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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Looking through Visa financial statements for last few years and noticed that they had a 1.5 billion extra tax expense for Q316. It was explained as a non reccuring, non cash and related to visa Europe acquisition. So I calculated the p/e without that 1.5b non cash expense and got 31x, which seems much more reasonable than 39x. Is my assumption correct? And do you consider V better investment long term than MA or SQ(which I am might go half position on)?
Read Answer Asked by Jerry on September 19, 2017
Q: Could you elaborate on your answer today to Alan regarding CSU debentures. I am not familiar with debentures...Am I correct in understanding they are like bonds but have no rights to any of the Company's assets if things go wrong ? Other downsides?
Would you recommend the CSU debenture as part of one's fixed income ? You mention liquidity, but not sure how poor that is ? How would I find out more information about the CSU debenture - length of term, etc. I use a discount broker - is it possible to buy through them ?
Any other information that you think would be pertinent would be most appreciated. Many thanks as always.
Read Answer Asked by Alexandra on September 19, 2017
Q: Just a small follow up on the question by Alan.
the rate is determined each March and is the rate of CHANGE in the inflation rate plus 6.5, never to be less then zero. In other words if the rate of change in inflation in a year is -1 % then the rate on the deb will be 6.5-1= 5.5% , and so on.


Appreciate your views on CSU debentures. They seem to guarantee 6.5% plus the inflation rate, so have been yielding 7.5-8%. Seems like a good vehicle for income. Thx
Read Answer Asked by Leon on September 19, 2017
Q: I'm lookng to add one more CDN healthcare stock. I currently have SIS and GUD.
Read Answer Asked by Terry on September 19, 2017
Q: Hi Peter,

I have been following your model portfolio and have greatly benefited from it. Thanks so much for your great recommendations.

I would like to ask for your advice on some non-tech US stocks. The stocks are:

- Abbot (ABT)
- Buffalo Wild Wings (BWLD)
- Celgene (CELG)
- Chipotle Mexican Grill (CMG)
- Echo Global Logistics (ECHO)
- McCormick & Co (MKC)
- Restaurant Brand (QSR)
- Starbucks (SBUX)
- Yum Brand China (YUMC)
- Yum Brand (YUM)

Would you also be able to suggest some other US non-tech stock alternatives, as well as some small caps?

My investment time horizon is 15-20 years.

Your opinion is greatly appreciated. Thank you!
Read Answer Asked by Lai Kuen on September 19, 2017
Q: I have owned AX for 3 yrs, averaged down 1 time but still underwater, recently took small positions in KWH & DR.Interested in BRE. Looking for safety, growth, and dividends. Should I sell AX put the proceeds into BRE or spread the proceeds evenly among KWH, BRE, DR. Perhaps you could rank these four.
Many thanks
Read Answer Asked by george on September 19, 2017
Q: Hold NWC in my tfsa but thinking of switching into CCL-B. Also, is Amazon a threat to North West Company?

Would you be ok with the switch?

Read Answer Asked by Thomas on September 19, 2017
Q: Good afternoon. I currently have $30k in my daughters RESP. Where should I park it for 3 more years?
Read Answer Asked by Dave on September 19, 2017
Q: I am considering converting the holdings in our investment account from the couch potato to a dividend portfolio consisting of the 4 etfs listed. In both cases cash replaces the bond component. I want to draw a larger dividend from the portfolio. Do the 4 etfs provide satisfactory diversification and how do you see the pros and cons of implementing this change. Thanks
Read Answer Asked by Richard on September 19, 2017
Q: Hi 5i,

I sold EMA in my RRSP last week just before it dropped.
I want to replace it with 2 Utilities in my RRSP and 1 in my TFSA. What Utility stocks would you pick today?
These are income portfolios with approx 5% per position.

I look forward to your answer..



Read Answer Asked by Stephen on September 19, 2017
Q: Just a comment to Nino's earlier question about CDZ: at the end of February 2017 Aimia was the largest weighting at 3.15% of that fund (according to iShares website). With the loss of the Air Canada contract and subsequent cancellation of the dividend it would have been delisted from the index (can't find a link to that on S&P though). Seems to me there would be recent losses and distribution cuts to the fund especially from Aimia's fall plus any other changes in holdings. Fair to say situations like that make yield-driven weighting riskier?
Read Answer Asked by Stephen on September 19, 2017
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