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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: If I may be permitted a response to Peter's query regarding his conversion from a RRSP to RRIF, I would suggest it all depends on whether or not he will need income from his RRIF. I am strongly opposed to the notion that, just because a person reaches a certain age he/she should convert to a conservative portfolio. I'm almost 80 and since I don't need a lot of income from my investments, hold no bonds and except that dividends help to define a quality company, don't worry about dividends. My portfolio is based on the Balanced Equity portfolio from 5i with some diversification stateside and EAFE. My performance has been more than acceptable. The withdrawal requirements of my wife's and my RRIF have been met by transferring to TSFA and will continue to be until I run out of TFSA room.
Read Answer Asked by Fred on April 04, 2017
Q: I've been following the Home Capital Group challenges from the sidelines. Given the valuation and what I see as pretty stable earnings and a sustainable dividend, I'm thinking of starting a position via selling puts but I'm not sure the dust has settled on the dismissal of the CEO yet. I'm worried there may be another shoe to drop like financials restating or another governance issue that the company hasn't shared yet? My thinking is that if any new problems contributed to the CEO being let go, the company would have had to make that public by now. What do you think?

Thanks
Peter
Read Answer Asked by Peter on April 04, 2017
Q: Further to a response to a question by Robert on Apr 3 concerning dividend stocks provided to a grandchild. Could you provide the payout ratio for PTG, CWX, AIM, DIV

Thanks
Stu
Read Answer Asked by Stu on April 04, 2017
Q: Hi there..
I currently own CCL.B as well as WPK. I am curious as to why you classify them as basic materials. It seems my bank has a different opinion. When I hit the analyze button on my investments through my direct investment site.. it says I am currently only invested 1.1% in basic materials... but when I classify the above stocks as basic materials I am weighted just fine.... thoughts? Are there any other basic materials you would recommend?

Thanks
Sue
Read Answer Asked by Susan on April 04, 2017
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