Investment Q&A

Q: I have a question regarding GSY asked by Stephen on Nov 28 about convertible debentures 5.75% at $ 43.99 a share until July 29,2022 could you explain to me how these work in regards to the following
- how often are you payed
-the tax implications
- how does the share price $ 43.99 come into play
- how is your principle tied up if you needed the money is there a penalty if you had to withdraw it,or if that is even possible
-can these be purchased at any bank online with your discount brokerage
-in your opinion how safe are these and any negatives about them
I realize this is a lot to ask and use as many credits as needed thanks a bunch

Q: Timely article.
https://ritholtz.com/2018/12/how-to-use-behavioral-finance-in-asset-management-part-iii/

Q: Hello 5i,
I will be doing a bit of rebalancing and could initiate either a half a position in any two of these names or a full position in one of them.
Dividend safety is paramount with dividend growth secondary to that. From a rebalancing perspecive, TRI would be the most beneficial to add.
All transactions within a TFSA.
So, my questions are:
1. Is now a good time to add to any/all of these?
2. What ranking would you give them in terms of dividend safety?
3. What ranking for dividend growth?
4. What ranking for equity growth?
Please deduct as many credits as you feel are appropriate.
Thanks!!!
Cheers,
Mike

Q: What is your opinion on the management group " go private " bid? Would you vote to accept or hold out for a " fairer " price?
Thanks for your great service.

Q: one year forecast

Q: Can I have your opinion on PXT. Would you add to a half position now? Thanks

Q: Hi Peter/Ryan

With markets down, any scream buys you would suggest for today?

Thanks

Q: Hi Team.
I understand that YGR sells its Oil production at the Brent price
which is higher than WTI pricing.
Is this Correct ?
Thank you
Eric

Q: Regarding this stock, what would you read into 5 insiders buying a total of 368,000 shares on December 3rd. Thanks, Bill

Q: What do you interpret from the latest news release in particular the resignation of Josh Crumb and the future of the Mene collaboration?

Q: In your reply to Michael this morning you stated: "So we think it is a little too soon to write the company off." Your response implies that there is some possibility that SIS will be written off, whereas your previous comments on SIS have been very positive. What level of confidence do you have in SIS as a viable investment for the long term?

Q: Hi,

Peyto is getting a bit beat up today. Any thoughts on why this is?

Thanks,

Gord

Q: I am now down 24% on this stock. I don't hear good things in the long term. Is it time to move on? Thanks

Q: Is this a good time to buy wef ?

Q: Does the short sellers report necessarily affect operations/ earnings? Also, at what point do POT stocks become attractive?

Q: I know that you have recommended selling all Crius Trust Units, obviously there is a few of us who haven't ... can you tell me where you think this stock will bottom out ? ..and is a dividend cut a for sure ?? Thanks as always for your sage advice.

Q: david rosenberg just publishes an article in the globe ignore the yield curve at your own peril, the crew at 5i seems to me far more optimistic than this article indicates, furthermore the market action seems to indicate rosenberg is right on,so my question is who is right andshouldn,t we all be raising much more cash including 5i portfolios. dave

Q: I really can't understand DOO.
I have been investing for 15 years and have never seen this. DOO has beating earnings 9 out of the last 9 times and the stock, after reaching
$51 on Monday is now below $41.
I know there is no news to account for this drop.
Can there be something we do not know about that is the reason?
Can that sale of stock in September still have an effect on this stock?
Maybe Trump has plans to only tax Ski-Doos?

Q: do you feel a 50% dividend cut is priced in

Q: I would like to add a comment in response to the question on Manulife's Income for Life offer from Dave. I am a financial advisor who recently dealt with this issue with an inherited client who had both a registered and non-registered Income for Life product. Some considerations to keep in mind is that the "top up" offer for non-registered plans is fully taxable. In my client's case, we determined that the non-registered offer didn't make sense but that the one for the registered plan did, as there was no taxation and it does not affect the client's RRSP contribution room. In my experience, when an insurance company wants to get out of a product, take a hard look at it because it usually means it is favouring the client too much (but not always, of course). Income for Life is meant to provide not only income for life but guranteed growth in the base amount as well. In Dave's case, the low growth in his capital to date is because of the investments he chose to be in - there is a wide range of investment choices so if the time frame is long enough, he may be able to grow that value. These products are not for everyone but the offer should be examined carefully with the taxation issue in mind. Hope this helps.

Paul F.