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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have owned these Bond ETF's for the last few years and have seen the unit prices drift lower with the rising rate environment. If I had bought the bonds directly the maturity date would restore the capital. Does the same thing happen within the ETF's to the same effect? How doe s it play out over time?
Thanks
Paul
Read Answer Asked by Paul on January 29, 2018
Q: My advisor has recommended the following "best current" additions to my diversified portfolio. I value your opinions higher. ZUB RUF.UN ACR.UN WIR.U. IEMG.
In your opinion are these "best to buy" in their areas, and if not, what are your suggestions for better ones? Thank you for your continuing guidance.
Read Answer Asked by Harold on January 29, 2018
Q: I think that the capital losses of CPD in 2015 were because of the BOC reducing the bank rate and the etf owns a large % of rate reset preferreds which do much better in a rising rate environment. Please confirm and explain why CPD also experienced large capital losses in 2008. I didn't think that reset preferreds were around in 2008. Did interest rates increase in 2008 and CPD was composed of perpetual preferreds back then? Thank you 5i.
Read Answer Asked by Richard on January 29, 2018
Q: This is a followup to my question on PSA. For shorter term funds how would you rate the safety/risk between PSA and HFR ? Are there any tax implications in a TFSA for either product .
Also, a suggestion - I notice a number of people are looking for a place to park money with some degree ( including 100% ) of safety but don't necessarily want to get locked into GIC's. Any chance you could do a comparison chart for various alternatives that you feel would be appropriate, including tax impact for TFSA, other registered funds, and non-registered ?
Thanks again.
Read Answer Asked by Alexandra on January 29, 2018
Q: Do not chuckle at my ignorance here please, but my question here is on ETF and Mutual Fund fees bought in self directed brokerage portfolios. If a posted managed fee (ie 1.5%) where does that withdraw fee show up and is it taken our annually or monthly? I never see a charge on my monthly statements for the etf management fees. How are they calculated, on the purchase price or a share value on a set date? Thanks
Read Answer Asked by James on January 27, 2018
Q: As a retired couple looking for div. Growth, not to happy with 5% weight in zgi in our rrif. Could u please give a few better options.
Read Answer Asked by Peter on January 26, 2018
Q: Following up on a question from Greg Jan 24/18 do you have any information regarding how both ETF's compare. I understand that BLCN has many more stocks while BLOK is concentrated on fewer stocks.Fees tend to be the same or almost the same. I realize both funds are very new ,just launched last week and would be speculative but any investment would be a very minor part of my portfolio. Thanks for any guidance. Too early to invest?Paul
Read Answer Asked by Paul on January 26, 2018