Investment Q&A

Q: What role do charts play in your ratings/recommendations?
What indicators do you most favour?
What formations do you feel are most helpful in your assessments?

Thank you,

John

Q: Everyone, if you could only listen to one Canadian and one American commentator, beside yourself, about business who are those people? Clayton

Q: Having held FTS approx. 10 years I have enjoyed the total return. Now looking (in a well diversified RIF) at taking the gains and redeploying into CNR for some yield but predominantly capital gain over the next 3 to 5 years to bolster portfolio size due to increasing req. withdrawals (also own TFI and looking for similar upside on this). Thoughts?

Q: Hi, 5i
What is your opinion of the latest earnings? Would you buy this company here? Thank you. Cheers

Q: Hi 5i, Digital coins question, As of mid-2025, there are over 17,000 cryptocurrencies in existence (1 7 0 0 0 lol) ; Bitcoin and Ethereum account for most of the total crypto market cap (~70%) ; these two are the darlings of the digital era "the GoTo" to be in the game.
Most cryptocurrencies lack real-world use cases, active development, or sustainable communities. Many are speculative, abandoned, or outright scams. Besides Bitcoin and Ethereum, what other coin(s) would you favor ? thanks

Q: Hello,

May I have your take on Microsoft's earnings please?

It's price action has clearly been very strong. Do you feel that job cuts and big spending plans on AI are the main drivers here, or is there more to it?

Thank you!

Q: Do you see this appreciating in the next year, or would you rate it a sell?

Q: Is this stock likely to appreciate, in a material way, in the next year. Or is it a sell

Q: Hello Everyone,

If no one has asked already, may I please have your assessment of Robinhood earnings & Coinbase earnings please.

Thank you.

Q: Can I have your take on earnings and longer term outlook? Thank-you.

Q: Hello Everyone,

What did you think of Apple and Amazon's earnings, along with their outlook?

Thank you!

Q: Do you know why I get the following message in my margin account for the first time?

BROOKFIELD RENEWABLE PRTNRS LP 5.5% CUM MIN RT RST CL A PFD LP UNIT SER-7 MLP NON-RES TAX WITHHELD REC 07/15/25 PAY 07/31/25

Q: With the full understanding that this is a very speculative play, may I have your opinion on MVIS for a small position for an high risk-tolerance investor? Is it worth it? Or would you prefer to start a new position in one of your highest conviction growth profile names?

Please also rank your top 3 names in growth portfolio for a buy today.

Thank you

Q: I would like your opinion in light of the recent change of ownership, and as well the reset situation in March 2026, and what you would expect to likely happen if 5 year rates are unchanged. I am thinking that based on current 5 year rates, and the spread that this could be an attractive hold considering the Brookfield ownership now with meaningful capital upside if redeemed as well. Thank you

Q: Having invested in Colliers in 2020, I've seen it achieve a fourfold return on my initial investment. Considering this performance, would you advise further capital allocation to this asset? Furthermore, do you anticipate its growth rate will be sustainable at a comparable pace, particularly as the company continues to scale. Thank you.

Q: Netflix has been drifting steadily downward since the end of June. Is the market concerned about anything in particular, or simply finding better options?

Q: Given the potential for a market down-turn, do you see any of these as a good buy for a long-term investment?

Q: What are your top 10 Canadian dividend paying stocks or etf greater than 5%.

Q: Hello, I've read the comments on the taxation of RRIF's with some interest as it was a key issue in my career (now retired) as a tax accountant and one I saw repeatedly as I sat across from estate beneficiaries explaining six figure (and higher) tax bills. While there are complicated strategies the best (and least costly) approach for taxpayers with already large RRSP balances ($4-500K for a couple) is to be acutely aware of your marginal tax rate and to ensure RRSP contributions are saving tax at 50 to 53% (Ontario taxpayer) on the way in as it is likely a large balance will be taxed at 53% on the way out. If in a lower tax bracket consider forgoing the RRSP contribution, paying the tax at the lower rate and setting up a non-registered investment account if TFSA's are maxed out. Also, once retired ensure all low and middle tax brackets are being used and do early RRSP (or increased RRIF) withdrawals to make that happen (up to OAS clawback limit at least if not already there for those 65 and older and not deferring OAS to age 70). A non-registered growth portfolio is a tax deferred account like an RRSP with only one-half taxed at death (or when gains actually realized) under current rules. The charitable donation idea is an option but be aware that for an Ontario taxpayer in the highest bracket the donation saves 50% while the tax on the RRIF is 53 for a loss of 3.0 points. The government is certainly in line to collect a large amount of tax from RRIFs over the next 20-30 years as boomers pass away.

Q: Good morning 5i team

Altus receives little attention from your subscribers. Its share price has increased after the sale of its property tax business, debt pay down, and share re-purchase.
I am trying to decide if their shares represent a solid opportunity to now buy.

Several questions please.

Does 5i view Altus as having meaningful competitive advantage versus peers in providing CRE intelligence services?

Does 5i view Altus as a 'wide, narrow or no moat' company?

Does 5i feel that Altus has a significant runway to gain market share, grow revenue and profit in the CRE market over the next few years?

And finally, would 5i recommend buying Altus shares now, or perhaps wait for a pullback?

Thank you.

Edward