Since U.S. dividends are not paid from Canadian corporations, U.S. dividends do not qualify for the preferential Canadian dividend tax treatment. Foreign dividends, including U.S. dividends, are subject to tax at your marginal tax rate like interest income."
Read Answer Asked by Lucy on September 24, 2021
Q: Hi 5i Team - I have shares of ECN in both my non-registered and TFSA accounts. Could you tell me if the special dividend of $7.50 will be treated by Revenue Canada as a regular dividend by a Canadian corporation. If so then there will be a percentage added to the amount of dividend for total income purposes which could affect my marginal tax rate. Is it better then to move the non-registered shares into my TFSA (in spite of the dividend tax credit) which will trigger a capital gains of 50% of the profit. Thanks as always for the great service!
Read Answer Asked by Rob on September 24, 2021
Q: New IPO - D2L coming out next month. Your opinion ? Better than DCBO ? Thanks
Read Answer Asked by Kamal on September 24, 2021
Q: Good morning, 5 i team!

Your thought on a list of all your A graded companies covering almost all sectors for a TFSA account, equal weighted, long term hold. We will review periodically based on your report monthly.Thank you!
Read Answer Asked by Nhung on September 24, 2021