Investment Q&A

Q: Structurally what is the difference between CBNK and HCAL ? One yields 6.95% and the other 8.84% ..... If they are more or less the same product I can't see any reason not to opt for the higher yield .....

Q: Dear 5i,
COWZ is a US listed ETF which attempts to select the highest FCF Yield companies from the Russel 1000 index. The reported ETF Operating Expenses are 0.49% and the latest reported portfolio turnover is over 100%.
It seems that US listed ETF's do not provide TER fees in any of there documentation. I would like to know the impact of excessive trading has on the overall Total Return for an ETF. Am I correct in that US ETF's are not required to disclose TER fees?

Q: I would think that with todays cpi numbers , and expectations of at least a .75 increase in the fed , that tlt would react very negatively. As I type tlt is just down .19%
Why is it not down more

Q: Retired, dividend-income investor. Not a market timing question...ok maybe it sort of is.

Looking to potentially add to ZRE and just wondering where we are at in the investment cycle and if now is a reasonable time to be adding to ZRE?


Also, is there a seasonality to REITs? When looking at a 10 year chart, it appears to my amateur eyes that the last portion of the year looks to be trending down most of the time? It looks like the January to early fall period is usually positive?

Thanks for your help....Steve

Q: do you recommend Canadians buying US bond ETFs? Is there a Canadian hedged version of TLT?

Q: Hi,
Is there a small cap focused ETF that trades in Canada that you can recommend?

Thanks
David

Q: How do you determine what the total holdings are of this and other etf's above and beyond their top 10 holdings. Also is their an easy way to determine whether an etf's payout is partly return of capital. Thank you

Q: I am a retired income investor. All my income except CPP comes from my investments. Right now I am quite well diversified and I did not go to much cash so far nor do not intend to. However, I am now thinking that I should make some changes to be underweight some sectors and overweight others. Right now I am overweight ENB (I consider it a utility), BEP.UN, T, SLF, the Cdn banks and BCE. I also own a lot of the various BMO covered calls ETFs. Two areas I am light is Consumer Staples which the gurus say will hold up well now and I hold no US stocks. One can argue whether we are now in recession or it is coming but I am sure it is or will be real especially since our government says it does not think about economic policy. I am thinking of reducing the covered calls and increasing my exposure to stocks because I believe the stocks will perform better during and as we come out of this. This will further skew my diversity but these are not normal times.
I would like your thoughts on this and a recommendation for "safe" income producing Consumer Staples and a US ETF.
Many thanks

Q: Can you explain the extreme volatility of KRBN in recent months. Is this a safe long term investment? Your thoughts please.

Q: Can you recommend a diversified etf with a high dividend that targets canadian market. Looking for sectors that are not to voltile.
T Steve

Q: Own both ZDI and PDI to cover international divs, Was going to sell PDI as a tax-loss and put proceeds into ZDI. Do I need both ZDI and PID or does ZDI provide enough diversification? Thanks Ron

Q: It pays monthly distribution. It works out 7.41% at the current market price of 17.81. Is it considered as good income generating holding? If not then can you suggest a name? I hold ENB and ALA.
Thanks

Q: Historically, how important has investing outside of North America been for portfolio performance? Could one do just as well or better by ignoring international markets?

Thanks.

Q: Hi 5i team.
about 6 weeks ago sold AQN for a tax loss and increased position in FTS and bought some BEPC on top of BEP.UN as I am thinking of switching to BEPC to make life less complicated tax wise.
Problem (and a good one to have) is that I have a large capital gain in BEP.un.

Utilities portions as total of all portfolio.
BEP.UN is about 2%
BEPC about 1%
Fortis about 2%
Polaris about 1%

Question is what to sell or reduce to add in AQN back at about 2%?
Would you suggest a different mix?
I like the dividends and am OK w slow to moderate growth - retiree and looking at conservative ongoing investment. (I like all of these stocks.)

I am willing to pay some taxes as I worry about the capital gains tax rate rising at some point under our current government.
Subtract as many questions as needed.
Thank you.

Q: I have been a multi year holder of CLF and CBO in my Non Reg account and I would like to take the loss, and find two comparable etfs for my fixed income portion of my portfolio. Suggestions please.

Q: I am currently somewhat overweight bank and gold stocks. Would these covered call funds be complimentary or simply increase sector exposure even more?
It's very hard to ignore the 11% yield with GLCC and BANK for an income seeking investor.
Why is ZWB 7% while BANK is 11%

thank you

Q: Hi Group what the heck happened to ECN they announced a bought deal and it has gone down since? I see the CEO is loading up on shares He just bought over 1m this week also can you supply your thoughts on TCN seems to me rentals should go up in this environment so what gives with TCN? lastly is it time to take a small position in US and Cad EFFs

Can you give me an entry price on all 4 stocks and your reasoning or should i just wait for markets to shows signs of recovery Was June the lows or are we going to retest June lows (just you best guess I know you do not have a crystal ball

Appreciate your help with my questions

Q: The Harvest Healthcare ETFs appear to be a good way to diversify into American healthcare and get a "healthy?" income too. The MER is a bit high.
In a small very conservative TFSA would this make sense? Are there concerns, flaws, issues with this particular ETF series to watch out for?

Thanks

Q: Could you suggest a few dividend focused ETFs for a taxable account to 'park' money that will not be needed for a few years ? I purchased UTIL because I liked its holdings but am concerned about its trading volume. I already own XEI and ZDV.

Q: I have run Portfolio Analytics and it shows that I am overweight by region in Canada (5%) and the US (10%) and underweight in International (15%). Can you suggest 3 ETFs that will increase my International exposure in a non-registered account and include some details on these ETFs (projected performance, fees, yields, etc)?