Investment Q&A

Q: I am a relatively new member of your service and find it both informative and useful. I read all of the questions and many of the answers daily. Within the answers I find many gems of general information which I call "Peter's Pearls" (of Wisdom). I transcribe them to notes (dated) and categorize them for future reference. I do this because I would have a hard time later finding the specific question which prompted the answer.

5i Research may have started as a stock advisory service. It seems that many members are now looking to you as a portfolio advisory service and /or a tax advisory service.

Most of us have 3 types of accounts, namely TFSAs, RRSPs/RRIFs and Taxable accounts, and with couples, that may be 6 accounts. It has become increasingly apparent to me that, for tax purposes, having the right stocks in the right account of the right person makes a huge difference.

Please consider posting more articles on such topics as
- portfolio construction (sector allocations and recommended number of stocks for various portfolio sizes
- recommended maximum percentage for a single stock (i.e what is a "full position") at various portfolio sizes
- model portfolios for each of the 3 account types.

Keep up the great work.

Q: Hi I have a substantial investment in the banks mainly for income. There has been a lot of articles lately about the threat of fintechs to the Canadian banks. What is you take on this threat. Thanks Mike

Q: i currently am thinking of retiring im 55 and tired of the volatile markets im considering putting all my money 800K in Dream Office Real Estate Investment Trust d.un with the current 10% yeild that should give me about 6600 monthly income which would be comfortable for me, my house is paid and i have no debt. d.un has taken a hit for being a reit in general and for being located in calgary, i think it is way oversold, i would like to know what you think of this idea.

thank you

Q: This stock has fallen like a rock. I know de bores drop the price of Diamonds by 9 % but the drop in our dollar should make up for it. I hear short selling might be the cause .MPV states a 1 $ dividend next yr. Is this possible?I would like your opinion .

Q: Hi,
For income I have these 6 stock. Can you give me your order from 1 to six, I want keep the best for long term. Perheps you will have an other one in place of the last.
Thanks in advance.
Francois

Q: Yesterday,shortly before the market close,a reporter on BNN when commenting on Concordia's share issue stated "clearly this issue will have to be repriced" or words very close to this quote.My question is:Do you consider the above quote to be appropriate considering the attack to which this stock has been subjected?I can understand an analyst or a money manager making such a statement but for a BNN reporter it seems to me to be irresponsible.The statement seemed to have no effect on the stock price but not long after CXR reported that the issue was completed and the money was"in the bank".Publish at your discretion.I thank you for your continued guidance and advice. Don.

Q: Hi, May I have your opinion on this company please. Thank you.

Q: Good Morning Peter, pls update on GSY when time allows, would you add to a position here ? thank you, Paul

Q: Peter As a 5I member for a long time your service has been great ,This current market turmoil will pass and if you have good companies you will be ok in time.
stan

Q: Good morning

Can you please give me your updated thoughts on NDQ as an investment.
It seems to have been unfairly caught up in biotechnology paranoia.

Thanks once again for the tremendous service!

Tom

Q: Hi Peter and Team!! Between seeking alpha, some financial papers and Jim Cramer, there is a lot of noise out there. For a small retail investor, things can get a little confusing and panic generating at times. I subscribe to 5i and the Investment reporter...my two beacons in the fog... could you suggest any other reliable information sources that give a level headed view of the markets both here and in the world overall? Kind Regards, Tamara

Q: Hi Guys,

With the recent sell off does this stock look more attractive now or is there another firm you prefer in that space.

Thank you

Q: The latest downturn has made for some incredible bargins for divvy investors. Could you give some suggestions for a "safe" 5%+ yield?

Q: Four days ago, when Concordia had dropped to $80 I wrote that if this keeps up this will be a $40 stock in a couple of weeks. It's now down another 16% on the day and hovering around $47. Fundamentals seem to be of no interest in this market, and at this rate it will be a $20 stock in a few days. Bearing in mind nothing about the underlying value of the company diminished does there come a point where someone decides to simply buy this out for a fraction of its actual value, or even take it private, screwing everyone who is holding on in hopes of its eventual recovery? Also in line with speculation, if Concordia backed out of its agreement to buy Amdipharm would that likely halt the stock's disintegration?

Q: I have a half position in efn could I have your recommendation on if I should increase to a full position or perhaps take a half position in cxi at this time, the only other financial I have is mfc. Thanks as always for your advice.

Q: Hello 5i Team,

What are your thoughts on the recent resignation of director Chris Gardner? The stock is off by 12% today on the news. Is the news simply shaking investor confidence or is there a fundamental change here?

Thanks!

Q: Perhaps you could shed some daylight under this rock?
Could Kingsway be serious ?

Q: I have a position in Tucows. I like the business and as I listened to the last conference call, it seemed like future growth plans were solid. I am down a lot on my position but it is almost impossible to sell given very low volumes.

I am thinking about adding to my position to reduce my cost base. What are your thoughts on the future of the Company?

Don

Q: Hi Peter and Team:
Liquor stores (TSX) is making a a year low, whihc was also repeated in 2008-2009. The yield is 10% as is covered by the cash flow, but only 50% with the earnings. Liquour comsumption is normally seen as secure as people tend to buy liquor in bad times and a lot in good times .
What do you think ??. If I buy it will be a very small part of my portfolio, with the purpose of increasing my average yield and not getting into a risky investment (I already have enough Artis, Superior Plus, REITS and Banks for normal yield with reasonably low risk)

regards
Alex

Q: What are your thoughts on this stock? It seems to be oversold?