skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi 5i!
This more of a financial planning question than an investing question.
I recently read the book "Retirement Income For Life". It talks about delaying taking CPP until 70 to maximize the amount received. This is achieved by drawing down RSPs from retirement to 70 and taking 1/3 of your retirement funds and buying an annuity. The annuity pays income for life and the larger CPP payment will last for life also. The goal is to not outlive your money in retirement. I'd love to hear your thoughts on this strategy.
Thank you for your insight!
Dave
Read Answer Asked by Dave on December 03, 2018
Q: With the recent market correction, I have several stocks that are down quite significantly and others that stayed flat or went up a little. This involves that the weightings changed quite a bit for some stocks. I know 5i isn't a big fan of averaging down, but in such context what would be your advice? I have the followings (%loss, weight) :
SIS (-19%, 4%)
PHO(-41%, 1.7%)
KXS(-10%, 3.3%)
NFI(-32%, 2.6%)
PBH(-28%, 3.4%)
TOY(-23%, 2.5%)
MX(-22%, 3.1%)
I currently have 13% cash and would consider reducing it to 7-8%. My sectors are well diversified. Which of the above would be your favorites today for a position increase?

Thank you!
Read Answer Asked by Julien on December 03, 2018
Q: Hi, my question is does i5Research have any insight as to why preferred shares have drastically declined in price during November and is there any hope that this trend will reverse. My already underwater collection of Enbridge and bank preferred shares have decreased 7% in value since the start of November. My collection of preferreds are rate reset, resetting in 2019 and where issued with a 3.8% to 4.4% yield. Thanks … Cal
Read Answer Asked by cal on December 03, 2018
Q: Hi 5i, Seasons Greetings. I generally am a buy and hold type but could use some tax losses against earlier gains this year. The above mentioned stocks could be sold and repurchased in early January. Would that be prudent? Is there anything I should not repurchase? Thanks, Ted
Read Answer Asked by Ted on December 03, 2018
Q: I am considering purchasing ECN preferred for the great yield. Can you explain the difference between ECN.PR.A and ECN.PR.C. I can see the yield from a stock quote but can't figure how the dividend is calculated or when the rate resets on either of these. Which of the two if any would you recommend?
Thanks
Read Answer Asked by Chris on December 03, 2018
Q: Here is a Podcast of some people who went to all of Aphria's business locations and what they found out through their investigations about Aphria. This is somewhat disturbing and destructive information about Aphria.
Here is the link: https://seekingalpha.com/article/4225889-investigating-aphria-gabriel-grego-hindenburg-research
Read Answer Asked by Christopher on December 03, 2018
Q: I know it’s early days, but from what I have read Mene has excellent potential, do you agree ?
Financing was announced Friday, and the stock went down seems excessive to me, new start ups usually do this to get money for expansion, they will have $ 40 M total cash after this financing. Would you buy Mene now ? Insiders own a lot of stock. Do you think we will know who the private investor is on Sedar after the closing of financing ? This investor is in for $ 20 M with the intent of $ 80 M additional, this is a lot of money, this investor is obviously close to Mene and would not invest so much without doing his due diligence.
Comments ?

Thanks
Read Answer Asked by Luc on December 03, 2018
Q: Harry Dent and others claim that the markets are about to crash and we should get rid of all gold and silver holdings. History seems to show that precious metals are a good hedge against market pull backs and gold stocks appear to be as low as they have been for a while. Is this a good time to stock up on some precious metals? Your comment will be appreciated.
Read Answer Asked by Charles on December 03, 2018
Q: I have held lions gate for many years waiting for something to happen. Have done the loop from $36 to where it is now—around $18. As one of the few independents left with all the mergers and acquisitions that have taken place in the past few years, do you see potential for it as a takeover target. Amazon has been rumoured as a potential buyer for their streaming operations. Now that the Starz lawsuit has been settled, do you see a future for Lions Gate with or without a merger.
Can you tell me if Maloney owns lots of stock and if insiders own a decent amount and is debt manageable. I am tempted to buy more. I think something good will happen soon but I know hope is not a strategy for investing!
Read Answer Asked by Helen on December 03, 2018
Q: Hello Peter,
With the cannabis stocks trading 50% below the legalization date, I would have thought any big companies that wanted to take an equity position in cannabis companies like Canntrust , Aphria, etc would have done it by now. Any thoughts on this? Also, I am starting to wonder if Knight is worth letting go now. This looks like a 30 year timeframe stock the way it is going... Appreciate the comments
Read Answer Asked by umedali on December 03, 2018
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!