Investment Q&A

Q: Update: According to BMO Investorline, item 2) below is not an option. The CRD has a different CUSIP (59516M104) than the NASDAQ listed stock (5949181045). Apparently this is true for almost all CDRs.

Hello,
I have 60 shares of MSFT in a non-registered account, and want to sell 18 shares to raise cash of about $11,300. I have capital losses in the account to offset the gains, so there should be no net tax.
To minimize transaction costs, I am considering three options:

1) Sell MSFT directly, and then use Norbert's Gambit to convert to Cdn$
2) Convert the shares the CDR equivalent, i.e. MSFT.CA and sell that in Cdn$ (not allowed according to BMO)
3) Sell MSFT for USD and then have the bank convert the shares (~1.6% conversion loss)

Which of these do you recommend?

Q: Curious how you think the dollar will do this year? Is it time to take some of my US ETFs and buy the CAD hedged version?

Q: The Moneysaver magazine has a list of high dividend US companies some are limited partnerships.What are the Canada and US tax obligations for dividends received in Canada from a US limited partnership?

Q: Greetings Folks:
Given I am 79 years of age, do feel there are better options than waiting out UNH's revival? We are currently also invested in ElV.
Thanks millions for your great support!!!!
brian

Q: Please comment on the timing and the reason for the shelf offering for NVIDIA. Ultimately how will this affect the share price going forward.
Thank you

Q: Hello
our defense Minister tells the Arms company that Canada is spending more on our military, the NATO set a goal of 5% of GDP
what Canadian companies could benefit from this move? thanks
Michael

Q: Retired, dividend-income investor. I've been building a position in HHL for the last 6 months and am ready to add the final 10% tranche.

So, for asset allocation purposes, I can convince myself to go ahead. Add to that, the prices paid in the past (averaging $7.97) have all been higher than now ($7.18)....if I liked it at $8/share, then I should really like it at $7...right?

On the flip side, I don't trust what the USA admin is doing now. I can easily convince myself to leave things as they are now and pause buying more. Then it becomes a market timing question...sort of.

I am leaning towards sitting on my hands for a few more months. Your thoughts....thanks. Steve

Q: Dear Peter et al:

It is not Rocket science that Trump's not so cryptic messages on Social Media create wide fluctuations in the market. Today it centered around EU. It could be about Japan tomorrow. Who knows?!

My question is: Are these wild fluctuations in the market caused by retail investors or Institutional investors. In other words, who exhibits "herd behavior", retail or institutional investors?! Do you see any specific pattern, especially in specific sectors?
In one of your recent answers, you had warned to be cautious about Discretionary sector. Hence this question.

Q: Hi,
Your views on the company. Does the company's business model is turning weak based on profitability and ROIC? Had the company lost its business mojo?
Thanks
Piyush

Q: Hello 5i,

Sorry to add another question on Withholding tax. If the proposal goes through, is there an advantage to hold CDR's instead of US stocks directly?

Thank you for your help.

D&J

Q: Thanks partly to your good advice, I have held GOOG and MSFT for some years. they are now 17% and 28% of my account. I am a senior but fairly risk tolerant. Should I reduce either or both and if so what do you suggest as replacement? Thanks Jim

Q: Hi there - it looks like NTG has run up quite a bit. With currently no position, what price would be a good entry?

Thanks

Q: Is today’s dip an opportune time to make an initial purchase or would you prefer to let the dust settle. I tend to be a buy and hold investor and have been waiting to get into this space.
As a second question, what do you think of GLXY’s plans for the money raised.

Q: Hello all at 5i: What are your thoughts on Definity's purchase of Travellers? Also who is your preferred company in Insurance? Many thanks as always. Barbara

Q: LOOKS LIKE OVER THE LAST COUPLE OF DAYS, THIS STOCK HAS LOST MOMENTUM AND IS BADLY SINKING, THEY REPORTED EARNINGS WHICH SEEMED GOOD NEWS. COULD YOU COMENT. THANKS

Q: Can you please breakdown (in percentage) what BN holds (ie. BAM, BEP, BIP, etc) and what BAM holds?
Thanks!

Q: Now that the merger is complete can you please comment on short and long term potential for the combined company.
Thanks, Murray

Q: Hi 5i, thoughts on their purchase today? Thx.

Q: I rec'd a circular regarding BNT in which they want to pass a resolution referred to as "Return of Capital Resolution" and another referred to as "Share Issuance Transactions". Would you please explain these in reasonably simple language for me.
Thanks, Murray

Q: Sensio Technologies was purchased by Nordic Capital in July 2024.
The stock is still listed as S107678 but never shows trading.
Is there still value for those shares that were trading prior to the company takeover by Nordic Capital?
Thanks