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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I would like some recommendations on some companies or ETF's that you like now and going forward. I'm looking for growth as I have a 20year+ time frame and low aversion to risk. I currently hold in my TFSA: CJR.B (down about 5%, should I hold or sell some/all off? -heaviest weighting of portfolio currently), GS, BNS, CPH, CR, KXS, NIF, SIS. Would like to add more companies to TFSA for some more sector diversification and can add to RRSP as well - possibly a growth ETF with US/International exposure? Would appreciate your input, thanks very much.
Read Answer Asked by Dustin on January 29, 2019
Q: Hi Peter, Ryan & Team
In addition to my current 5i Balanced portfolio I want to build an additional RRSP ETF portfolio.Time horizon 3-5 Years and my risk level is moderate.
I am thinking to invest in the following ETF. Appreciate you advise on the distribution, concentration and risk level.
XMD 30%
VUN 20%
XIU 10%
VEE 10%
VXUS 10%
IXC 10%
IWO 10%

Thanks,
Read Answer Asked by Yousef on January 29, 2019
Q: I already have XBB, TIPS, HFR , would TLT be that much different from XBB other than having the currency exposure. Was thinking of buying TLT for more protection against poor markets or if interests rates stop going up. Could I just add to my XBB position to achieve same results.
Read Answer Asked by Geoff on January 28, 2019
Q: Is there a way to buy 30-year US Strip Coupons? They seem like a prudent play on lower interest rates. Any risks? Thank you.
Read Answer Asked by Keith on January 28, 2019
Q: I have a substantial USD investing and as I age am beginning to think that I should invest some of it in fixed income ie bonds, gic type or preferreds. Do you have any suggestions for me as everyone I listen to focusses on Capital gains strategies only.
Read Answer Asked by James on January 28, 2019
Q: Lately my capital investment in ZPR has been decreasing. This forms part of my income investment portfolio. I am thinking on making a switch. Which investments would you recommend for income with a little potential growth as a replacement.

Thank you,

Bob
Read Answer Asked by Robert on January 27, 2019
Q: I have targeted general [not sector-specific] funds/ ETFs at up to 14% of total portfolio because of fund/ ETF attributes or performance. Please advise on selection and additions/ deletions of current and Watchlist or other.
Currently the allocation is XMU 8%, Edgepoint Gbl Port - 33% [4.5% total portfolio] + CYB - 3.5%, Mawer Gbl Eq and FID Gbl Innovators and AARK all at 11%, TD US Mid-Cap Growth - 9%. My watchlist includes DGRO [value - dividend growth], MAN Gbl Small Cap [previously sold] and TD US Blue Chip.
Read Answer Asked by sam on January 27, 2019
Q: Hello 5i

Thank you for your prompt reply to my question as to which account was best to put XRE.

Would all interest from the security only be sheltered in an RRSP or would the same rules apply for a TFSA? At present, I have no room in my RRSP but so have my 2019 contribution money waiting for a home.

Thanks, as always, for your support.

Best
Peter
Read Answer Asked by Peter on January 24, 2019
Q: FTB has a dividend yield of 3.56%, actual mgt fee of .50% and an MER of 1.09%. Could the difference be imbedded fees paid to the financial planner recommending the fund and biasing his judgement. How do imbedded fees impact the recommendation of the financial planner. Is he looking out for your best interests or his? He gets a 1%management fee regardless of performance, although he says if I do better he does better. Perhaps they should be paid on performance

By comparison CLF has a yield of 2.66% and an MER of .17, XSB has a yield of 2.38 and an MER of .17 and HFY has a yield of 4.98% and an MER of 1.03. Funds with a higher MER seems to have a larger yield. Is the yield stated after the MER?

Thank you.
Read Answer Asked by Donald on January 24, 2019
Q: looking for an ETF in the cybersecurity space, that will give me some growth
Read Answer Asked by Howie on January 23, 2019
Q: Sheldon recently asked a question about the 1 minute portfolio approach. You answered that you would suggest a more global ETF rather than the Canadian ETF suggested in the Globe article and that it might be a good way for an investor to create a base or core to their portfolio.

Taking into account MER, diversification, holdings and anything else you think is important, could you please suggest a global stock ETF that you feel would work well as a base/core part of a portfolio?

Could you please also suggest a global bond ETF that you feel would work well as the base/core part of a portfolio?

Thank you,
Geoff
Read Answer Asked by Geoffrey on January 23, 2019
Q: I'm using XIU puts for my CAD portfolio and spy puts for my US portfolio, whenever i feel there is a market risk.
A few weeks ago one of the 5i questions was about XIU short selling for down risk protection.
My US portfolio is $290k. I'm interested in providing protection for70% of my portfolio for the next 6months. I would appreciate your opinion of how you would use the SPY short selling for that.one of the problems that i see is that you tie up too much margin and i use it when i buy risky equities ( like NLY).

Best Regards

Frank
Read Answer Asked by Frank on January 23, 2019
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